Be sure to go and leave a comment at NCO Financial Systems at CallFerret Phone Number Lookup so that all of the new NCO phone numbers are available to people as soon as possible.
In case you are getting calls from the wonderful people at NCO Financial Systems. You should read some messages people have posted about this company. Apart from having to pay $1.5 million to settle Federal Trade Commission charges that it violated the Fair Credit Reporting Act (FCRA), there are also many many claims of state and federal violations of legislation like the Fair Credit Reporting Act (FCRA) and the Fair Debt Collection Practices Act (FDCPA).
The company purchases old debt from people like your cellphone provider, hospitals and the government for pennies on the dollar and then tries to collect it. You may have even already paid the bill, like I had, but that is really a minor irrelevant point. The reality is, much if not most of this debt is so old noone has any obligation to repay any of it, least of all not to NCO. Many people have been harassed for debt belonging to neighbors, relatives, old residents of the same address, and co-workers. Don’t pay NCO a penny.
If you receive letters or phone calls from NCO or phone numbers like
800-709-8625 or 888-804-3488 or 877-803-8009 or 800-541-2742 or 888-688-7929 or 800-445-4918 or 866-569-8956 or 800-218-1175 or 800-448-9576 or 800-684-8429 or 866-429-3592 or 800-976-8307 or 877-871-6484 or 800-735-6588 or 800-220-1942 or 877-778-1799 or 800-227-4000 or 800-807-7809 or 866-626-9112 or 866-425-8131 or 800-967-4100 or 877-252-4534 or 877-202-9074 or 888-691-8955 or 888-259-3021 or 800-437-7403 or
800-383-4761 or 866-360-9791 you should read this page about the Fair Debt Collection Practices Act. If NCO does anything wrong with you, you could be entitled to $1000 per infraction and they may have to pay your lawyer and possibly even your debt.
To halt their “contact”, send NCO a certified, return-receipt cease and desist letter (they throw away all faxes and non-certified letters). A sample letter might read (though, you must seek real legal advice, which I’m not):
This is to advise you that pursuant to the Fair Debt Collection Practices Act (“FDCPA”) 15 USC 1692c(c), you are hereby notified to immediately terminate any contact with me, or any members of my family or household, regarding any matter concerning the collection of a debt you allege is owed to your company or to your principal/customer/client. This notice shall include, but is not limited to written correspondence, as well as telephonic communication. This letter also verifies that I live at the address above, therefore, any further locator attempts would be a violation of the FDCPA.
Their address is:
NCO Financial Systems, Inc.
507 Prudential Rd
Horsham, PA 19044-2308
Is NCO calling you? Do you have a new NCO phone number or information? Please leave a comment and share it with the rest of us. Thanks!
NCO may or may not report your debt dispute with them on your credit report. It is important to make sure that if NCO puts anything on your credit report, all of the information is accurate, such as date of debt, last activity on account and the correct amount. That information is not always placed on all three major reports and your valid creditors usually only check one of these sources, so make sure you check all three (TransUnion, Equifax and Experian) for correct information. You should also check your credit score at these agencies to see the impact of your debt history on your credit-worthiness. Click to obtain a copy of your 3-in-1 Credit Report.
If NCO does not leave you alone, Lexington Law is an affordable legal tool to get them to stop calling and writing you. They are also very effective at deleting the negative information off of your credit reports.
Oh, and Miss Hill, thanks for calling ;)
Important! File a complaint with the Pennsylvania Attorney General – easy online form (NCO is a PA company and PA is investigating NCO)
P.S. The Pennsylvania Attorney General recently finished a big case against them, though the complaints continue.
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800 221 8887…I just called this number and spoke to someone to have them take my home number (which has been mine for 5 years) and replace it with the person who had my phone number previously and apparently a lot of debt, too. It has been frustrating because I have gone through this before and they claim I will not get any more calls as of today. We’ll see about that. They have called relentlessly since 12/24 4-5 times a day from 800-295-6724..today I answered and after 10 minutes of recordings, I was told that all representatives were busy and I had to call them back. What a nerve. The other day I pretended to be the person with the debt AND you would not believe ALL the information the rep gave to me about the person who had the debt even after I gave them a FAKE ssn. Gotta love it!
NCO Attacks!!! I have been receiving calls and voice messages for this company but I never get to contact them. The number they left at my answer machine was 1877 977 9497
NCO (1-800-224-5915 Kimberly York) called me and stupid me called them back. In the past the debt is always for someone else and they take me off their calling list. They are trying to collect on a debt from 1996. A Pacific Bell bill that I made payments on for 2 years? This could be a legal debt but I don’t remember it. I think I would remember paying on something for 2 years. When trying to confirm that it was my debt she could give me very little info. Only an old PO Box that I had 10 years ago. Rambled off a job that I had from 2002-2008. She brought up that I had tried to file bankrupsy earlier this year. That was not me! My married name is Rose, very common. My credit is clean. I have had loans, credits cards all paid on time.I keep an close eye on my credit reports and have over the last 10 years. There has never been a collection from a phone company. I have been at the same address and phone number for 9 years. Why do they have to wait so long? We went round and round. I told her I would contact my lawyer, one of the best in the state. She said ” you don’t think NCO has the best Lawyers?” She tried to tell me they would settle for only partly what I owed them. I would not let her even tell me how much. After arguing for about an hour she finally gave me their address and a phone number to call for fraud. I then called Pacific Bell which is now AT&T. They could not find any old debt for me. I have been in good standing with them since I first turned on my phone on here 9 years ago. They told me they no longer have my info and I need to contact NCO. They(NCO) legally have to give me my info on the account.
