#1 Identity Theft Protection

NCO Financial Systems

1,419 comments

Be sure to go and leave a comment at NCO Financial Systems at CallFerret Phone Number Lookup so that all of the new NCO phone numbers are available to people as soon as possible.

In case you are getting calls from the wonderful people at NCO Financial Systems. You should read some messages people have posted about this company. Apart from having to pay $1.5 million to settle Federal Trade Commission charges that it violated the Fair Credit Reporting Act (FCRA), there are also many many claims of state and federal violations of legislation like the Fair Credit Reporting Act (FCRA) and the Fair Debt Collection Practices Act (FDCPA).

The company purchases old debt from people like your cellphone provider, hospitals and the government for pennies on the dollar and then tries to collect it. You may have even already paid the bill, like I had, but that is really a minor irrelevant point. The reality is, much if not most of this debt is so old noone has any obligation to repay any of it, least of all not to NCO. Many people have been harassed for debt belonging to neighbors, relatives, old residents of the same address, and co-workers. Don’t pay NCO a penny.

If you receive letters or phone calls from NCO or phone numbers like
800-709-8625 or 888-804-3488 or 877-803-8009 or 800-541-2742 or 888-688-7929 or 800-445-4918 or 866-569-8956 or 800-218-1175 or 800-448-9576 or 800-684-8429 or 866-429-3592 or 800-976-8307 or 877-871-6484 or 800-735-6588 or 800-220-1942 or 877-778-1799 or 800-227-4000 or 800-807-7809 or 866-626-9112 or 866-425-8131 or 800-967-4100 or 877-252-4534 or 877-202-9074 or 888-691-8955 or 888-259-3021 or 800-437-7403 or
800-383-4761 or 866-360-9791 you should read this page about the Fair Debt Collection Practices Act. If NCO does anything wrong with you, you could be entitled to $1000 per infraction and they may have to pay your lawyer and possibly even your debt.

To halt their “contact”, send NCO a certified, return-receipt cease and desist letter (they throw away all faxes and non-certified letters). A sample letter might read (though, you must seek real legal advice, which I’m not):

This is to advise you that pursuant to the Fair Debt Collection Practices Act (“FDCPA”) 15 USC 1692c(c), you are hereby notified to immediately terminate any contact with me, or any members of my family or household, regarding any matter concerning the collection of a debt you allege is owed to your company or to your principal/customer/client. This notice shall include, but is not limited to written correspondence, as well as telephonic communication. This letter also verifies that I live at the address above, therefore, any further locator attempts would be a violation of the FDCPA.

Their address is:
NCO Financial Systems, Inc.
507 Prudential Rd
Horsham, PA 19044-2308

Is NCO calling you? Do you have a new NCO phone number or information? Please leave a comment and share it with the rest of us. Thanks!

NCO may or may not report your debt dispute with them on your credit report. It is important to make sure that if NCO puts anything on your credit report, all of the information is accurate, such as date of debt, last activity on account and the correct amount. That information is not always placed on all three major reports and your valid creditors usually only check one of these sources, so make sure you check all three (TransUnion, Equifax and Experian) for correct information. You should also check your credit score at these agencies to see the impact of your debt history on your credit-worthiness. Click for a FREE 3-in-1 Credit Report.

If NCO does not leave you alone, Lexington Law is an affordable legal tool to get them to stop calling and writing you. They are also very effective at deleting the negative information off of your credit reports.

Oh, and Miss Hill, thanks for calling ;)

Important! File a complaint with the Pennsylvania Attorney General – easy online form (NCO is a PA company and PA is investigating NCO)

P.S. The Pennsylvania Attorney General recently finished a big case against them, though the complaints continue.

{ 1419 comments… read them below or add one }

1 Anna February 8, 2010 at 7:56 pm

Call always says Please call Mrs. baker back at 1-877-273-3495. The debt is not even for us and they have been calling for months at least twice a week but usually more.

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2 crystal February 7, 2010 at 11:13 pm

1-800-550-9619

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3 Sofia Alonso February 6, 2010 at 5:54 pm

My mother received a letter from this NCO Financial systems of Puerto Rico, inc. their address however varies from the one people posted here. It is P.O Box 15630 Dept 19 WILMINGTON DE 19850 (the phone is 1-877-997-9494).

When she called they told her that debt was collected from the Old Navy store, but we went to the store in Carolina and the manager told me she had never heard of such company, and the manager herself called the phone endorsed in the letter and they never picked up the phone…

The letter is not signed eithter, and they say they want $429.32!!!

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4 TONY JOHNSON February 5, 2010 at 11:50 pm

HAD A MESSAGE ON MY PHONE TODAY. HAVE NEVER OWED ANY ONE ANYTHING. SAID TO CALL MRS. LIGHTFORD AT 800-273-6816 WHEN I DID JUST GOT A RECORDING.

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5 Shotsie February 4, 2010 at 11:14 pm

I have been receiving these calls twice a day for several months. Most of the time I check the caller ID and if it says “Unknown Caller”, I don’t even pick it up.
But eventually I wanted to see what it was all about, so I picked up the call and got a recording saying to call James Wood at 1-877-349-7511. When I called the number, I was put on hold for what seems like forever, then it cut off.

I reported it to my local Attorney General’s Office. Haven’t received any since.

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6 ihatebillcollectors February 4, 2010 at 3:25 pm

here is a new number i think called me at 8:30 am.Before i could get to the phone they hung up.Here we go.I don’t owe anything guess I will be hearing from them again.I think I will put a recorder on my phone. 1-888-480-1534

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7 Susan February 4, 2010 at 1:00 am

800-221-8887.

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8 Jay Newirth February 3, 2010 at 11:35 pm

Here’s a new number for the list …. 866-319-8980
I get a call once a week on my cell phone and I simply erase the message
Do they only call on cell phones (because I never get any phone calls on my landline)?
Is there anything that can be done to stop them from calling

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9 Jane February 2, 2010 at 6:08 pm

new number 866-212-5496

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10 KC February 1, 2010 at 5:42 pm

I have been getting these calls from NCO at my place of employment. I’ve told them over and over to stop calling me. They tell me they don’t know why I’m getting these calls and will stop. Well they left another message with my supervisor this time to call. The person left the name Jonas, NCO Financial Services 1-866-442-0536. I’ve also been getting calls from a Redline Recovery Service several times a day at home regarding a credit card I’ve never even owned or had. This is very upsetting.

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11 Sam January 30, 2010 at 8:35 pm

I am getting calls with an NCO Spanish-language recording from 877-997-9496. Though I know of no debts I had when I lived in Puerto Rico nearly 10 years ago, I can only imagine their calls are somehow related to some transaction from that period. If so, I no longer have records to prove I paid my bills when I did live there. Even if they have evidence that I do owe something on an account from before the year 2002, I know that I am under no obligation to pay it after 8-10 years.

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12 S McCollister January 30, 2010 at 6:24 pm

My husband’s father died about two and a half years ago and these people are still calling us from this NCO company.

We followed the law regarding posting of the estate for any bills and notification. In fact, the company they are calling to get the debt paid for was notified–they told me the name of the company the first time I called them back.
I informed them of my FIL’s death, we faxed proof of death to them as they requested and informed them that the estate was closed and all credtiors that had debt were notified and had the ability to contest the estate in August of 2008. It is closed and no one else can collect on the estate. The estate actually closed owing us money because we had to pay the upkeep of the estate until it was settled.
We have the same number as my FIL because it has been in the family for more than 40 years and many of my husband’s realtives out west know this number.
I’ve been answering it as of late–we mainly let everything hit the answering machine–trying to clear up any telemarketing calls.

They are still calling after being provided proof of death–a certified copy of the death certificate–and proof that the estate has been closed for a year and a half.

I did tell them today that if they kept calling this number after the information that they have received, I will report them to the State. I also told them they could do a simple look up on the county clerk of the courts to see that the estate was indeed settled and closed if they need further proof than we have already provided.

The number they wanted us to call back is 1-866-637-0270.

I will file a complaint if they do not stop calling. They only call us about once a week so far.

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13 Scott January 29, 2010 at 8:53 pm

888-475-6741 Just started harassing me yesterday about a student loan from 25 years ago. First time any debt collector ever called my cell phone.

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14 Patrick January 29, 2010 at 7:05 pm

The weeb site I was building was supposed to send all e-mails to my e-mail address. Unbeknownst to me, it wasn’t so the two notices that the credit card I was using had expired never came to me. I then received two leters from NCO telling me I owed $48.00. I called them tpo pay it with a different credit card and the a**hole that was on the phone told me I had to agree to pay an $8.00 service fee or they couldn’t accept my payment. I asked him if the $8.00 also applied if I went on their web site to pay. he said yes. I asked himi if the $8.00 applied if I sent them a check. He said yes. I asked him then why the service fee was ot notr listed on the invoice. He referred me back to the $8.00 fee for paying by credit card. After 5 minutes of going back and forth, he then tells me that if I pay by check, the $8.00 doesn’t apply. Screw ‘em, they can wait for the check.

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15 linda January 28, 2010 at 12:06 am

I received a letter from a company called Vision Financial Corp. saying they were contacting me about a debt their client (NCO Portfolio Management) had purchased from Bank of America. I had paid this bill through a credit counseling agency over 10 years ago. This is the second time NCO has tried to say I have an outstanding debt. I called the Vision Financial Corp. to talk to them and they said they were just trying to collect for NCO. If I had any problems I needed to be contacting NCO. She didn’t have any numbers or the address to give me. She said I needed to get on the internet and look up their (NCO) number. Has anyone had a similar situation like this? I don’t even know what debt counseling company I used. Does anyone have a suggestion as to how I can get information proving I paid this debt off?

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16 S Dillard January 27, 2010 at 10:28 pm

Another NCO number is 1-877-517-1978

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17 Marc January 27, 2010 at 7:53 pm

I received a voicemail today from a “Mrs. Wallace” telling me to call her back immediately. She never mentioned my name. I didn’t see the phone # listed above. I was called from 1-800-897-0308.

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18 Bryan January 27, 2010 at 3:17 am

800-448-9570

I do owe on a credit card bill and accept responsibility to pay, but when I told them I would pay with a money order for the settlement I was told they can’t accept money orders for settlements because it takes too long for them to go through their mail! ROFL that’s sad. So now they can accept what a judge orders in my opinion….settlements don’t change….I just settled with another creditor for my fiance and had no problem. these people are unethical, uneducated SCAMMERS.

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19 jon January 26, 2010 at 10:30 pm

received a call regarding a company that I worked at 5 yrs ago (Macromedia, which was acquired by Adobe)… what the heck? The number is 888 217 9861

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20 Kim January 26, 2010 at 7:16 pm

I received a call from NCO last night around 6pm. It was a pre-recorded message asking that I call them back today. Her name was Sharon Robertson. She left a reference number and call back number 800-747-5205. There was no information left in the message of who she was representing.

I have tried calling this afternoon during my lunch break, and I immediately get a recorded message: “Up for some exciting talk? then call 800-515-2500″.

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21 Alan January 26, 2010 at 4:37 pm

The number I get is 888-831-6994
I live not too far from Horsham, PA . Maybe Ill pay them a visit

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22 Amy January 25, 2010 at 6:25 pm

Can anyone tell me this? Can debts with a goverment agency, such as the California Student Aid Commission, for a student loan (Federal Stafford Loan) be settled? Unfortunately, we have gone through some hard times and settled with credit card companies before. But when we got pushed into a corner last February by NCO, they said that I would not be able to settle the amount and I would have to pay every dime of interest that accrued since we hadn’t paid. If you have settled with cc companies before, you know that most of the time the debt can be cut in half. I understand now that is really bad for your credit but if it is already tarnished, then you can save some money and start settling more debts. Any comments appreciated.

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23 josue January 22, 2010 at 6:39 pm

18668492442. they just called askin me to pay $265 for a damm 2006 medical bill that i think i paid already, she asked me to pay the full amount by credit card, plus she was with her attitude so i kept asking her the same ?s over n over lol, she was more mad so she aint gettin shhhhh frm me, thnx to this page i now know better, thnx

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24 I'm a harassed person January 21, 2010 at 12:24 am

Here’s what you can do to harass them back! They are taking up your time, right? OK, so when they call, answer it, and set the phone down and do whatever you were doing before they called! Now, if you want to get a few chuckles, turn the speaker phone on, so you can hear them asking for you, in a confused voice, since they hear that you answered and that there is noise in the background! Also, if you really want to get to them, online, send them a payment of $1.00. Yes, I really did mean ONE DOLLAR. LOL

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25 Brian January 28, 2010 at 1:11 am

Bummer,
Now your old debit just went active again.
Now you have to wait 7 years for it to go inactive.
Hope your not planing on buying a house during that time.
you will have to pay it if you want the mortgage

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26 Jim January 20, 2010 at 3:20 am

I have a # 866-447-9302. I’ve been getting calls from NCO since Nov. related to a boat insurance bill. Tonight the sh– hit the fan. The woman left a message to returned the call. That I did! She was so un-professional. How can someone be so rude and expect the public or customers to sit and listen. I wasn’t up for her bull crap and I told her. She hung up on me. I politely called her back and clearly explained that I hoped the last and this call was monitored as she stated, because I was planning to file harrasment case for the calls and the way she spoke to me. She would not listen to what I had to say and kept telling me she was talking not me. When I refused to shut up, she hung up the second time. I’ve had it with these assholes and will pursue further actions toward them. These people are so unorganize and clueless. What they don’t even realize, the debt they are trying to collect is incorrect. I have actually recieved a check from the insurance company for $19 vs the debt they say I owe of $88. I agree with an earlier comment, NCO needs to get the head out of thier ass!
And this is for you JUSTER: As Karen says “moron” If you people did you job correct I wouldn’t be on here. With your arogant comment I wouldn’t expect nothing else from you. You seem to fit right in with such a rude, unprofessional group of people.

