Be sure to go and leave a comment at NCO Financial Systems at CallFerret Phone Number Lookup so that all of the new NCO phone numbers are available to people as soon as possible.
In case you are getting calls from the wonderful people at NCO Financial Systems. You should read some messages people have posted about this company. Apart from having to pay $1.5 million to settle Federal Trade Commission charges that it violated the Fair Credit Reporting Act (FCRA), there are also many many claims of state and federal violations of legislation like the Fair Credit Reporting Act (FCRA) and the Fair Debt Collection Practices Act (FDCPA).
The company purchases old debt from people like your cellphone provider, hospitals and the government for pennies on the dollar and then tries to collect it. You may have even already paid the bill, like I had, but that is really a minor irrelevant point. The reality is, much if not most of this debt is so old noone has any obligation to repay any of it, least of all not to NCO. Many people have been harassed for debt belonging to neighbors, relatives, old residents of the same address, and co-workers. Don’t pay NCO a penny.
If you receive letters or phone calls from NCO or phone numbers like
800-709-8625 or 888-804-3488 or 877-803-8009 or 800-541-2742 or 888-688-7929 or 800-445-4918 or 866-569-8956 or 800-218-1175 or 800-448-9576 or 800-684-8429 or 866-429-3592 or 800-976-8307 or 877-871-6484 or 800-735-6588 or 800-220-1942 or 877-778-1799 or 800-227-4000 or 800-807-7809 or 866-626-9112 or 866-425-8131 or 800-967-4100 or 877-252-4534 or 877-202-9074 or 888-691-8955 or 888-259-3021 or 800-437-7403 or
800-383-4761 or 866-360-9791 you should read this page about the Fair Debt Collection Practices Act. If NCO does anything wrong with you, you could be entitled to $1000 per infraction and they may have to pay your lawyer and possibly even your debt.
To halt their “contact”, send NCO a certified, return-receipt cease and desist letter (they throw away all faxes and non-certified letters). A sample letter might read (though, you must seek real legal advice, which I’m not):
This is to advise you that pursuant to the Fair Debt Collection Practices Act (“FDCPA”) 15 USC 1692c(c), you are hereby notified to immediately terminate any contact with me, or any members of my family or household, regarding any matter concerning the collection of a debt you allege is owed to your company or to your principal/customer/client. This notice shall include, but is not limited to written correspondence, as well as telephonic communication. This letter also verifies that I live at the address above, therefore, any further locator attempts would be a violation of the FDCPA.
Their address is:
NCO Financial Systems, Inc.
507 Prudential Rd
Horsham, PA 19044-2308
Is NCO calling you? Do you have a new NCO phone number or information? Please leave a comment and share it with the rest of us. Thanks!
NCO may or may not report your debt dispute with them on your credit report. It is important to make sure that if NCO puts anything on your credit report, all of the information is accurate, such as date of debt, last activity on account and the correct amount. That information is not always placed on all three major reports and your valid creditors usually only check one of these sources, so make sure you check all three (TransUnion, Equifax and Experian) for correct information. You should also check your credit score at these agencies to see the impact of your debt history on your credit-worthiness. Click to obtain a copy of your 3-in-1 Credit Report.
If NCO does not leave you alone, Lexington Law is an affordable legal tool to get them to stop calling and writing you. They are also very effective at deleting the negative information off of your credit reports.
Oh, and Miss Hill, thanks for calling ;)
Important! File a complaint with the Pennsylvania Attorney General – easy online form (NCO is a PA company and PA is investigating NCO)
P.S. The Pennsylvania Attorney General recently finished a big case against them, though the complaints continue.
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hi basically someone got a credit card in my name with discover on may 05, acting like it was there’s and i find out about it through a summons i guess from nco but it said legal recovery law offices on the summons but yet the number for both is the same 1800-785-4001…can they take me to court over something i didnt get or gave permission to get in my name nor was i ever notified of this matter from discover?