I delt with these guys in 2003 on a medical bill. I made payments and had the debt paid off within 6 months. About 6 months after, I got my credit report and it said I still owed NCO. I contacted them and they said they would correct it. 1 year later I ordered another credit report and it was still on there! I had to call them again this time promising to take legal action. Next credit report I got, it was gone. Not exactly sure what to do. Being that today is the day after Christmas I am going to relax for the weekend and contact my lawyer next week. I think I will get all three credit reports and flag my credit though.
Nco Financial Systems
Department 300
1804 Washington Blvd
Baltimore, MD 21230
800-688-4490
Should I keep paying them money?
12/22/2008
Got the call from a non native english speaking person saying to call and reference some idnumber. called me on a cell phone.
cid: +22 3051 16800
call back number 800 350 2457
i aint callin, send guido to my door baby!!!
I called NCO to pay off what was on my current credit report. Mr. Walker told me you must pay off all your debts or we will except nothing. This was after calling 10 different numbers and being told that this acct# is with this office and that sacct # is with this office at this number and so on and so on until I got to Mr. Walker who said you will pay all of the money you owe or will not speak to us again. What a major loser and what a rotten way to run a business. I hope they get what they deserve. Nothing~!!!!!! BUt Aggravation and torment they gave me. Good luck to all the rest of their victims!
My fiance’s parents have been receiving calls from NCO for him for a few months. I called the number they left back to see what company it was and was informed that it was against the law to tell me that information. Hmm..right..anyway.. I had my brother look up the phone number and found the name of the company was non-other than NCO Financial. So I found this website and THANK YOU! I plan on having my fiance call just to make sure it’s the same company but plan on sending the letter and putting a stop to all this nonsense.
Oh..the number they called from was 1-800-322-2608
Just received a call from 410-986-0085. Thanks for the previous info
Her name is Alisha
Number is 1800 788 7870
Her extension is 3308
LET THE HARASSMENT BEGIN!!!!!!
Please Post Extensions and Names, that way fun can be had by all!!
Here is their new number 12/18/08 80044895870
My husband has been receiving calls on his work cell phone from them. Have no idea how they got it. I called them and of course they claim they don’t have us in their database. I will be mailing a certified letter to them tomorrow and I have made a complaint to the BBB on them. All I can figure is that they got his number off the internet since he works for the state and his cell number and name are listed on the web. The number that came up on caller id was 800-448-9570.
I don’t care that they call me, but how do I stop them from calling my neighbors?
I have been receiving calls (pre-recorded messages) from these people for the last two weeks. They do not leave a reference number just the phone number 877-745-0426.
I received a call frm this co on Sunday night. they asked for my fiance who was recently admitted to hospice (liver cancer). I clearly explained the situation to this lady and she had the nerve to tell me to write down a tollfree # and when i see him to have him call!!!! OMG! she wouldnt provide me any info on the debt in question… therefore there was nothing more i could provide to her.. but what nerve!!!!!
If you feel it as criminal activity. Please report it at https://tips.fbi.gov/
This is not a real agency. Ignore their calls.
I have been hounded by these people who are looking for a person that does not live at my address or have my phone number. I have called the back to have them remove the phone number from their list. Idiots, which part of “she does not live here” to they not get.
Whoever these people are, are a bunch of morons. Most times, they don’t even leave a message, but twice now, they’ve left a message saying, “This is a phone call for Steven…blahblah blahb blah…” And the voicemail we have on our phone states mine and my husband’s names!!! AND NO ONE IS NAMED STEVEN!!!! One time I answered the call while the moron was leaving the message, and she kept hounding me, “Do you know Steven? Are you sure you don’t know him?” Are you kidding me lady??? Am I sure? YES I’M SURE!!! NOW STOP CALLING WHEN MY KID IS NAPPING!!! If they call and wake up my sleeping baby who already has troubles napping again, they’re going to have some real issues on their hands!! LOL seriously…..it’s so irritating to deal with scammers like this!!! I had a phone call a while back, some bunghole looking for my mother….and she hasn’t lived with me in almost 10 years, and she’s had her same phone number now for 8 years….why don’t they call her there? Instead they called me, I live in VA, she’s in MN…..figure that one out. I told them to go fly, and I reported them to the FTC and FBI. Good riddance…..losers. Don’t fall for the scams people!!! Get your facts straight before you offer all of your information to these people and they take full advantage of it!!! Even if you know you owe a debt, find out the details first! It’s better to be safe than sorry!!!!!!!
I just got a letter from these people saying I owe money. Not only is there no information on who the debt is owed to, I can’t think of anything I might owe money to, especially not for the amount listed. Not only that, but I’m 22 years old, and my brother received a letter from them at the same time I did. It seems an awful lot like these people buy personal information and try to scam naive people out of their money. Before bothering to call them (Their website was blocked for having a bad security certificate), I decided to check online. From all the stories I’ve read, it’s clear this is not the real deal, and I should be able to have my father, an accountant and an intelligent person, help me sort this out. By the way, the “toll-free phone number” listed on the envelope is 1-866-202-8648.
My ex worked for these deadbeats at NCO they harassed her, spread stuff about her at the job, invented stuff and then fired her. They them told the state that she quit, and tried to get out of paying her unemployment. The state saw through their lies and they ended up paying. NCO Financial– failure to pay their own obligations????
PLEASE ALL:
Disregard this pathetic “JUNK DEBT COLLECTOR”.
DO NOT get caught up in their attempts to collect on debts beyond the Statue of Limitations….
They will smell you down like a Dog, and sniff away untill you sucumb to them.
DO NOT ANSWER TO THEM.
Let them call as often as they wish.
It’s real simple…….Hang tough and they will go away!!!