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27 James January 20, 2010 at 2:54 am

It really is a shame these people are such crooks. I have some dept due to medical bills I have been unable to pay. There is nothing I could have done to prevent this dept as I can’t control illness. I will soon have enogh money to pay them off…but I’m afraid to deal with them. It seems like there is no way to pay them without the risk of them taking the money and not closing your case. Anyway, I’m not going to call someone just to get yelled out. Do they really think these tactics will make people want to pay them?

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28 lee January 18, 2010 at 2:37 am

I have a # of 1-800-234-3550 the clerk of courts of Brevard Florida gave me this # to pay a ticket off but after reading about NCO I really dont want to call them and have them calling and calling.and how do I know the ticket gets paid . any ideas?????

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29 Stacey January 16, 2010 at 8:09 pm

Just got a letter from them on a debt to SEARS from 1991

Here is the Phone # they gave me which is not on the list 866-576-8284

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30 Scott January 16, 2010 at 6:23 pm

Add 866-576-1447

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31 thomas January 16, 2010 at 12:39 am

Been trying to settle wifes debt with nco since Oct, simple request send me a letter stateing agreed amount.have had dozens of calls ,still no letter for my records on said amount.Today was even told i mailed a check that did not have sufficiat funds,so all deals were off.guess i wait to here from their attorneyor get one.never had such a hard time paying a debt.

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32 Karen January 15, 2010 at 5:32 pm

Is this Company for real? OMG, I called them because after checking my credit report, they had reaged a debt that over the statues of limitations. They lied to me, laughted at me, tried to make me think they knew nothing about them placing that debt on my credit report! I will seek a suit against them ASAP.

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33 Laura Williams January 14, 2010 at 3:17 am

At 8:46 this evening, my phone rang & my 13 year old son answered. As he came up the hall, I heard him say, “you have the wrong number.” Then he came & handed me the phone & said “they want to speak to an adult.” At that point, I took the phone & said hello. A male said “I’m looking for a relative of yours,” well that sounded odd & I said “excuse me.” He said, “I know this sounds odd, but is this the Earwood residence.” I said, “I’m sorry, you have the wrong number.” Well, he kept pressing saying “you don’t know Victoria Earwood.” I said, “I’m sorry, you have the Williams residence, I don’t know anyone by that name nor am I related to anyone by that last name.” Well, he just kept on & on the whole time while I was trying my best to be polite, but getting frustrated as my husband is in ICU right now & the last thing I felt like dealing w/ was this.

Well, at that point I firmly said once again “Sir, I am sorry you have the wrong number.” Well, then he said “why are you being so defensive then.” I said who is this & he identified himself as Dennis w/ NCO Financial. I said, Dennis, I am not being defensive, you have the wrong number & I know no one by that name. At that point he said “You’re just being a lazy bit*h” and hung up the phone.

Now while some people may have a legitimate debt or reason for these people to be calling them, I have none nor am I who they want or am I related to who they are trying to find. But to be called this by someone who has called MY home is just outrageous. I understand many people are looking to dodge a debt in this economy & things are bad so creditors are trying harder to collect, however even IF I had been this woman, in no way does anyone have the right to call my home & call me any profane name or derogatory name. I am appalled & offended that a company would employee someone like this & sounds to me as if the man has a serious grudge against women in general. However, I will have my brother in law, a detective w/ my county trace this number because I DO hope they record their conversations & can hear this man call someone a lazy bit*h for absolutely ZERO reason. Maybe if it were their mother that he called & said this to they would think on it a little differently.

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34 J January 13, 2010 at 2:59 am

877-273-3495

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35 Mary January 11, 2010 at 9:39 pm

called from 888-831-6994. This call was not for me but an employee. He asked to speak to an employee. I told him employees were not allowed to receive private calls of this nature at work. He responded with “So he DOES work there?” I told him that I would neither confirm nor deny, but simply that no personal information would be given and that his company WAS NOT to call our business again. He flew off the handle and started yelling at me. Told me I was “in for it now” and that I would be receiving plenty of calls from him in the future. I again said, “Do not call here again,” and hung up. He called back and hung up on me twice…so far.

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36 Juster January 11, 2010 at 6:57 am

I am working for nco :) and thank you guys, i have a job because you PEOPLE have bad debts! :)

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37 Dina Brooks January 12, 2010 at 2:16 pm

Juster,
Let me tell you, you are a person that makes minimum wage and gets off on trying to contact people and bully them and then when questioned about your program your only option is to run and hide like a scared little rat!

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38 Karen January 15, 2010 at 5:36 pm

Who would want your job @ only $9.00 bucks an hour & have to scarp the bottom of the toilet to get a bonus check…..get a real job!! P.S. We are all sure you owe big debt too ;-) you moron!!!!!

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39 dbeck January 15, 2010 at 9:32 pm

LOL… go back to work before you lose such a fabulous job.

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40 Donna January 16, 2010 at 11:30 pm

you sound like one of those welfare to waork people that they only only pay $10.00 dollars a hour am I right

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41 Mia Culper January 9, 2010 at 6:03 pm

To clear your credit on Medical Bills, here is a direct line to the person who can help you (otherwise she will dodge your calls to infinity)
Laura Auten – 770-300-2604
Medical Bad Debt marks on your credit only

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42 Janis January 8, 2010 at 7:29 pm

I just got my 100+ call from NCO…866-628-7086…I am sending the letter today! AGAIN!!

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43 rich w January 8, 2010 at 5:13 pm

I have NO debt – OWE NOTHING, have a perfect credit, but they keep on calling.
Should my people talk to their people?

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44 Jeff January 7, 2010 at 1:06 am

These people are impossible! I have asked EVERYDAY for information relating to what debt I owe them and they refuse but insist I give them all of MY information. I refuse and hang up but they keep calling. The following numbers have been noted: 800-928-6614, 800-690-4622 & 800-280-4477. I will be sending them a certified letter and noting all actions as an addendum to my credit report – should I have to. Thanks for the letter info — that helps!!

Jeff

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45 Matt January 6, 2010 at 10:00 pm

Our home voicemail received a message from a “Miss Roberts” at NCO regarding an alleged debt collection. The message did not refer to anyone specifically (4 people live here), but said to call 1-800-477-1827. (Note: none of us have ever defaulted on any debt, by the way). I called back and found out the name they had under our home phone number. They had a correct name but very strange and misleading that they did not refer to that name in the message. They would not discuss anything else with me since I was not that person. That person will call back and ask to be removed from the NCO calling list. I’ll post what we find out.

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46 me January 12, 2010 at 5:02 am

Probably going to find out they owe money you idiot, and they cant discuss it with you

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47 Hawaii January 5, 2010 at 11:16 pm

I used to work for West Asset Management, who is one company who represents NCO..I don’t work there anymore because I got married and now we are stationed in Hawaii. But, I can tell everyone a little bit about NCO.. And I do agree that NCO directly has very rude and disrespectful people who work there.. But if you call the number back and just wait for someone to answer and ASK TO SPEAK TO A SUPERVISOR they MUST transfer you IMMEDIATELY to one. You have a LEGAL RIGHT to speak to one with no questions asked.

Second, For YOUR PROTECTION of Fraud NCO cannot release ANY information about you, or the reason why they are calling UNTIL you verify your information..you can say I’ll verify my DOB is 00/00/0000 for example…if you don’t want to verify your ssn..then that’s fine. I wouldn’t do it either..if they say they have all your info..it’s because they do. They are protecting you and your Identify; so don’t kill the messenger.

Third~If you are trying to make a payment online and can’t…then what sounds the most obvious? Get a money order and keep the attached part and send it certified mail with the receipt to come back to you for PROOF you made the payment and include your reference #, and your name.

Also, ALMOST 100% of the calls ARE monitored AND recorded!! So, if you make an agreement to do a payment plan; then they have to read you word for word a statement..and that is kept in their company..so any time you have questions, or need to change your payments you can call and ask to speak to a supervisor and have them go over the notes and the recorded message. They will have it. That is for YOUR protection!!

The people they hire go through EXTENSIVE background checks, and if they have any type of criminal record with Identity Theft, or stolen checks, anything like that, they will not be hired!! So, pay your debt and move on with your life. It feels good to know that your old bills are paid, and you’re getting on with a better life with better credit.

Also, if you don’t think you have a debt in collections, then you will never find out the truth unless you call and find out. And if it’s not your debt, then tell them if it’s a fraudulent acct, they will send you paper work in the mail that you can fill out, and they can’t contact you for a certain amount of time.

Alot of you are saying: NCO called me about my nephew, or who ever..my family member..if you say you know them, or you have their number, GIVE NCO their number!!!! So they will stop calling you!!! If you really don’t know who the person they are calling for, be polite and tell them you have no idea who that is..and BY LAW they cannot call you after that.. Also, they don’t have a “list” they call you on…so STOP saying they have a list..that’s the most aggravating thing to hear..what it is..is you have a head piece on and you’re looking at a computer screen that’s BLANK until someone’s phone picks up and ONLY THEN is when the screen comes up AFTER YOU’RE ON THE PHONE..TALKING SAYING HELLO!

About CELL PHONES::::::::::: PLEASE READ!!!!!
It’s AGAINST THE LAW FOR NCO to call you on your cell phone because of minute usage!! So, if you tell them it’s your cell phone and please don’t call you back on it; they can’t!!! If you’re trying to pay your bills off and get OUT of debt, please set up a payment with them to resolve your debt, or if you just don’t care about your credit then tell them to BLOCK your cell phone number and to contact them through the mail!! But don’t get mad whenever you have POOR CREDIT.

One last thing~ If you pay your debt off in a SETTLEMENT it will say on your credit report you paid a SETTLEMENT..it’s NOT going to say you paid off the entire debt! Be careful about this please, especially if you’re going to buy a house in the future…and if you ask NCO to take the debt off your credit report, they CAN’T. They WILL UPDATE it within 60-90 days..after they do their job, it’s up to the First Party ie; hospital, at&t, sprint, credit cards, etc. to take it OFF COMPLETELY!! And most of the time you have to write a written statement saying WHY you want it off your credit report..and you can also write the Credit Report people with that statement..you can say “because I want to buy a house, or because “I’m trying to clear up my credit and get a better credit score rate, etc”

Hope this helps!! Just don’t take everything in like it’s a BAD thing. Next time NCO calls you, or ANY collection agency calls, listen to what they are saying, and verify your information, and resolve your debt. After all, they are trying to protect you and your identity.

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48 Exhausted February 3, 2010 at 7:33 pm

I agree 100% that if you owe the debt, you should pay the debt.
It should be handled LEGALLY by ALL parties involved!!!

Two weeks ago we received calls and a letter from NCO. We returned their call and since the account number they had on file was not our account number we have with the creditor, we then called cell company directly to inquire what the debt was for. Found out it was an OLD account that had been ported into someone else’s name months ago, mistakenly left in our name and didn’t add the new person on. NOT OUR DEBT. Now responsibly, we were dealing with NCO and cell company to get issue resolved and the actual debt owner has agreeed to fill out paperwork to take the responsability of the debt on an account the he also closed in November of 09 because he found cheaper service. (The charges are charges that have accrued on the account since it was closed because there was still a small balance left on the account.)

All of a sudden this morning they – NCO – are calling inlaws to find out if we live there. Now, mind you, they have already been speaking with us on OUR home number and have our CORRECT mailing address – nearly 300 miles away from inlaws. WHY would they call family with some cockamame bull story that “their number is the number that is listed as a primary residence number and will they give them them our contact number?” We have never lived with them as a married couple or unmarried couple and wouldn’t give false information, we are not that kind of people. We have been doing business with this cell company for nearly 10 years and still have another current account with them. That’s BULL****!! They already have our information and we have been dealing with the situation like responsible adults!!!!