800-711-0454
“This is NCO Financial, a debt collection company. Any information gathered will be used for that purpose, blase blase blase yadda yadda… Call KEVIN MONROE back today! At 800-711-0454.” Then it hangs up.
I get these stoopit freaking recorded messages EVERY SINGLE freaking day (except Sunday) Every day! This latest barrage of calls has been going on for nearly a month now.
I tried to call and talk to Kevin Monroe. Is he a ghost? I’ve NEVER been able to talk to him. Only his assistant (whatever that is).
So go ahead, NCO Financial – you’re freaking WASTING YOUR TIME with me.
I’ve already told you NUMEROUS times why you’re NOT getting that money for someone else.
Give it up, LOSER. LOSER. LOSER. LOSER.
AMD
I’m writing this due to the fact that I’m being harassed daily by this company , they start calling at 8:00 am and do noty stop until 9:00 pm, and today 7-20-2010 I received a call from my neighbor who has a restricted phone # and this company called her, very very rude telling her she knows exactly who I am.This gentlemen was extremly rude to her. She was very upset over this phone call and called me. When I called them back they demanded 258.00 from me today and I do not have it. they wanted my bank information. When I asked how they knew my neighbor ( when I don’t even have her phone # ) they would not answer me. they claim they will keep calling her for 48 hours and she has nothing to do with me. They are harassing me and her. I’m enrolled in Care One a debt counseling company to help me. People have had this problem with this company and they have received a settlement. I’m being harassed by this company. If NCO does anything wrong with you, you could be entitled to $1000 per infraction and they may have to pay your lawyer and possibly even your debt
I have had the Pleasure of dealing with NCO ( sarcasm) This is what I have learned and maybe it might help you also. I myself have suffered a job loss like many other hard working Americans in the recent years. I had a credit card through Citi with a fairly low balance, when things got hard my payments lapsed in order to pay for basic services my family needed to survive. So I get a call from NCO automated of course I just hang up because I feel if you cant take the time to have a live person talk to me I guess it’s not that important. I had to deal with NCO 7 years ago on an alleged ” key word Alleged” Sears card that was 9 years old at the time. I explained I had a Sears card but the balance was paid in full. They “NCO” told me that they are attempting to collect a debt. At this point I told them it “credit card” is past the statue of limitations and can not be legally collected. They argued with me, all I had to do was contact the credit reporting agencies; they can remove old or past statutes of limitation debt. Forwarding to a week ago I received a call from NCO, I called them back and spoke with a representative there, she sounded fairly uneducated, She said (Q.)-What are you planning to do with this debt! So first thing a person like myself should do and say (A.) What debt I have no knowledge of the so called debt! Never admit to the debt until you absolutely have to do so. She explained she could offer me this amazing settlement on this credit card. I explained that they need to send me this writing via US Postal Service, they ” NCO” wants to send it via Email or Fax ! DO NOT let them do that because it will not hold up in court as a legal document because the defense or prosecution can claim it was altered. I explained that any correspondence must be made by postal service and allow time for delivery and review. This is where you see the nice I want to help you attitude turn into Insults and intimidation. Ok at this point they “ NCO” are attempting to and hoping that you become upset and will let your emotions cloud your judgment. Stay Calm these are Inciters they use, they will make statements that will get you upset but keep your poker face on. Say to the calmly Excuse me you do not need to talk to me that way or make comments that have no Bearing on this issue. At this point they tend to start raising there voices making additional comments such as It’s the law or The law say’s, At this point stop them and ask Are you authorized within your company to be making statements of the law and its procedures and are you a licensed attorney in your state to practice or have knowledge of legal proceedings or procedures. Remember they are recording you so if you do go to court those tapes can and will be subpoenaed. They “ NCO” will get frustrated because there tactics did not work and they usually hang up on you. Needless to say I’m still fighting with them. You can have debt validation done but the only thing that in fact validates a debt is the original contract. All debt validation to me is that your social security number and name is associated with a reported account at a collection company. It has not been validated until you see that original document “ original photo copy “
NCO’s automated call system has also been calling me for the past few days. They wanted me to call Karen Anderson at 1-800-685-4343. When I was able to call I heard a rough message from Ms. Anderson but could not leave one for her because her mailbox was full. Another automated call came through this (Saturday) morning. I called and learned that they were attempting to collect a debt from someone else. I told them that no one by that name is at this number. The woman who had answered said that I will be removed from their calling list. Thank you all for the information about them, which I was able to read before calling them.