Thank-You … Economy! Bye-Bye NCO !!!
Geez-oh-Pete….
Wish I’d read these earlier, but I had no idea who or what NCO Financial is. These a-holes are calling me about a debt that isn’t even mine. Someone in an adjacent state (Ohio), I live in Michigan opened an account at Cincinnati Bell in my name. They guy said that there was some old debt that they would be willing to negotiate a settlement on. I told him that I was not willing to negotiate any debt that I had not incurred and just requested an address to write a dispute letter for. I don’t know if it will do any good, but thanks for all the information on what jackals these guys are. Anyhow, I don’t have a phone number to list here because they called as Unknown Name Unknown Number. I just happened to be home with stomach flu or I wouldn’t even know they called. The address they gave me is:
NCO Financial Systems
P.O. Box 4907
Trenton, N.J. 08650
I’d really like to slap the guy who called me. He was kind of a dunce…and I say this because when he told me the bill was from Cincinnati Bell I answered back that I didn’t have a phone in Ohio as I’d been living in Detroit for the past 17 years. His response you ask? Well how did you know it was a phone bill then. What country is this guy from? Here in the states, ALL the phone companies used to be known as Bells….Detroit Bell, Cincinnati Bell, etc., etc., etc. So I’m not too shocked that there might be problems at a company that hires such a scholarly crew….puh-leeze….
Yes…these people are very nasty, and rude. I do owe AMEX money that is now being collected by NCO. I am very ready to have the amount paid…their business should be shut down!
been getting calls for several days on my phone, only rings once or twice and no one is ever there.
my phone calllog showed 866-816-1066 called at it was NCO, they asked for my phone numbers I gave them (hadnt seen this site yet)
they tell me they havent been calling me and Im not on any list of their. I have no outstanding debt an dont know why they are calling me but I will be sending them a registered letter telling them to stop and file on them if they continue.
new number. i have no debts. 1-888-850-6427
Yeah…I work for NCO….and im a rotten bastard. I do all the things you’ d think i do…..you kno……like club baby seals…and not cut the soda-can plastic-rings so harmless animals can fall victim to my cruel, torturous ways (much like some of you guys).Oh well i guess it’s all in a days work…..kicking old ladys down staircases…..twisting the lid off on the salt just far enuff so the next guy gets a big ‘ol pile of it on his complain-wich,stuff like that. Am i just what youve invisioned…Maybe this will help paint the picture..I also get my kicks by telling every little kid i see that there is no such thing as santa…(sorry kids)…in addition, i particularly enjoy farting in an elevator full of people LOLOLOLO(its really true)…any ways..enuff about me…lets talk about you…have ya looked in the mirror lately…maybe its time to take a bit closer of a look-see, now eh…..(wow look at that beak on ya…shoulda invested some of that pre-debt in new grill…not of the Foreman variety.)I am certainly no critic of your hate campain..but as an NCO employee…in my career of 15 years as adebt collector have saved…S A V E D people thousands and thousands of dollars…probably equal to the portion of wich i have collected (i also like to toot my own horn.)
I leave you with this……
to the honest Joe Consumers…..
is the hate campain fueled by your guilt…
is it fueled by a hope that the squeaky wheel gets the grease..
is it fueled by a fleeting urge that if you complain itl be your big break to free yourself of your ball and chain….
if you come up with the answer ..i’ll be at my desk ..throwing feces at passers-by in tru animal fashion…like the bottom feeder youve invisioned me to be.
I just found this site because I was looking for a number to call NCO because I lost my account number and I need to send them checks to pay off a 14-month old hospital debt. I already sent them three, on a monthly basis, so they have my account number, and after reading these comments I am worried. I know I have a debt with the hospital they spoke of, but will it really go away if I pay these people? The hospital said that I have to pay NCO. If I stop sending checks, will they still penalize me somehow? Will my credit score be destroyed? I am a second year college student and am on my own with this debt, and I don’t even own a credit card, just a checking card. I am a bit worried, could anyone with financial advice e-mail me at darkserefayde@yahoo.com. I don’t want to make a huge mistake…
We are getting numerous phone calls from NCO about an old debt of our daughter’s-in-law (which she claims no knowledge of!). Then yesterday they called our OTHER daughter-in-law about case #yz03185″ or some such number. We all live in different Florida cities!! How do we who are NOT part of this so-called debt stop these harassing phone calls????
New number
866-889-6745
800-5592938
I started getting calls four months ago. 1-800-597-4549. I pay all my bills, so I ignored them for awhile. I finally called and was told they were collecting a debt from an emergency room visit this summer. It is true I did go to the ER and I verified that I owe this money. Problem is that I never got this bill! I paid every other bill for that ER visit and now this stupid bill for less than $30 is causing all sorts of trouble.
After MANY requests, NCO finally sent me a letter with proof I owe. The problem was that they didn’t have my address correct. Kind of hard to pay a bill that you don’t receive!! Now I have to deal with this harrassment when it wasn’t even my fault to begin with. Last week I sent a money order (never send a personal check) via certified mail. They keep calling, so I assume they haven’t gotten it yet. Here is the address and number:
PO Box 15636
Wilmington, DE 19850
1-877-865-7686
I just received a bill from NCO demandiing payment from a AT&T wireless phone bill..money that I do owe. Although I was paying it off to AT$T they still gave it to collections. NCO… Nasty, nasty people. I am willing to pay this off but I will not give them any credit card info. What if I send them a check??? I do want to settle this but after reading these posts, I am afraid! Anyone have any suggestions?