I did call NCO this morning after speaking with inlaws and let them know this morning that I was very upset with their “allegedly” illegal practices and she simply told me that if I didn’t stop yelling at her (not really yelling just aggrevated) she was simply going to hang up, not talk to me and just put this debt against my husband’s credit anyway. How professional of her. Now mind you the date on the statement for this debt from NCO is January 20, 2010 just 2 weeks ago and the original account with cell company wasn’t even 90 days past on part of the debt and wasn’t even 30 days past on another part. ‘Technically, a third of the account wasn’t even past due.

Now my husband got on the phone and spoke with a supervisor and tried to explain to him what had been going on for the last 2 weeks and he wouldn’t listen, just argue that he wanted payment or he would report it the the credit bureau and then just asked my husband if he just likes to hear himself talk. Well, my husband hung up on him. Who wouldn’t?

I called the cellphone company and filed a complaint against NCO about their “allegedly” illegal practices on behalf of the major cell company. I am considering filing a complaint with the FTC and with the Attorney General.
NCO Group also has an F rating with the BBB. I looked it up this morning.

This is copied and pasted from the FTC.gov website. They are usually not allowed to contact third parties over and over again.

Here is a link to the FAQs on the site
http://ftc.gov/bcp/edu/pubs/consumer/credit/cre18.shtm

Can a debt collector contact anyone else about my debt?
If an attorney is representing you about the debt, the debt collector must contact the attorney, rather than you. If you don’t have an attorney, a collector may contact other people – but only to find out your address, your home phone number, and where you work. Collectors usually are prohibited from contacting third parties more than once. Other than to obtain this location information about you, a debt collector generally is not permitted to discuss your debt with anyone other than you, your spouse, or your attorney.

When NCO called the house last week, the rep from NCO asked if I was his wife and then preceeded to tell my all about the debt and why she was calling, it wasn’t so important at that time to keep confidentiality. This morning, she wouldn’t talk to me (I am the same person as last week) without his permission. Funny.

Now, like I said that if you owe a debt you should pay the debt, but the companies that are hired by our creditors to represent them should handle themselves in a professional, respectful and LEGAL manner. If collection agencies can’t do that then no matter who the are, who they work for or how long they’ve been in business, it should be up to the govenment with the help of the people to put these people out of business!

By the way Hawaii – Anyone can call your friends and relatives pretending to be a collection agency or any other agency. There are tons of scams out there where con artists get information you wouldn’t think they have. Someone called my grandma one day pretending to be my cousin (her grandson) and said they were in serious trouble and needed $2000 immediately because he was in jail in Canada. My cousin was actually at work at his desk in the US when this call came through. Would you give out contact information for one of your friends or family members to just anyone on the phone because they say they want it? I would hope not because it would be very irresponsible.

Sorry about the long post.
Phone numbers that I have for NCO is 800-761-4990 and 800-295-6724. Not sure if either have already been listed, but there is so many, how can you tell.

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49 Melinda January 5, 2010 at 5:09 pm

I received a phone call this morning left on our answering machine. The number is 1-800-206-7177 and the name to ask for was Richard.

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50 r. pedroza January 5, 2010 at 5:54 am

I received a letter because I owed Bank of america like 10 bucks, but of course they charged me like 30 more, because all they do is take your money. Any ways, I had to pay them & I did it online. The next day I logged in to check if my payment went through & it said I couldn’t view it! So I call the number they gave me, 800-413-0134, and some weird lady answers and she sounded like she was watching t.v and she had just woken up. She informed me that I couldn’t view it because it was paid off, wtf what if I need proof that I paid it? They won’t even let me see it.

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51 Teri O January 5, 2010 at 2:44 am

I got a voicemail from NCO – some computerized message that was hard to understand. Apparently the last person who had my phone # ran up some debt, but the person I talked to at NCO (Brandy) told me that she was going to take my phone number off the account. Well, let’s wait and see if that happens.

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52 Maggie January 5, 2010 at 1:32 am

I’ve been receiving several calls from NCO, and I never answered. They never left a message, and I didn’t recognize the name. Then they started calling for me at work. UNACCEPTABLE. So I found their address, sent a certified letter asking them not to contact me at that number. After two more phone calls at work, I called back, and the woman asked for my Capital One card number. I was like “Get real! Who is this??” Now, I have a payment arrangement worked out with Capital One. But this woman kept insisting I give her my card number. I refused, and told her that I already sent them a certified letter, and BY LAW they were required to cease all calls to my work. She told me she wasn’t going to take any number off until I gave her my card number. I argued, she supposedly relented and took the number off. Yesterday I received another call from them. So I called back, got a VERY nice man on the phone, and he said to call the number on the back of my card; it would transfer me to NCO. I did, and he was right. I actually got to speak with a very nice woman, informed her that I already had an arrangement set up, but evidently CO sent me to them anyway. Whatever. It’s getting paid down, she promised all calls would stop, and she was right. I understand that sometimes you receive calls for people you don’t know (I get calls at home for a lady named Donna daily – I’ve had this number for 6 years). But if these people are calling you, chances are you DO owe the debt. Just talk to them. Ignoring them won’t get you anywhere. If they’re rude, ask to speak to someone else, or just call back. While I agree that no one deserves to be harassed, if someone owed ME money, I would at least like to talk to them about it.

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53 Jennifer Cruz January 4, 2010 at 10:04 pm

The past 2 weeks, I received NCO Financial phone calls from:

757-209-2054 – Virginia
443-205-1045 – Cambridge, MD
909-202-8200 – Fontana, CA

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54 scott January 4, 2010 at 7:40 pm

new phone number…215-441-2100

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55 C.B. Motsett December 31, 2009 at 4:20 pm

Received first call this morning from someone calling himself “Peterson”, no first name or initials. He insisted he’d spoken with me before but I can state emphatically that I’ve never talked with this man nor do I know anything about the company; simply identified as NCO.

Peterson insisted I verify personal information which I refused to do until I knew why it was needed and the purpose of the call. He insisted he couldn’t say anything until I provided my personal information. He insisted they already had it and was simply trying to verify my identity (he called me).

When I continued to insist he provide a reason for the call he stated he was going to list me as uncooperative and rudely terminated the call.

I have no outstanding debt, other than routine debt that is all current.

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56 Jo December 30, 2009 at 11:06 pm

For me personally, I am sure there is still outstanding debts in my name since I was involved with fraud a few years back and I’ve had some on going issues because I cannot prove it was fraud. But, these NCO people have started calling me about three times a day for the past three weeks. I have contacted some congresspeople in my area and I am going to start fighting this because I am starting to feel harassed by these people. They refuse to give me any information when I ask what debt I owe and every time the same guy calls me, he is calling me from a different number. I did not see these numbers amongst the listed numbers above, that is why I am posting them here. Good luck to anyone who gets calls from these people.

The guy claims his name is Erin, but I highly doubt it. The numbers are 866 372 8497 and 223 051 6800 (which is an over seas number).

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57 Mia Culper January 9, 2010 at 6:05 pm

They outsource to the Philipines and also to Barbados. What kind of bill is it?
I work there (hate it) and I can get you any direct line you want.

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58 Annette December 30, 2009 at 12:23 am

I am an active employee of NCO. Not proud exactly of the work I do but like alot of people need a job. Just to inform you when doing 3rd party collections it is actually ok by law to not give information about who you work for. For example if I were working a project for AT&T and had to collect on debt I could simply say I am with AT&T. As alot of companies NCO is associated with and paid by it gives us the NCO emplyee the right to assume the first part collector. However that is not my domain, I work on the inbound call center side of things where I deal with a large untility company in the credit collection area. And i have to represent myself as an employee for the company I collect for not NCO. Trust me I hate the collection calls too, I get them myself, after all being a call center emplyoee I make all of $11.00 an hour. Not enough to support myself by myself. I just hope any info I wrote will help some of you better understand the collection practices of NCO. And for the record its not that NCO buys debt for pennies on the dollar, the charged off account for whatever company NCO collects for is turned over to NCO in hopes to collect something or settle the debt. After settling the debt any collected funds get divided according between NCO and the company who may have contracted NCO as a collection partner.

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59 Sam December 29, 2009 at 4:53 pm

NCO has been calling me several times a day for over year in regards to 2 different debts from 2 different companies. I have recieved statements from them about the debts, once every couple months, which are accurate. I usually refuse to answer, but when I do its just air, hang ups or automated messages that are nearly inaudible. I finally added them to a ‘block caller’ feature on my new cell phone and most of the calls have stopped because they are automatically ignored, they dont even show in my missed call log. Every now and then a new number calls and I add them to the list and never recieve another call from it again. This feature is amazing, if you have it, use it, it’s available on most samsungs. When I decide to pay this debt I will NOT pay NCO but the company itself. This harrassment is most definately illegal and I will not tolerate it. Calling me 10 times a day is not going to make me pay you.

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60 Dey January 29, 2010 at 4:51 am

Depending on what company you owe they might not take the payment directly like Sprint, you will have to pay the coll agency….

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61 Tracy December 29, 2009 at 2:34 am

These people call my cell phone 6-7 times a day. EVERY DAY. Even Christmas Eve!!! Yes, I owe the bill, but I am unemployed and struggling to pay rent and utilities and manage to buy groceries too. They run down my cell phone battery calling so much. I am going to send a certified, return receipt, cease and desist letter to see if they will stop calling me. I never answer the calls, because I’m just put on hold listening to music. I don’t have the patience for this crap. From what everybody on here says, it wouldn’t do any good to talk to these idiots anyway.

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62 Diane December 29, 2009 at 12:32 am

909-202-8200

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63 Cee35 December 29, 2009 at 12:16 am

new #’s 410-202-0072, 559-272-6462, 410-202-0072, 202-607-2935

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64 Juanita Martinez December 27, 2009 at 3:27 pm

I want to make my payments on the internet but I’ve been having problems, what can I do?

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65 MS December 23, 2009 at 8:18 pm

800-759-2224

They did not tell me who they were affiliated with so i have not and will continue not to give them information.

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66 Rachel December 23, 2009 at 2:45 pm

I just received my first call with NCO. The number they called from is 1-800-511-8670. They left a voice mail message with a reference # that sounded pre-recorded with an automated voice to call back as soon as possible regarding a collection debt. I should have nothing in collections! I called back, and it rang 10 times. Then it picked up and went straight to music. I was on hold listening to the music for 10-15 minutes and then it hung up.. I called a SECOND time, as I wanted to clear this matter up, and at least this time a woman answered right away. She didn’t want to bother with the reference number, didn’t want it but wanted the phone number that the message was left on. I gave it to her and she gave me my ex-husband’s name and said he owed a debt. I told her we had not been together for a long time and to contact him at his number, which I gave her.. though after reading all these posts maybe I shouldn’t have! I’m hoping that’s my last call from them EVER as I now know to watch out for them!

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67 Mia Culper January 9, 2010 at 6:08 pm

It is pre-recorded – they use a automated dialer and automated voice.
You could be getting the call from anywhere, India, Barbados, the U.S. and the collectors will document what they want to, no matter what they say. They can even say they talked to you and you promised to pay in full. If you do talk to anyone, and they are rude, call and ask for a recording of the call, or get your lawyer to do so. That is my helpful hint for the day.

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68 Ksw December 22, 2009 at 4:55 pm

My problem with the company is quite different, they have called my number for over 2 years now, asking for a husband and wife couple that I have no clue who they even are. I would be ok somewhat if it was actually some one that I knew, and they left me as a ref or emergency contact maby, but no I’m getting harrassed literally on average 15 to 20 times a day, about some people that I dont even know, and to top it off I have let them know probally 300 times that they dont live here, I dont know them and take me off the list, yet I still get calls… Im changeing my number… dun

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69 stephanie December 22, 2009 at 12:15 am

My mom just got a call from NCO (888-475-6741) looking for my ex-husband (divorced for 5 )years. We started receiving phone calls from family members. NCO had called my sister in another state, my grandmother, my uncle, several cousins and my parents. WTF!

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70 joyce peel December 21, 2009 at 4:51 pm

i paid nco in sept. of this year for a fashion bug acct. that i owed on. i am trying to get my house refinanced at a lower rate. i cannot get that loan without paying it again. i call nco 10 times a day trying to get them to fax over a paper stating that i paid them. i keep getting transferred to other depts. that cannot help me. they know nothing about me or what i need.they couldnt care less. i paid earl in legal. no one knows an earl. i call his no. he has a voice mail and never returns my call. his no. is 800-383-3875. he obviosly works there but no one knows him. how is what these people do legal? take money and dont clear it off your credit report.

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71 ImanMcG. December 25, 2009 at 11:21 pm

I am going through the issue of not receiving statements from NCO. Im in my two months of making payments to them over the phone with my debit card for my defaulted student loan. When I made my first payment they said I’d get a package in the mail with a statement showing my next due date. I have been making $120 a month and this I was told will go on until March of 2010 then I’ll be out of default and they’ll lower my payments then. I am concerned because it’s impossible that there isn’t a statement of any kind. Not only that, I checked my bank account to see if I could figure out some more information on the company that’s been charging my card but still nothing. I not too long ago (today) wrote the U.S. Department of Education to let them know that I was paying NCO and wasn’t sure if the money was getting to them or not.