Wow I am so glad I looked this company up. Today is the first day of having to deal with NCO, and frankly it started out fine. “Alex” seemed genuinely concerned about helping us with our delinquint citibank debt. Oh and just to let all of you know, I always Tape all my conversations with ANY business/debt collector etc…just in case. I inform them ahead of time, as they always do and if they say the do not authorize being recorded I tell them too that I also wish not to be recorded, yet want to work out the situation so they better call me back on a phone without a recorder. sometimes they do sometimes they dont, NCO was fine with this. When it reached the point where Alex started talking about certain things on our credit report that my husband and I had applied for, I hit the roof! I told him he had NO legal authority to veiw my or my husbands credit report WITHOUT our permission (wether that is tru or not i dont know)
and Boy! talk about the wolf in sheep clothing! He started in on the you owe this and that and they want their money ete….!!! Then, right in the middle of it for some reason I completely broke down crying. I was crying so hard I couldnt speak for a few minutes, then finally telling him I cant talk anymore right now i have to go, do you know he could care less about my crying and continue to talk, then told me to hold while he went and got his manger Brian. He put me on hold and I hung up. I am scared to death about what these people can do, anymore advice about who to talk to about this and our fincial problems with citibank would be so apprecitative.
Julie
You are never under any obligation to speak with any of these scum-sucking morons.
I generally explain my sitch (it’s pretty bad financially) to them in a nice way and ask if I can make a Settlement Payout over time.
NOPE. NEVER. NOBODY DOES THAT. YOU MUST PAY THIS NOW!
Fine. I hang up on their stoopit ass.
And continue to hang up on their stoopit ass.
And will always hang up on their stoopit ass.
They care not about anything, other than getting YOU (and me) to make payments to them on the FULL balance. Anything else just doesn’t enter into it. They’re COLD BLOODED bottom-feeders.
That, my friend, is THEIR bottom line.
AMD
Just sent the following email to some of the folks at NCO:
Subject: on unpleasant folk… and jobs that suck.
To: brian.callahan@ncogroup.com, brian.quigley@ncogroup.com, michael.corcho@ncogroup.com, sally.ray@ncogroup.com, bud.manes@ncogroup.com
Cc: Michael.Barrist@ncogroup.com, John.Schwab@ncogroup.com
Date: Friday, July 16, 2010, 9:41 AM
Do you folks enjoy a good read?
Try: http://www.ethannonsequitur.com/nco-financial-systems.html/comment-page-8#comment-45875 . Was just wondering how unpleasant people (bottom-feeders) in your “profession” get up in morning and look in the mirror. Got to be a better way to make a buck… certainly Al-Qaeda (or al-Qa’ida) is looking for a few good men and women today.
DJ of Grouper
P.S. Suggest that readers subjected to unwarranted calls from NCO send a formal complaint to their state’s attorney general.
NCO web site is: http://www.ncogroup.com/
Methinks they have a BAG over their head, so they don’t have to see themselfs in a mirror………..
Bwhahahahhahahahahhahaaaaa.
AMD
NCO’s automated call system has been calling me for the past couple of days (phone # is 866-870-8314). They are (were) attempting to collect a debt from some other person. I told them it is not me and to stop calling. The rather unpleasant-fast-talking man (a debt collector) who took my return call said my # was removed from their data base. We will see.
OBTW, thanks for the written recommendation should the NCO calls continue.
I sincerely hope you did NOT believe that line of BS from him.
Your number removed from their Call List?
Ha.
Hahahahhahahahahahaaaaaaa.
ROTFLMFAO
You know that’s a huggggggggggggggggge lie!
They will call you until you die.
AMD
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