Jill
P.O BOX 4901
Trenton, NJ 08650
1(888)899-4763
My very first phone call from ” NCO Financial” was back in June. They called regarding a student aid debt. I know I had student loans, so I automatically assumed they had finally caught up with me. I didn’t do any research and they got all of my information my acct number and everthing, and I have been paying them for the past five months. SO I’M PISSED, Can anyone tell me any helpful information.
They have been calling for months on my cell phone and I just ignored it. Then some “girl” calls and begins leaving messages claiming we have the same phone number. I call NCO and they say they can find no debt in my name. Why are they calling then? They said they are going to take my name of their list. I’ll believe it when I see it. 800 221 8887
NCO has been hounding me for over four months. I am up to three calls a day, five days a week. And here’s the punch line: I don’t even HAVE any past-due debts; they are attempting to collect a debt from MY SISTER, who used my address as a mailing address (probably illegally). I have told their representatives on many occassions that my sister no longer lives at my address, that I have not spoken to her in over three years, and that I have no information regarding her current whereabouts (all of which is true, in case anyone was wondering), they just don’t listen.
Nco contacted us with an alleged old phone bill 11 yrs old. (also past the stat of limitations even if it were our debt) We have never lived in the town the bill is from. Here is a new # for NCO 1866-576-1447 we are sending a no contact letter.
I received a call from them from 800-240-0381, telling me to call 800-280-3377( NCO Financial) the woman said it was imperative that I call them back and they were going to try and get in contact with my father in law… i Have noo I idea what this is for… I will call them and tell them to let me know what kind of debt this is, but my father in law… how would they even know that… thats very scary that these people can get this information and TRY and use it against you.
Received a notice from NCO end of September at my parents address. Immediately called and asked what the collection was for and they stated it was property taxes on a vehicle I purchased in October 1993. I moved out of state in April 1994 and had never received a bill for property taxes and my title was transfered after I moved.
Tried to obtain info from City of Virginia Beach but they said since it was turned over to NCO I had to go through them.
I disputed the charges and sent them a letter requesting proof. NCO continues to call even though I told them I sent a letter and they are quite rude. Still haven’t received any proof.
If I owe someone money I’ll pay it but never having received a bill and it’s been 15 years and the vehicles long gone this is more than a little crazy.
To those bloggers such as “Ann” who believe we’re all “dead-beats”: My problems began when I purchased a new cell phone and was issued my number upon activation. Apparently, my “new” number was previously issued to a person with financial problems. Question to “Ann” and those others of like sentiment: Am I just supposed to take this and shut my mouth? I don’t wish to go on further, but NCO IS OUT OF CONTROL based on some of the calls they have made to our household telephone: several involved my elderly Mother and got her ALL UPSET. She’s legally blind and suffers from diabetes and hypertension. NCO refuses to “cease and desist” even when I explained their error. It would be interesting to know how NCO obtained my Mother’s land-line number (UNLISTED) after they called me on the new cell phone. I made the mistake of giving them my name on initial contact. As has been said on this blog, the first mistake is to give them ANY information I think the many suggestions for a class-action lawsuit are excellent and need to be acted on. Any hungry lawyers reading this?
NOC called me from 1-800-260-5570.
I know that I have a pending balance for a hospital bill. and in the past 4 month i make a payment with my checks and they never received my checks and now the take points of my credit score.
I have been getting calls from them. The phone number was 888-899-4784. I made the mistake of talking to them once. Don’t talk to them at all!
nc o group inc
215-441-3000
they called and asked for me, but since I didn’t recognize the caller id, I said they had the wrong number. The lady rattled off something about the call being monitored for whatever reason and said goodbye. I called the number back, and got a voice recording for NCO Financial Systems. Hope they don’t keep calling. :-/
I am sooo glad that I checked this company out…
We had a medical account that we were making payments on. I made a payment to the hospital via phone on 08/08/08, then paid the remaining balance off in full a couple of weeks later. Or so I thought. I received a letter from NCO a few days ago stating that I owe a balance on the account. After some investigative work on my end, it turns out the person who took my call at the hospital billing department on the 8th never processed my payment. I *do* owe the money. I contacted the hospital to see if I can pay them directly and find out why the payment hadn’t been processed – they have no clue, but no, I can’t make the payment with them. I then tried to make the payment on the web with the website addy NCO gives me in their letter – http://www.ncofinancial.com. There’s a “unique registration code” that I’m supposed to be able to log-in with and make payment. It doesn’t work. At all. I attempt to call them at the number they give me in their letter, 866-825-1748. I get thrown into perma-hold voice mail hell, and get sick of waiting. I attempt to access the website again today, and call – same result. I then do a web search and find all of these postings. Lovely. These people are going to be wonderful to deal with. I want to make a payment and have confirmation in my hand as proof of payment in case they try to say at some future date that the debt was not paid. I call the hospital again, tell them the story (again), and then tell them that this company is very shadey to deal with. They give me a different number to reach NCO, 800-967-2070. I *67 my number so they won’t know who I am to get some information unobtrusively (all I wanted was a website addy that I can actually make a payment on). That # puts me through to India. The woman there can’t tell me what website to make my payment on, but she transfers me. The guy who answers the phone has my husband’s name, our address, and account info. WTF? I BLOCKED my number. He says their website is down (really?), but I can pay it over the phone. I tell him that I want payment confirmation in my hand, not a verbal confirmation number he’s going to give me over the phone, and ask when the web site, that is clearly touted as a means of payment on my letter, will be back up. He has no idea but he’ll take my payment over the phone right now. Does anyone else see any red flags here? The whole thing is bugging me. Now, I have no qualms paying this bill (hell, I thought it was paid three months ago), but I do want to make sure that I cross my t’s and dot my i’s with this company. *shaking head* I guess I’ll have to send a check via certified mail just to make sure I have proof of payment. What a pain the @ss…
If everyone keeps track of when these pricks call, and if you try and call them back and you never talk to someone, we should all keep records and then file a class action lawsuit and bury them for good.