I’m sorry for rambling… I’m just cofused. I don’t know how they can get away with this!

nefferatari@yahoo.com

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72 D R December 21, 2009 at 2:22 am

206-629-8633, 434-533-9062, 408-538-5101, 323-372-6326 , 253-248-6405 all show up as NCO on caller ID no one is ever there. I will not be giving them any information.

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73 E December 20, 2009 at 1:02 am

new # 877 542 1405

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74 Kate December 17, 2009 at 7:57 pm

I received a notice from NCO Financial regarding a Verizon account number. I have NEVER done business with Verizon as a wireless provider, so this appears to be a fishinf expedition. The number to call is 800-477-1827. What do I do now?

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75 Miranda December 17, 2009 at 5:55 pm

I have been married for 3 years and been with my husband 6. I had started receiving this same message “call jeff price” bullcrap and finally called them back ONLY to discover they wanted my husband for a dept store card from 15 years ago. A LADIES dept store card that we do NOT even have in our state!!!! I asked them to give me HIS information b/c there si more that one person with his name and they could NOT!!!!!! I told them after about 10 days of this same mess they had the wrong # to STOP harrassing me and they have not!!! BUT THEY WILL!!!!!!!

The # I keep getting calls from (until I found this website and address–thanks) is 1-888-480-1534

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76 Teri December 17, 2009 at 12:26 am

We’ve been getting calls weekly, but it’s a recording and there is no mention of who of us they want to talk to, just a message to call Mr. Brooks. The number we are getting calls from is 877-273-3495

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77 Gnut January 15, 2010 at 11:43 pm

I have been getting same call weekly to Mr. Brooks. When I call the # I get a recording to put in a # if I have a letter from them, thier hours, and I am ask to leave a message. The thing is I have never recieved a letter from them and I sure the Hell not going to leave a message.

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78 Linda December 14, 2009 at 8:52 pm

I’ve found lots of websites with complaints about these A-holes. Also have noticed that they call from area codes all over the place, which probably means they all work from home, and apparently in every foreign country in the world. We have told several of them to remove our number from their list, but it doesn’t work. There are too many people with the list of numbers in too many parts of the world.They ask for my son, who’s been out of the house for 15 years. The only way they got my phone number could be an ancient PAID cell phone bill of his that had been in collection in the early 90’s. He’s in Germany in the Air Force and I’ve warned him that NCO can do damage to his credit, like maggots in an apple.
I’ve been following this website for awhile and have yet to see one of the NCO employees defending their job.

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79 Ruth December 14, 2009 at 6:30 pm

OK here’s a good one. My teenage daughter got a new phone # two years ago. Since then she has been receiving harassing calls (3 yesterday, Sunday, afternoon alone) asking for “Justin” who is apparently the person who had the number before her and didn’t pay his bills. I have repeatedly called NCO and explained that she has nothing to do with “Justin” and to please stop calling her number. They are so rude and just hang up. They offer no apologies of course. They say they record their calls which I hope is true since that would be great proof of their attitude.

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80 S.M.Y. December 14, 2009 at 12:09 am

NCO Financial Systems Inc. has been sending out collection letters to addressees who have NOT AUTHORIZED debts or loans in their names. This credit fraud has to be stopped.

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81 D. Philipps December 11, 2009 at 7:47 pm

1-866-849-2438 is the number that called me from NCO. I have never received postal correspondence from them and i get calls continuously. I was skeptical so I went online to check them out. A lot of bad press is all I seem to find. They insisted that I give thm account information to them, but I gave them NO info. I’m glad now that I didn’t.

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82 Theodore B December 11, 2009 at 7:10 pm

Just completed and submitted a complaint form to the Attorney General of the state of Pa regarding NCO’s fradulent billing to my 16 year old. Also sent NCO written notice on their bill that I have done so. If they want to get into a spitting match I want them to know I spit back!!!

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83 Lura December 11, 2009 at 6:33 pm

800-477-1827 don’t answer it’s them!

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84 Theodore B December 11, 2009 at 6:10 pm

Just received a notice from NCO that my 16 year old daughter owes them $46.44 with a date of service of 1-6-2009 at a local hospital. Amazing fact is she has only ever been hospitalized once in her life about 6 month ago and it wasn’t in the purported hospital but in it’s competitors facility. Imagine that? Can anyone say “FRAUD”

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85 Mia Culper January 9, 2010 at 6:10 pm

Call 770-300-2604 and give Laura Auten the account #, the hospital # and the reference # on the bill. She will straighten it out for you. She’s a good egg

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86 Jim Brown December 11, 2009 at 5:45 pm

NCO has been calling me multiple times for weeks from 877-273-3495 telling me to call “Mr Brooks”. I’ve called them several times and always run into call tree/voice mail/on hold. As far as I know, I don’t owe anyone any money other than accounts I’m current on so I assumed they were calling me in error.

While on hold, I googled “NCO Financial Systems” and found this blog. Thanks for the information!

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87 KC December 10, 2009 at 2:16 am

We got a call from these people, it was an automated message from 1-866-544-8416 and they asked to call them back at 1-800-913-6584. They claimed to be from Directv in regards to a late bill. Yes there is a late bill but it has been paid already. Either way the guy was EXTREMELY nasty and rude. He kept saying things like “We are going to shut off your service on the 15th”. Then he wanted me to give him my credit card number to pay the bill at that moment. I told him no and would contact Directv. Needless to say, there is no amount that needs to be paid and these guys clearly wanted my money for their own personal use. I’m going to file a complaint with Directv and with the Pennsylvania Attorney General.

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88 Linda Nelson December 9, 2009 at 10:31 pm

NCO keeps calling here looking for my son. He has not lived here since 1995 and has been inthe Air Force since 1998, living in on bases other countries. The number in caller I.D. is 202-607-2935.

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89 Toni December 9, 2009 at 6:25 pm

323-372-6326

This woman called me in lieu of my husband. He is on military orders currently and I have a POA. This woman was rude and would not even tell me anything but her name. I did inform her that he was on military orders and that I have a POA. All she said was “it’s not on file”. She didn’t even give me the opportunity or the information to send it in. I guess they don’t want their money.

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90 Wiley December 7, 2009 at 5:13 am

robocall said NCO; number to call back was 800 786-9330; answering system said NCL;
no live person to answer; all voice mail boxes full; kept routing to other extensions and all came back to a full voice mail box.

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91 lm December 5, 2009 at 7:17 pm

NCO is horrible. They lack the ability to listen, speak politely, or understand the concept that mistakes are made. We have resolved the mistake with the company that sent our account to collection. This company has called our account back, yet the phone calls from NCO continue. I would advise anyone NOT to give this company any information, and I mean nothing until you have researched your rights under the Fair Debt Collection Practices Act and the laws pertaining to your individual state.

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92 Garcia L Adams December 4, 2009 at 9:04 pm

I also receve no statement from NCO. The telephone # that they call from is 800-759-2224. The address that I send payments is PO Box 15273, Wilmington, DE 19850. I received a call about 15 minutes ago and it was a automated message to call a # back. As luck would have it, I was getting ready to make an online payment to NCO..Then I some how came to this page. I know who the business is that I owe the money and I will check it out and start making my payments to them.

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93 Ivy December 4, 2009 at 4:31 am

Thanks for posting this – I just received a letter from them today for a debt that I paid years ago. Unfortunately, before I saw this website and did some other investigating, I left my cell phone number and gave them the last of my 4 digits of my SSN. :( Ugh… not looking forward to dodging their phone calls.

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94 S. Taylor December 4, 2009 at 1:16 am

I have been receiving at least 5 calls EVERYDAY from NCO workers. What angers me is they are NOT calling for ME! I have my name listed as S. Taylor so, every person whose name begins with “S” and their last name is Taylor, I get the call! Talk about ANGRY!!! I can’t even leave my home phone on ring on my off days because they are calling ALL DAY!! I need help with getting rid of these people. I do not want to have my entire name listed and now AT&T charges to have a non-listed number.

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95 TS December 15, 2009 at 9:13 pm

Phone: 215-441-3000
Fax: 215-441-3923
The above numbers are for the bastards at NCO Debt Collectors• Chairman, President, and CEO: Michael J. Barrist
• EVP and CFO: John R. Schwab
• CIO: Stephen W. Elliott
seems they don’t like to receive calls either, well screw them make their life hell, you’ll turn the tables on these lowlife parasites source Make this a special Holiday for these jerks. I sent them all black page faxes all day long.

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96 Jewels December 2, 2009 at 10:08 pm

I don’t know how “NCO” got my cellphone number and why they were asking for my husband… there is not reason for it. Number turned up on caller ID as 408-535-5101. I’ve never heard of “NCO” before and thought it sounded fishy. When I pressed the lady for information about where they are located she said the Carribbean… doesn’t sound ligit. I’m going to get extrememly disgusted if they continue to call.

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97 Jamie December 2, 2009 at 4:08 pm

My husband has a debt with NCO. We set up a monthly payment plan of $25 to help reduce our debt. After checking my bank account information today, I found that they took $50. After trying to contact someone, they passed me around a few times and then conveniently sent me to someone who is “on the phone” and to leave a voicemail. Haven’t heard back yet!

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98 L Frank December 1, 2009 at 8:28 pm

For over a month now I have been getting at least 1, sometimes 2 calls a day at my home starting at 8 in the morning until 8 at night from NCO Financial requesting to speak to Brett Conditt, whom I don’t know. After they recite the phone number they are calling, half of the time it does not match mine and they state that “it must be a computer glitch” and that they’ll make note of it to remove my phone number. I’ve spoken to a manager no no avail. Ignoring the calls doesn’t help, either. I find it ironic that they always state at the end of the call “this call is being recorded for quality purposes”…whatever! What can I do to get this company to leave me alone! I shouldn’t have to turn off my ringer to keep them from waking up my children, should I! What a violation of privacy!

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99 kenneth goode December 4, 2009 at 4:00 am

A good option is to get a service with your telephone company that blocks calls. It might cost a couple of dollars per month, but I’ve put in the 6 NCO numbers that was calling me.

It’s been peacefull around here since I done that.

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100 Amy Kooren December 1, 2009 at 6:21 am

I have received 8 calls from them requesting money for a care received in 2006. My problem they will not send me a statement each month so I’m not sure what has been payed and to who. My husband wa sick in 2006 and we had hundreds of thouands dollars in mdical bills. I have tried reaching by mail nd phone with no success. I feel if they aren’t willing to send me a statement how do I know where the mony is going and should not pay them. Please give me some advice.

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101 Hilary December 1, 2009 at 2:26 am

1-800-220-2274 & 1-800-709-8625 & 1-800-448-9570
I was afraid of somebody messing up my credit for something that I didn’t owe and tried to call them to check on it and they couldn’t find me in their system and then I was transferred about 3 times. I then hung up. I think if they’re really tryin to collect a debt, they’d be able to find me in their system.

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102 BC November 28, 2009 at 8:42 pm

i started getting phone calls from them last week….i called them back since i should not have anything in collections….they say something about milton wright and nco…..i spoke to a lady on the phone i verified my name and address and phone number then she asks me for my last 4 of my social security number…now i know there is a credit card fraud going around for just the last 4 ss#…so i told the lady i am not giving her that since i have never heard of her company before…i asked her what this so called bill was in regards to?…she kept asking for my soc…and then said she would put me down as a non-compliant debtor?? she would not give me ANY Information at all…and they call my house everyday at least 2 times… if you answer its automated..and they just tell you to call back…. am i wrong in thinking that this falls under harassing phone calls and that they are only allowed to call once a day???

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103 Marge November 23, 2009 at 10:22 pm

NCO NEEDS TO GET THEIR HEAD OUT OF THEIR ASS AND LOOK UP THE PERSON ON SOME SORT OF PEOPLE SEARCH FOR 95 cents.
I began getting calls on my cell phone from a place called SAC (Student Assistance Corporation) 2 years ago for someone who is not me or anyone in my household. I have had this cell # for 5 years. Obviously this # belonged to this other person before me. I emailed this Corp. several times and told them to remove my number from their list. The calls stopped until November 15, 2009, then the calls began from NCO for this same unknown person concerning student loan debt. The number I have been called from several times a day is 614-717-4395, with a message to call this number: 800-858-3164. Glad to know that this site is available for advice. I will be contacting the Pennsylvania Attorney General’s Office ASAP!!

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104 Dave November 21, 2009 at 3:28 am

Don’t pick up from 18007099625

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105 V. Arnold November 21, 2009 at 2:24 am

keep getting calls from this company every day even on sunday from 8 in the morning until 9 at night, even sometimes later at night. i refuse to answer the phone to them this is the number they are calling me from 443-205-1045

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106 Agata Zgliczynska November 20, 2009 at 6:59 pm

NCO contacted me at work – I work abroad and they found out my place of employment most possibly from a widely available sources such as Facebook.
They claim that I owe something under a student loan which I don’t!
As I moved outside US, it is hard for me to find all the evidence that I paid and now they threaten me with the garnischment procedure.
Can it be imposed outside US?
rgds

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107 JD November 19, 2009 at 12:58 am

Number on the BOGUS notice we received from NCO Financial Systems for some bogus taxes that we didn’t even owe the State of Indiana is: 800-824-9392.

Good luck…

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108 BILLY JACK November 18, 2009 at 11:20 pm

I am writting for a man that is ill and in the hospital and they have managed to mess up his credit so that we cannot either refinance his home or sell due to a $77.00 bill that we know nothing about. This company is a real charmer, if it’s like anything else this bill is from his wife that passed away almost 7 yrs. ago and they are still harrassing him by putting incorrect information on his credit report. I have read some real doozies about this collection agency, they have a horrible reputation, I called on my ex-husband’s behalf to the company office located in Mishiwaka, IN to find out what this was all about, and they want me to leave a Social Secuity Number on a voicemail, if I’m correct, not even the government can ask you for that due to the new identification fraud act that was put into law not to long ago, not even can the Veteren’s Administration Dept ask you for a full SS#, if these people don’t clean up their act, we will be another case against them online and in newspapers and all over the internet, they need to clean up their practices which are as illegal as all HELL !!!! NCO get your act together as a collection agency and maybe people won’t be winning lawsuit after lawsuit against your so called company!!!!! Sincerely, a terminally ill man’s ex-wife who is the one who has power of attorney over his estate. I will try again to resolve this with this company but if no avail, then off to court we go for an amount of $77.00, now ain’t that crazy.

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109 Cliff J November 18, 2009 at 9:56 pm

Just got called about a family member. I should not have to deal with collectors or provide them any information if I am not in debt to them.

Here’s the number I received the call from…

206-629-8633

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110 J. Minton November 18, 2009 at 6:32 pm

I just received a call from NCO at 8:50AM this morning. I checked my credit report and I have no collections listed. Here is the number I received the phone call from: 1-866-637-0270. They told me to call back at the same number. I really have no idea what this could be for because I have nothing in collections. I hope it stops…..

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111 Abdul November 18, 2009 at 7:52 am

I have started receiving calls from NCO, they are always recordings telling me I have to call them immediately. When i called them they are telling that i have to pay due amount for hospital. They are calling after one year and 9 months of my baby born and tell that amout is due. I have paid all the amount immdetiately to Sinai hospital whenever they are sending the bills me. I have not received any other bills from after 6 months of delivery. I have all proofs of payments which i have paid and sent the copies to NCO as well, they have told that few payment records were not exits their systems. I am worrying it might hit to my credit history.

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112 Max November 17, 2009 at 11:54 pm

Yes, I admit I owe the debt but I don’t need to be called three times a day to be reminded. Just in case be aware of 800-824-9392. This is the number I see most of the time.

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113 Lori Doe November 17, 2009 at 5:37 am

some more: 800-260-5570, 609-373-1904, 866-668-8047

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114 TiredofNCOCrap November 16, 2009 at 11:16 pm

New Number : 877-843-7429

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115 Dave Farnum November 16, 2009 at 8:47 pm

New number: 877-273-3495

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116 Joe Doe November 9, 2009 at 8:28 pm

866-576-1447

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117 Sharon Hammer November 7, 2009 at 1:53 pm

Have gotten numerous calls looking for lyla sanchez,scott & kerri allen, not me, here are the #s I have gotten called from,800-350-2457,408-538-5101,253-248-6405,323-372-6326 and 800-434-8681

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118 Levesque November 4, 2009 at 5:09 pm

888-899-1592

Calls 3 times a day with a automated service. They are annoying and rude. I am gald that there is a website for this information.

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119 Alex November 4, 2009 at 2:59 am

Recieved a call from “NCO” said my capital one card is in collections. asked for my accnt number. i didnt give it to them. called capital one and they said NCO is the collector but that my accound is clean and they should not have anything. SCAM!! They are phishing for info.

numbers that are both tied to NCO
206-629-8633
253-248-6405

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120 Harassed2death October 29, 2009 at 8:18 pm

Got the first call from this number (that I know of) today. Because I don’t respond to 800-numbers, 000 numbers or other numbers I do not recognize, I did not answer. They left a message on the answering machine “this is an effort to collect on a debt … etc.” I don’t owe them money and have never heard of them. I should go back and listen to the number they want me to call and post it so that everyone can call it 10 times a day to tie up their lines?

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121 Rachel October 29, 2009 at 3:07 am

New Number 1-800-707-2637

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122 Belinda Green November 17, 2009 at 2:29 pm

This is the same number they call me from, do you live somewhere in Indiana also?

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123 Tammy October 29, 2009 at 12:26 am

I had a message on my phone today from NCO. The number is 1-866-695-3013. I am pretty certain that I do not have any outstanding bills and I do not intend to talk to them.

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124 JUNE October 27, 2009 at 4:02 am

I WAS WONDERING WHAT ADDRESS MY BILL WAS AT BECAUSE I DONT REMEMBER HAVING DIRECTV IN MY NAME?

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125 Michael Ray Brown October 24, 2009 at 4:46 pm

THESE PEOPLE ARE ASSHOLES. THEY ARE HARRASSING ME DAY AND NIGHT ON MY CELL PHONE! I DO NOT HAVE ANY DEBT AND NEVER HAVE!

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126 sarah October 24, 2009 at 12:23 pm

Nco calls at least 10 times a day and I gonore them use a nice loud airhorn. Fuck them

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127 Earl October 22, 2009 at 1:13 pm

Just to let you know if you have made an agreement and lived up to your side by making the payments and they continue to call saying you owe more, Complain to the Attorney General’s office in Pennsylania and they will take action.
I paid two accounts off as promised on my end at 60 cents on the dollar and they had been telling me that I still owed on one account. Not so. I complained to the AG’s office and I have recieved a letter from the AG’s office with BOTH accounts showing paid as agreed and nothing owed. Thye DID NOT report it to any credit agency and I will give it a couple of months and recheck my credit report. AG’s office did write if they did report it, to let them know as it violates their(NCO’s) statement and they will demand they retract it off my credit record!
It does pay to take action of any kind so don’t let these bastards at NCO harrass you in any way!!

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128 Mike October 21, 2009 at 1:04 pm

Hmmm This makes me think about calling Bell Canada and finding out if that is the collection agency they’re using.. I know exactly what debt they’re trying to get from me.. $100 ETF for cancelling my internet.. That might be something for me to do..

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129 amy October 20, 2009 at 8:17 pm

They called my cell phone which is not listed ..looking for my brother who does not live with me nor near me,And the funny thing is his #is listed. But they called from this number here 323-372-6326 And gave me this # to give to my brother to call back 1866-312-0375

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130 Brady October 20, 2009 at 6:58 pm

These people called me and want me to give them money… I also got a letter… I gave them the acct # on the letter and when that pulled up nothing, they asked for my SS# When I refused to give it they hung up on me.. I keep calling back and they keep hanging up ??? After reading all the info I can find online, I have come to the conclusion that if this is even a real company they are CROOKS!!!
People at the same phone number ans the phone using up to 3 different company names…. ??? I don’t think I have any debts, but if I do somebody else will have to contact me because I would not give these clowns a single cent!!!!!!!!!!!!!!

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131 dayzt October 20, 2009 at 5:55 pm

So, NCO is calling me from 800-475-6741 for a person I don’t even know. They were very pleasant when I asked them why they were calling me and stated they would take me off their list but still. Never heard of the person and how in the world did they get me connected with him?

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132 Cassandra October 19, 2009 at 2:07 am

Goodness gracious I finally researched this company and it’s a scam! They call me from 866-376-1967

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133 Mekev October 17, 2009 at 6:53 pm

Ad this number to your list of NCO numbers: 888-480-1534.

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134 Ashley October 15, 2009 at 11:24 pm

My husband and i have recieved calls from NCO, its for my husbands old chevron card.. we went through a company in 2007 that basically sent out letters to all debts and if they couldnt provide the original contract, they would have to take it off…well as a result this was taken off. Now NCO is claiming it is not on my credit report, but since it was never paid that i owe it. They call every morning at 8am, 12pm, and 3pm.
Each time i tell them that its not on my husbands credit report, stop calling me. They just tell me that they wont stop trying to collect and they will continue to call….They were very rude!
they have called from 3 different numbers:
1866-849-2444
1866-442-0536
1888-665-9900

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135 Millie C October 15, 2009 at 12:28 am

I am sick of these people calling me all day long with as many as 10-15 calls in ONE day! I did answer a few times only to be told to call back a #, hey they called me why can’t someone talk to you then when they call you? I was asked to verify my SS# but told them that they should have that info if they were legally trying to collect a debt. I get hung up on but then the calls continue to come in. I have also been disconnected by one of their numbers calling while having a conversation with a family member. I am disabled and need my phone for emergencys, if they cut me off my phone when making an important call, I WILL SUE!

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136 Dawn Ganey October 14, 2009 at 8:22 pm

Here is a phone number I just called 10/13/09 of 1-866-378-2735.

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137 Rachelle October 14, 2009 at 12:46 am

Most Recent Numbers from NCO:
800.709.8625
877.492.6961
866.630.1520

i have these numbers saved on my cell as “Scam Debt Collector”. same stories as above..they’ve been stalking me for over 4 months. i never answered their calls but finally became fed up with my phone always going off, sometimes 6 times a day! i paid my one and only debt about 3 wks ago (to the actual company i owed, not NCO) and still recieve calls from NCO. the nightmare never ends, even after you pay.

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138 ayr October 13, 2009 at 2:32 am

OMG.. can’t believe there are a lot of people here who are uneducated about CC. If you don’t want to be called by NCO or whoever collection company, then LEARN to pay your debt. Find a job and face your responsibility.

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139 Max November 17, 2009 at 11:52 pm

Apparently you have an endless supply of money and have never fallen on hard times. How would you like to owe someone and have them tack on an additional thousand dollars on top of what you can’t already pay? I hope you stay employed and never have to face a down day in your life. But if you do I hope you remember this post.

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140 ada November 18, 2009 at 10:37 pm

Wow, are you really so callous that you honestly believe that people CHOOSE to be unable to pay their debts? Perhaps there are people who are uneducated about CC, however it seems to me you are uneducated in the art of compassion or just simply ignorant to life’s real woes. As Max so kindly stated, you must have never fallen on hard times a day in your life…but, karma is funny in that way.

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141 demetria October 12, 2009 at 2:12 pm

i have a student loan that went into default. nco started garnishing my paycheck three years ago and i owe them more today than when they initially got the account. if there is anyone who has advice for me on this please email me with subject nco bs.

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142 ImanMcG. December 25, 2009 at 11:35 pm

I think we are almost in the same boat. I started paying NCO two months ago and have yet to receive a statement. Apparently, I am to pay $120 for six months to establish credibility and then the real payments will start after. I’ve never heard of such a greedy and scamming company. I just left a message on some number that I got from the Department of Education website. I left a message saying I was giving them another week to send me a statement before I contact an attorney. I also went on that Pennyslavania attorney general website and filed a complaint. I think you should go on the U.S. Department website and fill out the paperwork there that tells you to contest the garnishment. You can send them copies of all the bills you pay monthly in order to get a lower payment schedule a month- even if they garnish your wages still, it will be much lower. Good luck.

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143 Exhausted February 3, 2010 at 8:01 pm

Check out the FAQs on the FTC.gov. They have a section on debt collectors.

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144 Randy Scott October 9, 2009 at 7:14 pm

I got a bogus call from NCO at 877 843-7429. I am sending them a do not contact letter.

Randy

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145 Roseanne Pears October 9, 2009 at 4:27 pm

New address for NCO:
PO Box 3434 Station
Ahuntsic
Montreal Quebec
H3L 3V5

New Phone Number for NCO:
1 866 541 4794
and
1 866 541 4729

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146 Jason October 9, 2009 at 3:06 am

These people are bastards. Call me 6 times a day. I’ve reported them to the better business bureau for what good that will do. The next step is a Cease and Desist letter.

Phone numbers they have called me from:
888.579.0626
559.272.6462
202.607.2935
425.648.9464
514.385.4444
410.202.0072

I now call them and harass them for jollies. My opinion, if you work at a place like that, you deserve it.

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147 Diane Perri October 6, 2009 at 1:41 am

NCO calls my cell phone, leaves me messages for someone I do not know. I tell them to put my cell phone on their do not call list. The calls stop for 3 months, then they start again. I answer it tell them we have already been around about this, they call me again. I missed the call, call them right back and the same woman keeps telling me she did not call my number, it is on their do not call list. then why do I keep getting calls for someone that is not me?

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148 Tim Bain September 22, 2009 at 7:43 pm

Have been receiving phone calls (559-272-6462) from nco for about a month,sometimes twice a day. If I don’t recognize the name or numder I don’t answer. Got curious and looked up this outfit on the net and started reading some of the remarks on this page. Glad I haven’t picked up the phone.