NCO employees are idiots! If the lady I spoke with after waiting on hold for 20 minutes had been anything approaching civil I would have paid the $30.00 debt even though I have lost everything in hurricane Ike but Ms. Drummond was rude and a complete jerk so hell will freeze over before I will pay them.
I got a call from “Stephanie from NCO” insisting that I call back. The very next day the same woman called and her message was like “hey this is Steph from work give me a call back” and she left the same callback #…. honestly how dumb do they think people are? Shady very shady….
I paid NCO money for a past bill and apparently, they were not the bill holders, First Revenue Assurance was. Well they never relayed the payment over to FRA and now I’m in a heap of trouble. I am so ticked off right now. I HATE NCO.
1-888-831-6994. My first NCO message! The funny thing is that the reference number is EXACTLY my phone number.
Received mail from this thugs asking for $52.99 regarding loan balance due, mentioning ‘Bank of America N.A.’ as the creditor. I never took loan from anybody and do not have any outstanding. Can I file a complaint against NCO Fin Systems Inc in a consumer court ? Their website, as mentioned in their letter, is always out of order (www.ncofinancial.com).
I have never heard of them and they dare to call me on a cell phone I rarely use to leave a message saying I owe a debt??? They apparently have another new number 877-847-1486. when they left it on my cell phone, they put an extra number in to make it harder to crack.
I have obtained a letter about a payment I should have paid 7yrs ago and they told me that it would go against my credit. How legit are these people???? If I make this payment how do I know if this would be a wise choice???
I MOVED OUT OF THE U.S. A COUPLE OF MONTHS AGO. THE MAILING ADDRESS I LEFT IN MIAMI IS RECEIVING LETTERS FROM “NCO FINANCIAL SYSTEMS” TRYING TO COLLECT $359.- WHICH I TOTALLY IGNORE WHERE IT COMES FROM. THIS IS JUST DECEIVING, CHEATING, A LIE. HOW CAN I STOP THEM SENDING LETTERS?
By the way, I received their call at my unpublished home number….
NEW PHONE NUMBER 866-257-4473
These people called my business today from 1-800-379-5209 witha recorded message left a reference number when I called back they couldn’t find anything and transferred me like 5 times before I finally hung up. I then found this and needless to say I won’t worry about it anymore. Probably looking for whoever had our phone number before. I sure do hope they get shut down.
Called back NCO after several messages on my answering machine. They say that I owe them $2140.37 for a surgery my wife had in 2006. As far as I know, I had a very good insurance and I paid off whatever I owed to the hospital. Do you think I should call the insurance company or the hospital to find out if this is true? Reading all these posts, I think I need not worry. Anyways, the new number is 1-866-853-4964.
Amendment to last comment, they would remove my number.
I received a several calls from them looking for a Donna, associated with my phone number which I have had for going on 12 years. They said they would remove my name and would no longer receive any more calls. New number for them 866-630-1520.
NCO has been calling me 2-3 times a week. They never say who they are looking for or what debt is supposedly owed, but I should call them back. Usually it’s an automatic pre-recorded message. I, too, am certain I have no back debts. Annoying.
Got another call from these guys….new number…410-986-0085
They called me from the number 1-410-986-0085. They are trying to collect a “debt” from DHL. I got a coupon for DHL, which was redeemed CORRECTLY for a free shipment up to a $25 value, and now these fools are trying to get my money, saying I owe DHL $25, when the whole issue with DHL was solved back in July when I talked to a representative. The guy was a total A$$Hole.
Had the following message on my answering machine: “Hello, this is an important message from NCO Financial Systems Inc. Law requires that we notify you that this a debt collection company. This is an attempt to collect debt and any information obtained will be used for that purpose. Please call Mr. Parker back today at 1-866-473-9021. Once again, the number is 1-866-473-9021. Thank you. xxxxxx is your reference id.”
I called the number and after a long wait, spoke to an person who told me the name on the file that they were calling about. The person named is not me, not known to me and has never lived at my telephone location (I’ve had the same number for 12 years). I told her that and she said she would remove my number from their file.
Just received a phone call from these jerks, with this number 800 260 5570 at first they ask if the number they called was such and such and I said NO, then she stated my number and I said yes. Well, she was looking for a family member of my husbands, and I told her that person does not live here. Well, I was then TOLD that to inform them they are looking to hear from that person and they should call asap. And then I asked what this was about so I could include it in the message, she got real shitty and stated that it is none of my business and it was a personel matter and just give this person the message. I told them NO. and DO NOT CALL THIS NUMBER AGAIN AND IF YOU DO I WILL BE CONTACTIN MY ATTORNEY. So we shall see what happens now…
We paid off a credit card to capital one a year and a half ago. Apperently they still turned it over to NCO. We have cancelled checks showing its paid off, and have faxed copies numeruos times. They still call 2-3 times a day as of 11-02-08 the # was 866-401-2140
Today #866-401-2139 Good luck everybody
have hardly any credit and im in debt
My mother gave me a message about a debt collection call she received at her house for me. I haven’t lived there for 17 years so I found that odd. And I have recently paid off all my debt and checked over my credit report to close a few open accounts that i had not used in years.
The number she gave me to call was 1-800-221-6850 ext 3829 Betty
I called the number and the call went to right to a voicemail box that was full, but it stated it was NCO finacial systems, inc. I had no idea what that was especailly since I have no outstanding debt. I appreciate everyone’s information on this site. Now I know what I am dealing with.