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149 sw September 22, 2009 at 12:59 am

nco financial is now using 650-230-1968. They called my sister asking about my finances.

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150 Katie September 18, 2009 at 9:43 pm

NCO now even comes up as a private caller

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151 David September 16, 2009 at 9:01 pm

I received a call from NCO giving a reference number saying it was a collection agency. However, they used a number I have with Skype and which has never been used by me in any correspondence, applications, etc. In fact, I don’t even know the number myself without looking it up. I also have my credit monitored with three agencies and have outstanding credit. I believe this is a total scam. The number they called from was 18662569096. When I called it back, they said the office was open from 8 AM to 9PM, but they were closed on this Wednesday at 3:45 PM. Interesting to read all the comments.

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152 Marcia Nelson September 16, 2009 at 2:49 pm

THESE BASTARDS KEEP CALLING ME ASKING FOR A ROBERTA TAYLOR AND I HAVE TOLD THEM TIME AFTER TIME THAT PERSON IS UNKNOWN TO ME AND THEY HAVE THE WRONG NUMBER. THEIR NUMBER IS 1-866-278-1213 CALL THE MOTHER FUCKERS UP AND HARRASS THE FUCKING LOSERS THAT THEY ARE. FUCKING SCUM OF THE EARTH.

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153 Nancy September 11, 2009 at 7:30 pm

Here’s another # 800-786-9330

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154 Erin September 11, 2009 at 4:36 am

Hello I have had numerous run ins with NCO financial. Two of the bills had been paid off and one, the company didn’t even know it was with them. They are rude and inconciderate of an individuals circumstances I was diagnosed with cancer, went through treatment, and lwft an abusive relationship al in the time of the claimed neglected transactions. When i spoke with the lady at NCO to attempt to resolve the issue, she said she didn’t care what my circumstances were and that she had her own issues in life but she still managed to pay her bills. I simply replied if i had know about the bill i would have been glad to have paid it. This however, was the first i was hearing of it. I hope these people are dealt with in an appropriate mannor. The moment i recieved notice of the debt i resolved the issue. Never the less, this lady was way out line and spoke with an unnessisary demeaning tone and innapropriate demeanor.

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155 sam September 9, 2009 at 6:07 pm

9-9-09
NCO kept calling my house looking to talk with my brother who they say owes on a debt.

Their new number that showed on my caller ID was: 800-485-2202

I asked for their mailing address and their manager gave me the following:
NCO Financial Systems
PO Box. 15740
Wilmington, DE. 19850

My brother sent them a certified, return reciept letters to the address in Pennsylvania and the one in Delaware just in case their manager gave a fake address.

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156 anonymous September 9, 2009 at 8:26 am

Hey folks just some suggestions, never pay with your Credit Card, Debit Card or your Checking Account the only thing I would pay them with is a Money Order send it priority mail make them sign for it and do not put your real address on it (put a PO-BOX for your address on the money order or something fictitious (make it as much of a Pain in the ASS for them as they are to you, and when and if you do call them DO NOT use your Land Line, your Cell Phone or a friends or relatives phone what you can do for your own mental stability and to drive them as crazy as they have or do drive you USE A PRE PAY CELL PHONE they cant get any info from a pre pay then what you do is put the smallest amount of minutes on this phone (make sure you use these minutes up after you are done talking to them) play call and breath in there ear if you like so you use them up, so that when you use all of these minutes up by the date that the phone requests it drops that phone number and if and when you ever need to call them again, when you add minutes to this phone you will have to set it up again which means you are given a whole new phone number, you can bye these phones real cheap at a dollar store (sounds like a little bit of trouble but it isn’t really) and (you will get an abundant amount of satisfaction knowing they cant harass you and have a little fun at the same time) matter of fact I think I would make it a point to make sure I give them my PRE PAY CELL NUMBER HEHEHE don’t tell them it is a pre pay phone and when they ask where they can reach you give this number to them(TO BAD YOU CANT BE A FLY ON THE WALL FOR THAT ONE.) Hope some of this helped, redirect the energy you would use getting upset with them to making them as miserable as they try making you.
Anonymous in Illinois

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157 Shandrea August 31, 2009 at 9:57 pm

What it you do owe the debt but have been trying to pay the company in which you owe the debt to but yet they still call because they want you to pay the minimum amount but you don’t have a job any more and now they are calling your cell phone and house leaving messages the number the used was 800-448-9570 in washington the state this was my 1st call and 1 min. later they call my house and until now I didn’t know who NCO was I was thinking it was some school calling so I guess to avoid them calling my house I should indeed pick up my cell phone and talk to them and see what can be resolved.

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158 ustoo August 30, 2009 at 10:08 am

Well, we knew it wouldn’t last as we’ve been told here on this site.
The calls have continued to asked me when I an going to pay on one of the two accounts they have. I was contacted to call an 877 number and when I did call it, it was diconnected and there was a message that there was info for it. So I called the 800 number it came to my cell phone and told some woman that answered the phone I wanted to talk to someone about the code number I had gotten in the 877 call. I was transferred to a Ms. Wilkerson and had leave a message. I laid it down to this whoever she is and told her I was going to again file a complaint with the Pa. Attorney General’s Office, which I did Friday evening when I got home!
IF anyone is receiving calls after you have paid off anything through them as per agreements with any of them, I’m going to file a class action suit against NCO Financial Systems and NCO Group and if you wish to be included in this suit, send me an e-mail and I will contact you via e-mail withmy info, so you will know I am for real. Send it to us269@comcast.net.

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159 ruby August 30, 2009 at 4:10 am

NCO has been calling me from 866-251-8666. I called them back today and before giving my information, I asked if I had there permission to record our conversation. They hung up on me. I guess that’s the end of that. If they call again I will ask permission to record our conversation. I’m sure they’ll decline to speak with me at that point. Also, I have no oustanding debt and have recently gotten this number.

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160 Jose August 29, 2009 at 1:07 am

NCO calls my house everyday for the last 2 weeks regarding an old debt I owe. I have no old debts. They only leave a message to call this #800-786-9330. They don’t leave a name or anything on who they want to speak to. They don’t even say who to ask for if I called them. They are not going to get anything from me. They’re out.
They need to be thrown under the bus.

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161 gullable August 28, 2009 at 1:43 pm

new # from nco 206 629 8633 . What state has this prefix ?

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162 ada November 18, 2009 at 10:43 pm

Thats a Washington State prefix

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163 Kelly August 27, 2009 at 2:29 am

I have started receiving calls from NCO, they are always recordings telling me I have to call them immediately. I am receiving up to 20 or 30 calls a day, at all hours of the day and night. I had a similar experience with Midland Credit Services (another junk debt collector) who did file a law suit. I disputed it in court and won. These companies have to have a complete document trail, dates of last payment, a copy of the contract, and any and all changes of ownership. Each state has different statues, so check what it is in your state. Whatever you do, send them a certified letter, return receipt, disputing the claim. Keep files, and each time they re-send you a “bill” send another letter, with a copy of the previous letters attached. If they do actually file, dispute it. Don’t ignore it. If you don’t fight it, you will loose by default. These companies make billions off of people who do not realize they have rights, enough that even the fines levied against them with the FTC are a right off. They bank on you being too scared or too intimidated to take action to defend yourself.

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164 Andrea Adum August 26, 2009 at 9:39 pm

I made a payment for about $500 to get to a settlement with these people for my AMEX account!!! Now, AMEX is sending me emails asking me for a payment $600 they NEVER receive. I have the agreement, and the conf in a check. The problem is a moved to KY from AZ and I cant find these papers. What are the chance I have to get AMEX to stop charging me for something I already paid!!! Oh my God! I hope is not too late.

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165 Amanda B August 26, 2009 at 2:44 am

As im reading all these comments im noticing im the only one from Canada which makes this even more odd!

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166 Amanda B August 26, 2009 at 2:42 am

I have been getting a call from them 1-2 times a day for MONTHS now! I have called them back to inform them not to contact me because im onto their bull shit and i also sent an e-mail telling them they better stop calling me or i will take action.

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167 kimberley lazore August 24, 2009 at 10:49 pm

I just wanted to let you know that the manager that I have talked to about my account with his two representative were trying to me to make big payments, but I CAN’T AFFORD BIG PAYMENTS ONLY LIKE $150.00 AND I HAVE started with them this week making payments because I don’t know if the manager knows anything on Janice Pearson is doing without him knowing on what she is doing. He has stopped the calls and hopefully he’ll stop her sending me letters without him knoing since I am working with him only.The other representative had told me that I had owed $3000.oo but that digit was wrong, wrong, and wrong. so she messed me up and he fixed it.

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168 Bruce August 21, 2009 at 12:20 am

I just got a phone in bout 3 weeks ago. no sooner I got this number NCO started calling. I bet they call 3 times a day. they ask for this Carli. I told them this is not a Carli Number . I told them They have the wrong number not to call anymore. But yet they still call. So I blew up. This get old. How can one not get it in their head. the lady say this is being recorded,So I too say this is being recorder.The lady said I didnt give you permission to record Will Heck I too didnt give her permission to. A number i got is 1-800-621-6986 You have to wait to end it say do you want talk with a person then you push a number. I am so sick of these people calling the wrong number. I guess they see a last name and just throw a first name in hoping to get someone not know what they doing. But it dont work with me.

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169 Jeremy August 20, 2009 at 11:09 pm

I’m a collector with NCO. I’m not going to say that some of you may not have had these horrible experiences with NCO, it’s a large company with offices around the world, and as with any company that size, you will have some employees who don’t follow policies and some debtors who have bad experiences. I work in the Mobile, AL office. We all go through an extensive training program, we are tested twice a year to ensure we understand the FDCPA, supervisors monitor calls consistently to ensure that we follow all appropriate laws, and anyone who asks for a supervisor is transferred to one. We always identify ourselves. Furthermore, not one of the debts I handle is purchased, they are placed by the creditor for collections for a set period of time and recalled at the end of that period. Money can still be paid to the creditor, we are just asked to collect the balance. We do not threaten to call the police or any other outrageous behavior like that, and any employee who did such as that would be terminated. We don’t throw away letters, we always honor cease calls requests over the phone, not just with certified letters. Most of the outrageous and agressive behavior that takes place on collection calls is directed at the collector, not from them. So, although there may be some bad experiences, NCO is a good company that strives to help recover delinquent bills. In fact, most of the people who become the most angry with me personally are upset because I uphold the law. I will not tell you why I’m calling unless it’s your name on the bill, because doing so is a violation of the law. I will not disclose debt information to spouses in those states that prohibit me from doing so. Consequently, upholdiong the privacy of individuals is exactly why our voicemail messages don’t disclose why we’re calling. Finally, in response to the poster who asked about why so many phone numbers, it’s strictly a matter of practicality. Each toll free number goes directly to the department who handles that account.

A final thought to those who think we’re so corrupt. My department collects debts owed to seven different states. Apparently these state governments believe in the results we’re acheiving for them and don’t receive complaints alleging any of this illegal behavior.

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170 SG January 30, 2010 at 8:47 pm

I have yet to talk with a corrupt or abusive businessperson who admits to being corrupt or abusive. But thanks so much for sharing, “Jeremy”

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171 sandy August 20, 2009 at 5:15 pm

I just received a call from NCO. I know its from a bill i refuse to pay. I will not return their call. I know how these collectors work, they are abusive, and they can’t do a damn thing except try to scare you. Don’t fall for anything they say, there is nothing they can do but continue to call and send threatnening letters. They work for the person you owe the debt and they get a commission if you agree on a payment plan to pay off the debt. If you dispute something, then NEVER answer their calls.

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172 courtney August 19, 2009 at 8:04 pm

i had a medical bill i was paying $25 a month on. and i was never told that it eneded after a year so the hospital sent it to NCO and thats when i began to recieve 5 calls a day. i told then i could only pay the $25 that i had been payin the last year and they said i had to resolve it in 4 months or it would go on my credit so i set up 4 payments of $52 per months and each month i have been havin problems with them i called over 20 numbers i found online untill i got directed to the right department. so if u have a refferance number mkae sure u keep it handy!!

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173 Marie Hasker August 19, 2009 at 5:30 pm

NCO has been calling here all hours of the day leaving a message to respond, but when I try, the number is no longer in existance. I have no idea who the message is for because I have NO outstanding debts. It is possible that my X-daughter-in-law or other family members do, but I have no way of finding this out. In the meantime I don’t know how to stop these calls. The number they left me is:866-849-2438.