Here is a new number 800-511-8670
They called looking for another individual so I told them to stop calling and Mary from NCO said they would.
new number: 877-517-1978
NCO Financial $ Affiliates = “JUNK DEBT COLLECTORS”
NCO will obtain OBSOLETE, EXPIRED, OLD-DEBTS that no other collection agency or COURT could enforce or collect on.
NCO, with the present economy, have stepped
up their efforts to INTIMIDATE -AND- ANNOY
us with their collection attempts.
NCO can make your life HELL !!
Only if you let them…..
Do not Communicate with these IDIOTS.
DO NOT commit to any contract with them.
Do not communicate with them in any way.
NCO = BOTTOM FEEDERS
Let’s make NCO the next bussiness to Sucumb to the present economy. They are PIGS.
They are only in existance to prey on people who have experienced tough times in their past like us. The “DEBT” they are making attempts to collect have exceeded the Statue of Limitations and are not collectable.
…When they call, let the answering machine get it. Smile, knowing they will never collect
only if you enter communication with them…
Your Choice-
NCO= THEY DON’T TROUBLE ME !!
Have a good evening Mr. Kevin Fields, “Doug”,
and the Stupid English Lady!
Here’s a new number for them:
866-637-0270
I called NCO back after the first gal hung up on my husband when he would not verify any information for them without their volunteering any first; supposedly re: a medical bill (could be legit). I called back on their number and instructed them to “send another letter” and never call again. The second gal identified herself as “Melissa” when she answered, and was a nicer person than the first; she verified our phone number and the number portion of our address with me, wrote our number down and said we would not be called again. I informed her that our husband is currently going through all our medical bills with a fine-toothed comb and I stated twice that they are breaking the law calling us and it had better stop. We’ll see. My husband had already stated to me he will contact our (CA) State Atty General if they call us again. We’re married 41 years and it has been the law ALL that time in CA not to use the telephone to dun people.
-SW, California
NCO who have never contacted me got the phone # of my parents, asked for my father by name and said they were my bank and my father was also named on the account (he is not) they said they had to contact me as there was a problem with my bank account. I have no idea who they are or what they want but the phone # was 800-448-9570.
I keep getting calls from this NCO financial services company and I do not owe anyone any money. I am very fed up and have done the letter as indicated above. These people are relentless but I have threatened to sue them if they keep it up.
New Number: 800-413-0134
They somehow got a hold of a checking account I closed years ago before I moved and are stating I owe $62 . I say we should setup a time when to call, and just give them a hard time.
I just received a very vague and cryptic voicemail from this company today. I am not in debt, I pay my bills and am glad to hear this company is a sham.
They apparently bought a debt from Captial One that my husband and I had 5 years ago. The card was opened before we even got married. We bought a house and paid everything off in full when we bought the house….now 5-6 years later they are calling me saying I owe them $1300.00 on an original debt of $410.00 that they purchased from Capital One. First… my phone number has been the same for 6 yrs… and NOW you are calling me saying I owe you $1100 in interest over 5 yrs…UMMM NO! I had been paing it in an effort to clean up my credit from my ex… but when I called them to change the amount of my next monthly payment the man I spoke too screamed at me…told me I was irresponsible and that I needed to borrow money from someone to pay them this week. He called me a looser and a deadbeat. I am a single mother who has been puting myself in financial hardship to pay off this debt that I am now wondering is really even true….after reading these comments I guess I am not alone and shouldnt have paid them a penny without researching first. What animals…how can somone go to work every day knowing this is what they do for a living. Their families must be so proud.
I received a collection letter from NCO Financial System Inc. today, October 21 2008. I have no idea what these people are collecting on. They claim that I owe them $95.44. They have included an account number and the following contact info:
PO Box 61247
DEPT 64
Virginia Beach, VA 23466
4740 Baxter Road
Virginia Beach, VA 23462
1 888 848 8196
I certainly do not look forward to dealing with them on this issue.
I have been receiving voice mail messages, live and recorded from this company for my ex brother in law. I have not had contact with my ex’s side of the family since my divorce which has been over 25 years ago. This company calls 3 to 4 times a day. I have even left messages on my machine indicating that no person of that name is known or lives here and they continue to call. Sometimes before 8:30 Am and after 9PM. One number is pre recorded with an english/british sounding womans voice that call comes from 888-899-4780. I will not return their calls, because number one it is not my debt, and number two I know from past experiences and thru other reviews that they will not listen anyway. It is very annoying and has been going on for almost two months now.
I just received a phone call from this company NCO Financial Systems INC for the first time today. I have never ever heard of them before and I do NOT know why they are even calling, the phone number they called from is 866-870-8314. I just let my voice mail get the call so I decided to look them up. I am already fighting another company called Great Seneca Financial Corp aka Mann Bracken aka Wolpoff & Abramson. How is it these people get away with harrasing and taking our money? I have not ever received a call or heard of these people in my life before today. The companies need to be STOPPED and ASAP!
Got a message today from a lady at NCO number 877-864-5324, they didn’t even mention my name in the message so I am suspicious. I called back three times today and received a voice mail each time. Whatever, I’ve only been building credit for a few years and I don’t have any outstanding debt so bitch can call me all she wants, she’ll just hit a brick wall over and over.
NCO Financial and affiliates, are the bottom feeders in societies present economy.
They make attempts to collect debt that has surpassed the statue of limitations by intimidation, excessive calls and harassment.
The only reason people write on this page about them is because they have made the mistake of communicating with these swines by answering their phone calls or by communicating by mail.
Stand up to these PIGS by calling them back and hanging up. They will PAY for the call.
Do it as many times as they have called you.
Remove any IDENTIFIABLE Information off the bill the send, and mail it back to them with “Play Money” from the dollar store with a note that you are willing to settle.
NCO FINANCIAL = SCUM
That is why they are at the bottom of society fishing…. Fishing for something that the original debtor could not collect.
Stand up to these Idiots!!
Have a nice day Mr. Kevin Fields,
I know they have offices in Vancouver B.C. &Montreal (ex b/f) worked for them The # I was given to call back was; 1-866-221-7959
I recieved a phone call this morning with a voicemail at 10 am. The two numbers that were given were 1-888-899-8034, 1-800-448-9570. They claimed that I was in a pre litigation process with a man named gary leema. I tried calling the number back but of course they were closed. I have never recieved any letters about past due amounts on my credit cards or any bills. I too believe that i am falling prey to these people. Oh the joy!
I was the victim of identify theft recently and these people became involved in my life as a result.
I did a credit fraud hold and had TransUnion investigate and confirm everything on my account.
Everything NCO was reporting fell off my report, as expected, and yet they continue to call.
I explained to them that this was the result of identify theft and the credit agencies seemed to agree and yet they continue to call because they have A number…
Bastards, all of them.
I just started getting calls on my cell phone and it says “unknown”. I let it go to voice mail and this call isnt even for me. Its for a guy named Hulio.
I was going to answer it and tell them….this is not Hulio..I dont know a Hulio and stop calling this # or I will handle it legally.
Add these NCO phone numbers to the list:
223-051-6400
223-051-6100
I keep receiving calls from NCO Financial though the person they are looking for doesn’t live here. I have told them this fact a number of times. They refuse to give me any information. They refuse to let me speak to a supervisor. They said I will continue to receive call as long as my numer continues to be given out. If I do as you suggest, they will then have my address. How can I get them to stop caling and not give them any information?
NCO Financial – India is collecting past due payments for Capital One using the phone number 800-955-6600. They openly violate federal debt collection law. On several occasions, they have called me as early as 5 a.m., even after I informed them that this practice was illegal. Most recently they called me at 5:30 am over a late payment of $191.00. Fed up, I finally filed complaints with the PA Attorney General and the Federal Trade Commission. I urge all others who have been harassed by NCO to do the same. It is time for our government to enforce the laws they draft for our protection. NCO violates the law because they believe they can. Enough is enough!
416-932-4508
maria wrote:
well just so you know guys,,according to FDCPA collectors are allowed to call card holders during sundays and NCO is not violating a law at all…get it?!STUPID MORON!!
Posted 31 Aug 2008 at 7:36 pm ¶
And you call yourselfs professionals and we should be nice.. I hope your kids turn out as charming as you are. have your paper work in order next time you call me. Oh wait you lost my file because I only had 24 hours to pay before legal action was to take place and you were going to garnish my wages and put a lein on a house I haven’t owned for years.. LOLOLO and were MORONS? You cannot even validate debts properly.. How much money do you guys lose a year because of stupidity?
They just called us at our new #, we have no idea how they retrieved our number because my boyfriend and I just purchased our new home a few months ago and our Number is unlisted. I have no debt at all except for our mortgage and school loans so I knew this had nothing to do with anything. I had no old debts that were unpaid either as my credit report was proved clean. They contacted me at 800-709-8625 and said this was in reguards to a loan ? Neither my boyfriend or I have any unpaid loans, we are current on all schools and all bills. How are they getting away with this??
I have a ton of numbers they call me at least 3-5 times a day for a bill I have been paying on. They even call me with the infamous “unknown” number. But here are the numbers they have called me from today;
866-625-5093
888-697-4372
800-433-3243
800-319-7163
HI! I received an automated message from NCO Financial Systems, Inc. from NEW phone # of 1-800-221-6850. They even gave me a file number. I called them the 1st time, and the phone just rung, like 10 or 11 times. NO answer. How legitimate, right? I called again, and it came online. They immediately asked for my whole social security number. They should already have my information if they have credit against me, right? Wouldn’t asking for the claim number be an appropiate 1st question? I got my 3 free credit scores, and there is nothing on there about NCO Financial Systems, Inc. or delinquent accounts. This is kind of scary, as the prevalence of identity theft is rampant. Who are these people and why won’t they stop?
Get this. NCO calls my place of business anywhere from 4 to 7 times per day for someone that USED to have our number. We have had this phone number for almost 3 years and all of a sudden, about three weeks ago I start getting calls from these people for a woman that I’ve nevr heard of. I have told them over and over again and yet the calls don’t stop. It’s absurd! They are extremely disruptive to my daily work and I don’t know how to get them to stop.
Now is it legal to harrass a company for a debt incurred by someone who happened to have the same phone number 8 years ago? NO, but they are getting away with it… I’m calling BBB and the phone company to see if I can have them blocked.
Another new number for these Gits!
800-731-5323
Have not returned their call and have no intention of doing so. I pay my bills on time and have no outstanding unpaid debt. They are some scammers!
I just started getting the calls from NCO monday, from a Robert Marquez 866-266-6318 (ext 3412) they start out being nice then get pissy when you ask for verification of the debt, they just keep asking for your checking account number but say they won’t give out the account number there trying to collect on for my safety. These guys must be nuts, they want my checking account number but won’t give me an account number there supposedly collecting on? Anyways I wrote a letter sent it certified with return-receipt and also filed a complaint with the PA attorney general and my own home state attorney general. I gave them Marquez’s name address phone number ext. etc.. They keep bothering me at work after I told them to stop several times so I figured I’d give them some trouble also. Oh yeh they also stated that I would be in court within a week and there going to garnish my wages. aholes.. good luck..
I just got a call from NCO Financial. Their number is 800 722 8955 ext 4561.