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174 James August 19, 2009 at 3:29 pm

another one 866-376-1967

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175 Sarah August 19, 2009 at 1:42 pm

NCO Financial Systems is the WORST company I have EVER had to deal with. I have called SIX times in the past 30 minutes and it either rings several times and goes dead, or I get no dial tone and one of the times someone answered and asked me to hold but didn’t even place me on hold, they set the phone down while having another conversation! I cannot seem to get through to someone there and they are trying to charge me for a bill that was never in my name for an address I lived at 3 years ago for one month – and like I said the bill was NEVER even in my name yet some how I can’t talk to someone and I have no way to reach them to tell them I will NOT pay something that is NOT my debt. NCO Financial Systems is AWFUL.

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176 ustoo August 19, 2009 at 1:14 pm

Here’s another number to add. 215-441-3000.

The fun has begun. I paid the amount agreed to of $.60 on the dollar for $1144.77 on both Capital One CC accounts. The amount was paid in two installments as agreed but they got pissed because I wouldn’t let them do it electronically. I sent them via Fed Ex two checks, 15 days apart and lived up to my part of the agreement to pay that amount. I also sent them a letter stating they would not be paid any further money as in my opinion the matter is now closed.
Yesterday evening, I recieved a call from some gal I couldn’t understand, Donna or Dana I think she said her name was and she wanted to know about the one of the two accounts that was showing to remain unpaid. Needless to say, I went through the roof. I hung up on her and immediately wrote a formal complaint online to the Pennsylvania Attorney Genreal’s Office.
I will keep track of the calls I’m sure I and my wife will get and contact my attorney to file a lawsuit against NCO and I will NOT agree to anything from them. I want their ass now and my attorney loves sueing thse blood suckers in the Credit Collecting businesses!!

I’ll keep ya’ll up to date on this!

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177 Carolyn August 14, 2009 at 11:35 pm

I have been getting many calls from NCO they never leave a message at first they were calling from a 800# 800-260-5570 now they are calling from 703-656-9956. I have called them back to have they to stop but they keep on calling they are even calling family members telling them I will not return their calls.

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178 simon wood August 14, 2009 at 3:41 am

We have tried calling NCO by telephone, but all we get is canned music.

I would rather go to jail than pay a dime to NCO. As far as I am concerned NCO can go and fuck itself.

Regards,

Simon Wood

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179 Heather August 13, 2009 at 2:04 am

I have been receiving calls from this number 443-205-1058. i finally answered and waited for a customer associate. he asked for my husband, on my cell phone. i told him he was unavailable and asked if I could help. he was VERY vague and would only say it was a private business matter and they have a personal file on him or something like that they need to talk to him about. I asked if it was about unpaid bills because I pay them, and he wouldn’t tell me a thing. I took this number down 877-803-8009. haven’t called yet. we decided to look up NCO before calling. Now forget it. i decided to call the number they called me from and it went straight to a customer rep asking me for my 16 digit account number and i just hung up. i have no idea what this would be for. i think we’re going to send a letter although I’m curious what they are trying to collect on.

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180 AJustus August 10, 2009 at 5:59 pm

It finally got to the point I filed a complaint with the States Attorney General and the BBB. Mr. Cody from NCO not only called me numerous times at work he started calling my co-workers and leaving messages for me. My first mistake was trying to pay them a debt I did owe. But after they tried to deduct whatever they wanted from my account and my balance never going down I found this site. Wish I had found it before I gave them a penny. At least since I filed the complaints NCO sold my account to someone else.

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181 Cora August 10, 2009 at 4:13 pm

New NCO number for the list: 866-825-4934

I just received my second voicemail, and luckily I checked them out before answering. At this point, I do not intend to ever take these calls or answer these voice messages.

Would it be prudent to send a cease and desist letter anyway, and file with the Pennsylvania Attorney General if & when the messages continue?

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182 The Collector August 7, 2009 at 4:34 pm

Oh yes another thing the USA no not call list has been upheld by court however thats for telemarketers not collection comapnys or companys you have dealings with if you or someone at that number has a debit they are allowed to call you every single day by law till they are paid unless you do what I said in my other posting :)

and so many times when I call someone they say wrong number na dhang up little advice there they wil keep calling you long as you do that. do yourself a favor and stay on the line and go threw it and tell them you never heard of them and please remove the number off that persons file and they will they do not want to call a number that cant never reach the person thats a waste of thier time, but if you just hang up, refuse to answer the info, they will just keep calling

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183 The Collector August 7, 2009 at 4:29 pm

Hello,

I work for NCO lol and I hate it there !! However I never treat anyone bad and they threaten to fire me for NOT collecting how much they think I should as well..However I read alot here today and see that some info it wrong so please allow me time to say a few things :)

NCO Financial $ Affiliates = “JUNK DEBT COLLECTORS” this is not always true, it is in some cases as NCO like many companys do buy old debit from companys that list the account as “Charged Off” which means it is already on your credit report and the only thing paying it off at this point will do for you is peace of mind and having it marked as paid on your credit report if credit dont matter to you then my advice from a collector is DONT PAY IT

Now NCO also has active accounts what I mean is this some places like credit card companys or loan companys and places as that can not collect thier own debit by law unless they open a duel comapny and have permits for both and they cna not always run as the same name..evem these comapnys cant collect once the account gets so far behind like lets say Captial One (whats in your wallet) They are a duel comapny and can collect your back payments only up to 119 days, once your account gets to 120 days past due they are not allowed to and NCO plus a few other companys do the collections for them at that point..does this mean your account is closed and Junked? NO it is still active and live..and anything you pay them comes off the billl and making timely payments means bringing your account back in good standing and once you get the account all the way out colections you are back with captial one themselfs but not till it is out of collections all the way just paying down to below the 120 will not bring you out of NCO

NCO also does 3rd party collections which they are collecting for the main comapny for a % only and can not work but to a point to lower the amount..however if the account was sold to NCO they can make you offers to take 50% or less of the debit..

Even if they are working as late collectors like for captial one they have the power to offer you a settlement if you just want to closed the account..they can take off 20% right away and on some accounts can take off all the past fees and internet and you pay only the amount you spent on the card.

They will NOT openly tell you these things cause the less they make on the account the less they get paid..

Now far as them caling your family. friends, job here is how that happens..

companys that you have debit with not jus NCO record phone numbers each time you call they make a database on your file !! thats EVERY COMPANY dont be fooled
they also keep every phone phone you had with them on database.. and if you get missing which means they clal you and someone says you no longer live there and they have no contact info for you 3 times they move you to what is called a skip trace department or listing.. and they use all the record numbers to trace you down so lets say.. you are visiting your family in Ohio from your home in Texas and you call Captial One of whatever bill you owe from your familys house and make a payment..or tel them anything at all that number is now record to their database and if they cant find you and are told you no longer live at that number 3 times or if your mail gets returned to them as moved yur account is now in skip trace and they alling them numbers to try to get your info thats all

Also alot of companys BUY info yes I said BUY thier are other companys they sell this info now you think how they get my info

well thats simple alot of websites that you enter your personal info into maybe evne this one here sell that info now like this site you enter you name and email they can sell that !! Some sites you enter name address phone numner email any of this info is sellable and MANY sites do that..

Their is also what we call internet loctions
where people try tracing you on the internet.. yellowbook.com people finder site like these..

Anyways my points is that not all of NCO workers are assholes and some of the calls should be viewed as good to your account and YES some are just old ass accounts that it wont relaly matter if you pay it or not and if they are calling you for someone else just say let me speak to your manager, then tell the manager that you have no info on that person but getting calls and you want all calls to quit and desist !!

Now what happens if you just dont want to pay the bill and sick of of the calls you say this to the caller…

” Quit and desist all calls and letters asap I will be sending you the offical letter please place a hold on contacting till you get the letter” and this should stop the calls then as the person up top said send the letter to them and it should say

This is to advise you that pursuant to the Fair Debt Collection Practices Act (”FDCPA”) 15 USC 1692c(c), you are hereby notified to immediately terminate any contact with me, or any members of my family or household, regarding any matter concerning the collection of a debt you allege is owed to your company or to your principal/customer/client. This notice shall include, but is not limited to written correspondence, as well as telephonic communication. This letter also verifies that I live at the address above, therefore, any further locator attempts would be a violation of the FDCPA.

and this s to ANY collections department not just NCO

If you need or what more info about your account feel free to e-mail me at nco_collections@yahoo.ca and I will be happy to try to help you : ) and one last thing the person calling you may nt evne be in your country however it is still your debit

thanks everyone and hope I didnt piss off anyone here as I wasnt trying t as I said I FREAKING HATE NCO lol but a man needs a job!!

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184 caress August 6, 2009 at 8:50 pm

all of you non-bill payig people are JERks if u would have paid your bills when you were sup’d to you would not be sitting up writing blogs EARLY in the morning about how much you hate bill collectors YEAH YOUR DEAD-BEATS who run up credit cards and dont think we are going to try to find you PAY YOUR GOD DAMN BILLS you would put collectors out of commison go to homedepot dont pay it or put the mail to thte side unless its the first of the month check but as soon as you get a piece of plastic in the mail your ready to go swipe crazy you people make me sick read the fucking finne print before you go swipe you are signing a contract to fuck your credit up!!!HELLOOOO?? The people that collect only make 8$ an hr and call 1000’s of people a week out of all of those ppl how many do u think will actually pay a bill willingly or even call in to pay a bill due to a letter that they got in the mail well the peopl on here that are complaining form most of the comments that i read are just plain stupid u know about interst and late fees and was just stupid enough to use the damn card or acct. anyway so dont blame people that are trying to help you fixyour creidt by helping you to pay a bill dont be nasty anddont be mad when they call your job because its not breaking the law!! trust and belive every agency has a TRAINING class on the fdcpa and mock calls so shove it you non- bill paying ass-wholes

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185 Someone who can spell December 10, 2009 at 3:43 am

First learn how to spell and proper grammar. If you read some of the past comments you will see that NCO called the wrong people. More than one comment have said that, “They call asking for___, that’s not my name/I don’t know who this person is.” They continue to call and ask for a SS# even when the people claim they do not know who they are asking for. Seriously, people need to read the comments before thinking everyone here are just lazy, poor, or simply don’t want to pay their debts.

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186 SAM August 6, 2009 at 5:11 pm

i got a call from NCO at my work. First of all how did they even get my work phone number. Anyway, they say i owe this debt to AT& T i have been in communication with AT&T who has told me that they never sold my debt they still have it. ODD when NCO calls and says they own it. AT&T provided proof that they still have it. NCO is a scam do not send them any money.

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187 Lynn August 5, 2009 at 9:33 pm

OMG, they are calling me 10+ times a day, from 7am until 9pm on a debt that I paid off over a year ago when I lost my job. Now they are calling my husbands family back east for payment. How do I get them to stop?????
After reading all the negitive posts on here, I will not talk to them. And how do they know my husbands family number, not the same last name. It’s bad enough trying to find a job, and worrying about my regular bills, now I have to deal with bills I already paid and being harrassed!!!!

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188 Patricia August 4, 2009 at 1:02 am

800-924-3586

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189 Ken Bailes July 31, 2009 at 9:39 pm

NCO Financial Services called me from 410-202-0069. Not sure why??? and I do not answer any of my phones for a number I do not recognize due to sales calls mostly. I do not use credit cards or have medical bills to pay since I use my Veterans benifits. I own clear one house and one car and finance the other and up to date on payments. I have a Student loan and also up to date with all payments including interest, etc. So why do they not leave a message??? I’m thinking about buying a air horn and answering the phone and use it on them.

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190 Erik July 30, 2009 at 6:07 pm

They also use this number 614-717-4395 and I am not paying them a dime or penny.

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191 ustoo July 30, 2009 at 12:30 pm

new number: 866-942-6248 and there is also on with a 267 aera code. Next time I get a call from it I will post it.

I do owe a past due Capital One credit card for just over $2200 and they wanted to settle for $1100, but after reading these horror stories, I will be contacting Lexington FIRST. NCO sounds like scams and will never settle on anything.

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192 Danny July 30, 2009 at 4:16 am

I’m so confused… I went online to search for NCO FINANCIAL SYSTEMS INC because the number they gave me (800-709-9625) is for Cathy Mitchell’s SILI STRONG COOKING PANS!!! I mean what the hell is going on??? I came online to find NCO financial systems number but I find this company to be just a really bad disrespectful joke! I’m either settling my debt with chevy chase directly or taking this to court… Anyone have any ideas how I should approach this?? please email me!!!!

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193 Bob July 29, 2009 at 5:30 pm

I got a letter from NCO Financial Systems, Inc. for a bill that I don’t even know exists from the local power company….if its real it has to be at least 8 years old. The bill that I got has an address that ends in Wilmington, DE, 19850. The wierd thing is, I also got a bill to my address for my ex-wife of whom I haven’t lived with for 6 years. They are very good at writing bills, it includes a city regulation number thats an actual regulation. Here’s the kicker, they put their phone number on the bill more than once and they want me to call them at 984662626254……WHAAAAA?!?!

Bob

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194 Belinda July 29, 2009 at 5:37 am

This company, using phone number 877-885-9695, calls my cell phone 5 or 6 times a day leaving a robo-message for someone I’ve never heard of. When I attempt to call them back to tell them they have a wrong phone number (for someone named LaDonna Fraid) I get music and an agent never picks up. I’m furious over all the minutes I’ve wasted picking up their messages and trying to call them back. If anyone knows LaDonna please tell me her phone number so I can forward these harrassing calls to her!!

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195 Amber July 27, 2009 at 3:15 am

I’ve been receiving bills from NCO that aren’t even mine. The name on the bill is Amber L Szafryk, they are sending me this bill because my name is Amber and my last initial is L. The bill is for medical treatment for a Dylon C and a Devon J Szafryk. The Clinic it is for is in WY or MT, I live in Minnesota. I have no connections to any of these people other than the similar name. I have already sent 3 bills back stating that they have the wrong Amber but I continue to get more bills. Today I got a 4th bill from them, I was not happy… so I filled a complaint with the BBB. I’m not sure if they can do anything about it.. but at least I did something about it. BTW I also tried to call NCO and there machine wouldn’t let me talk to anyone and the website has no place to contact then either.

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196 Amber July 25, 2009 at 10:10 pm

NCO sold my account of $650 to Receivables Management Solutions. I settled the account through RMS for $500 and NCO refused to accept the settlement and posted a past due amount on my credit report for $150. I called NCO to tell them the account is settled and all they said was I had to speak with RMS, but RMS won’t talk to me because they show the account as settled. The credit bureau will not take off the past due $150 . . . what do I do?

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197 Bill July 25, 2009 at 8:10 pm

We also have been getting these calls. When we start asking questions they get very abusive and we just hangup. Today we called the bank they stated they were handling the account from to see if they could assist us. They validated it was nothing to do with us, gave us another number to an office which should be able to handle this.

The bank told us not to pay anything as the account number was not in the system (I wasn’t going to pay it in the first place, just wanted to get the bank involved to see what they could do).

We are now drafting a letter to send to them to stop these calls. I just can’t believe the government can’t get these type of companies out of business. It seems there should be someway of handling this. It sure seems the fines they have been paying just are not doing anything. It really shows how much money they are making that they don’t care of the few of us who are fighting back for our rights.

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198 tonia July 24, 2009 at 10:25 pm

NCO-Yuck,Yuck. I have sent them a letter to stop calling my place of employment and they are still doing it. They are now blowing up my home phone worse and still calling my work. I don’t know what to do about these people. I have written the attorney General of PA about them and apparently, they do not take this harassment very lightly. I told them I was working with a debt consolidation company and they still call 10-15 times daily. Doesn’t make any sense. I refuse to talk to them. Any communications with them is in writing.

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199 Marie July 24, 2009 at 9:40 pm

I had an american express account that I wanted to close completely and just pay off the balance. I agreed to pay american express a certain amount of money which I did and everything was fine. I got the gal’s name and number who I sent the money order to. Now this was 5 years ago.

I am now getting nasty notes and calls from NCO saying that American Express says I owe them $163.00. I talked with them and got nowhere. After 3 years I destroy any bank checks or money orders, what a mistake. I guess with this company I should keep them for 10 years. They were not interested in following up with the gals name and number from American Express and when I called American Express they wouldn’t even call me. Now I am still getting nasty calls and letters from NCO. I wrote to them to appeal but they were not interested. I heard that a collection company is not suppose to call before a certain time or after a certain time. NCO doesn’t care about that. 7:25 I received a phone call from them. Glad I have caller ID.

They are not interest in anything anyone has to say and are very very rude.

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200 cris July 23, 2009 at 6:07 pm

I do not have an outstanding debt. NCO is calling for someone who is not at my number. I have had the same phone number for nearly 30 years and for over a year now i have been telling them and responding to their mail that the person they seek is not at my number. they have promised each time that they have removed my number from their database yet 2 days later i get another call. They continue to harass me, calling up to 5 times a day every 2 to 3 days. The number on my caller id when they called last was 866-849-2438, not a number I saw listed above. I will try the certified mail route and hope the harassment stops.

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201 Lori Kennedy July 21, 2009 at 6:17 pm

Another # they are calling from:
1800 477-1827.

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202 Jesse July 21, 2009 at 4:37 am

NCO has been calling me looking for someone I don’t know. They call my cell phone, so each and every time they call, it costs me money. For the last couple of days, I’ve been recording our telephone conversations (I tell them). I’m going to sue them.

In any event, they have a bad skip tracing system, and an autodialer that apparently no one there knows how to work. They promise to remove my number, but don’t.

I can’t imagine how invasive they’d be if they were legit.

Thanks VOIP, for making all this possible.

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203 jim morris July 18, 2009 at 6:09 pm

these numbers are used by NCO also i owe no debt to anyone and want them stoped someone help…….205-561-2457 425-648-9467 571-431-1948

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204 Chase July 17, 2009 at 5:09 pm

Been getting many calls from 614-717-4395 (including 8am on Saturday). They know my name and immediately ask for my birth date or last four of social. Everytime I argue with them, that I don’t know who they are, that I am not giving this info to a stranger, and tell them not to call anymore. Today, when I told off the guy and that I was angry, he said in that case they will call every day. I called the FTC (they are very lame), said they have taken actions against NCO Financial before, but suggested I call my congressman, whose level is over the FTC. I keep trying to reach managers there, leaving voicemails: Ray Milner, Dan Raglin, Christopher Schwind, Eugene Corn(sp?). Christopher Schwind is Director of Operations for NCO, with them 3 yrs, and has profile on internet. Went to Medaille College and Columbus State, worked at ECM prior for 6 years. They are all based in Dublin, Ohio, in the Columbus metro area. There address is 5626 Frantz Road, Dublin. Eugene said their doors are open. I will keep after these guys and dig up information on them, since they are threatening me and trying to find out my birthdate and social numbers.

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205 Gwyn July 17, 2009 at 6:55 am

I receive a letter today, July 16, 2009 from NCO Financial System collecting for Bank of America. I was confused because I didn’t owe the bank at all and I don’t have account with them. I was duped to go online and see if I can send them a letter to dispute. Then I research online and find that they are illegal collectors. I have to file a complaint about this company.

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206 Victoria July 15, 2009 at 4:17 pm

1-877-373-5807

thats the newest NCO number.

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207 Christina July 15, 2009 at 2:07 pm

Hi,
This is my first debt and I’m very confused. The man I am dealing with right now is named Leo Carter. The debt started as a military credit card I got while being married to my ex husband who served in the Air Force. I never imagened we would get divorced but we filed Dec of 2007. In Jan I was forced to make it as a single mom. At which time I also had surgery, all the while I still had to come up with enough money to care for my child. I had someone co-sign so I could get a buisness that would other wise be shutting down. This ment very little money coming in and also my ex husband was not yet paying me monthly child support. My credit card was then sent to NCO around Oct 2008? The man informed me they would be taking my income tax return. It wasn’t much because I only made little over 7000.00 last year. The orginal debt was 3200.00 and after they took my income tax return is now 1656.46. I don’t have the 106.00 a month they are asking me to send. He tells me that I’m selfish for not paying. He after finding out I owned my buisness laughed and transfered my case. I can’t sleep at night I can’t eat. He told me he noted I hung up but I cry when this man breaks me down. I am sending 20.00 a month right now. I can’t agree to more because some months it’s feed my daughter or pay these people. Is there anything I can do? How long is the Statute of limitation?

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208 Jeannie July 14, 2009 at 10:37 pm

New number for NCO Financial: 1-866-473-9021. Voice mail message said to call someone named Alex Harkness back.

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209 SJC July 14, 2009 at 8:08 pm

Hi all. It looks like some of my debt has been passed on to these people. I don’t know if it’s from the IRS, or passed down from another credit collector. As background, I had a good job, paid my bills, but have a spinal cord injury and the past few years have been hell as I cannot work. Anyway, I noticed that all the numbers posted for NCO seemed to be 800#s. This is number they used today. 267-519-4400

I will be writing them a desist letter today. In case anyone is wondering, they do work, or have with the two past agencies. I think there might be a 6 month term on them though, I started getting communications from them after that time. Also, be sure to add in your letter to not just cease phone contact, but written as well. They stopped killing trees for just little ol’ me after that. :o)

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210 SJC July 14, 2009 at 8:06 pm

Hi all. It looks like some of my debt has been passed on to these people. I don’t know if it’s from the IRS, or passed down from another credit collector. As background, had good job, paid bills, but have a spinal cord surgery and the past few years have been hell. Anyway, I noticed that all the numbers posted for NCO seemed to be 800#s. This is number they used today. 267-519-4400

I will be writing them a desist letter today. In case anyone is wondering, they do work, or have with the two past agencies. I think there might be a 6 month term on them though, I started getting communications from them after that time. Also, be sure to add in your letter to not just cease phone contact, but written as well. They stopped killing trees for just little ol’ me after that. :o)

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211 SUZANNE ALEXANDER July 14, 2009 at 5:45 am

I STARTED RECEIVING CALLS FROM THE FOLLOWING NUMBERS 1 888)480-1534 AND 1 888)258-5843 AND 1 866)278-1213 ABOUT 2 MONTHS AGO. THESE CALLS ARE MORE THAN ANNOYING. AFTER WORKING 10 YEARS FOR UC DAVIS MED CENTER I WAS LAID OFF IN MARCH AND THIS REALLY ADDS TO MY STRESS SINCE THE NAMES ON THIS LIST ARE PEOPLE I HAVE NEVER HEARD OF….SO UNKIND AND I WOULD LOVE FOR IT TO STOP…..TKS FOR LISTENING

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212 a-dub July 12, 2009 at 5:26 am

so i work for NCO i deal with medical bills(debt) you would be surprised at how many people think they can go to a hospital receive services and not pay the hospital or ambulance…. the money mind you they deserve for their services….. i had one person call in asking why he is still getting billed for his ambulance ride when he doesn’t have a job i literally asked him “are you saying you think this bill should be written off by amr (American medical response) because you don’t have a job and cant pay them?” he said “yes” I’m sorry but your debt just doesn’t go away if you don’t have a job or if you just don’t want to pay your bill and for one thing we don’t buy any of our medical accounts we are contracted with all of the hospitals we have accounts for, they hand us the accounts to collect on so the hospital that you go to are the ones that hand out over to collections. all i have to say is PAY YOUR DAMN BILL!

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213 SG January 30, 2010 at 8:56 pm

Now this is rich – an NCO employee abusing people by cussing at them on anonymous internet sites!

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214 Bernice Cabral July 12, 2009 at 1:24 am

Guess we need to get Congress to close them down and remove all the garbage from everyone’s credit reports.
New numbers 1-866-442-0536 and 1-866-278-1213. The second number shows up on my cell phone at least three time a day. That includes weekends. They also leave a message each time. I never return the call. I go to reverse phone lookup and find out who the caller if it is new to me. I am retired now and was very ill in the past. Something needs to be done about these vultures.

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215 TehGreat July 11, 2009 at 8:03 pm

i have several numbers that arent listed here. 253-248-6405, 206-629-8633, 323-372-6326, 408-538-5101, 251-990-3701, 434-533-9062. I hope this helps.

I called my credit company and tried to set up payment arrangements and before I got to a real person with Capitol One they transferred my call to NCO. I had to tell NCO i was not talking to them and say I want to talk to cap. 1 and then they transferred then I had to constantly request to speak with management because the woman who answered said she couldnt help because of the status of my account.

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216 Monica Houston July 9, 2009 at 9:04 pm

Fisrt of all thanks to every body that’s given commnets, it has hleped decide not to call them back. Here is a couple of new phone #s:
1-888-550-3791
1-866-278-1213

Also I was wondering if this is the right address? Do you think they would have change it? Does anybody know?

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217 ofowles July 9, 2009 at 2:43 am

The latest NCO Financial telephone number is 888-899-1552. Let’s stop ‘em!

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218 jerry warriner July 8, 2009 at 5:07 am

Can NCO Financial keep adding interest to a three-year-old debt that they recently purchased from a creditor?

Every month for the last three months my credit-report monitoring service has been reporting that NCO has added more than $100 a month in interest to the original debt, which is causing additional negative information to be posted to my credit report.

Because of this, two of my credtors have reduced my lines of credit. NCO is obviously doing this to intimidate me (though they aren’t succeeding). Can they get away with it? NOTE: I live in California.

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219 Jerry July 4, 2009 at 8:20 pm

I don’t even have an account or any other dealings with NCO or Capitol One, however they continue to call my house looking for various people that I don’t even know. And I have had my phone number for four years. The first couple of times I thought someone was giving out a false phone number which happened to be mine, but one day actually July 4 starting about 8:30am up to 1:30pm same day twice every hour they would call asking for someone different. Each time I would tell them that the person they are looking for does not live at this number and they would state, “This phone call could be recorded for quality purposes.” So who cares I just want them to quit calling my number looking for people I don’t even know. I will be making complaints with Better Business Bureau and Capitol One. But does anyone else know how to stop these phones calls.

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