This is to correct a previous post. Sorry for a typo
Thanks so much for all the good info. I’m working on one of these on behalf of a friend in Vermont who has never had a penny of debt in her entire life :-) The phone number they left on HER answerphone was 866 372 8497
I got a call from this NCO and called them back to inquire about what they were calling me for. The person I spoke to said he was trying to collect a debt from a dept. store credit card from 1988! I said I did not recall having a credit card with that store and do not owe them a debt. I also asked him to send me documentation regarding said debt. He said he could not provide me with any documentation…WTF? So, I advised him if he could not produce documentation to show proof of a debt, then our conversation was over and advised him to not contact me again. Like I’m going to pay someone $300 just on their word that this debt exists. Please!!!
I got a call this morning,they ask for my husband. I ask them who are they,she responded by telling me nco financial. I don’t know who the hell is nco, she told me that by law she could not give out the information because I was nobody who she could speak to. If I’m his wife and she can’t talk to me them who the hell can she talk to. The # 866-251-0699
I don’t even have any debt at all and so far I’ve missed 3 calls from NCO. After reading these other comments, I’m not really looking forward to having to talk to them. Anyways, the number they keep calling from is: 1-800-448-9570.
Got a new NCO number for ya: 877.326.7047.
These bastards harassed my parents. The one who called me started pressing phone buttons so she wouldn’t have to listen to me when I explained that such a thing is illegal. And then she hung up.
The whole credit card industry needs to crash for turning to trashy companies like NCO, if you ask me.
KX9253 or CKX92537-23WHVU
The letter you send to my family in the USA is a payment amount you ask from me.
I live in the Netherlands and don’t have a creditcard in the USA. So I don’t pay the 63.19 US dollar for ???? I dont know.
Sorry, it was not me or my 80 years old uncle in Cranston.
Please stop sending him mail.
Thank you
NCO is calling me on a 10-year old debt of $270. Way past the SOL here in CA. I have a new phone number that is not on the list that they are calling from — (800) 273-6816. They are robo-calling virtually every day. When we are here and one of us takes the call, they refuse to give us an address where we can send a cease and desist letter. They asked me if I think I am above the law. When I asked for an address, they told me to check my credit report. I told them if they were reporting a non-collectible debt, they were breaking the law. At that point they hung up on me without giving me an address. Yet the robo-calls continue almost daily. I have a lawyer so I’ll get him on the case, but thanks for putting up the website and posting the address. Hopefully my lawyer can get them to stop. Still, I would love to sue them. I have group legal insurance so it wouldn’t cost me a dime. Wish I could record phone calls in CA. Keep fighting the good fight!!! Let’s educate people and put these parasites out of business!!
Most recent phone# is 1-888-480-1534
507 Prudential Road, Horsham, PA 19044 as the address.
Are these people even a collection agency?
New phone # for NCO 1-888-899-4780 ext:4099
I did a payment on September 23rd, concerning to Suncom Wireless (Cell phone company from Puerto Rico, now T-Mobile aquired that company) of $345.95. The employee that talked to me was Ari Santiago and the confirmation number that he gave me was 035643. He called me thru the (787)625-0831 and the payment was deducted succesfully from my checking account (I have the statement). But today I received a call again from him, and my question is: Concerning WHAT?
My contact number is (954) 305-7702,
Thanks for your time,
Maria
866-254-1133
Hello everyone, I had one of these father less bastards call me and they left me a message. The funny thing is this guy sounded like as if he never went through puberty..He sounded like he was around 10 years old and he called himself “Mr Lily” lol….He was like yes this message if for Matt my name is Mr Lilly with NCO group I’m calling about so and so….These people are sick..The message he left me was that this will be going to county and you will be hearing from our attorney..I’d like to see them try…IF your reading this…GOOD LUCK we’ll see who takes who to court…
Just received two notices from NCO. The first is a collection notice for $6.99 and the other for $18.95. Both from a web hosting site that I have not used for two years.
Instead of contacting NCO I have decided to let the hosting site do the “dirty” work and right thing. I am contacting them.
Just curious as to whether or not NCO will actually pursue $24.94 worth of “bad” debt.
number to NCO (866)747-7627
I received a call from a man identifying himself with NCO. The man informed the call was in regards to a debt collection. I asked him who he thought he was and he told me the name of a man and asked to speak to him. I informed him that I am the only person that uses this number and I know of no one by that name that would have any connection to my number. He asked a few more times (I suppose to to make sure I was being honest with him) about the man he was looking for. Then he reluctantly told me that my number would be removed and I would not receive another call. I sure hope this situation gets resolved and that there are no more calls form NCO. The poor man I spoke to seemed very unhappy and I’m sure he hates his job. I do know, however, that NCO IS a legit collections company. It’s a bunch of people crammed into small offices and trying to make calls on behalf of business that need money that is owed to them. Their job is not an easy one but I feel that doesn’t justify their need to be rude to anyone.
NCO PHONE #800-477-1827 ADDRESS: 507 PRUDENTIAL RD, HORSHAM, PA 19044 TO MAKE PAYMENT TO: PO BOX 4935 TRENTON, NJ 08650-4935 I am the payee for my sister who is on disability for mental health. She brought me a letter she had received from NCO for a bill from a local phone company that hasn’t even been around for YEARS. It offered her 55% off her debt if she paid immediately. She didn’t think it was correct because she hadn’t used the phone co for years++, so she tried to call them to find out what it was about, the female was extremely rude and wouldn’t tell her anything. She got frustrated and hung-up, then about had a panic attack that she had to come up with this money living on her disability. She gave me the letter to try to make payment arrangements, as I was typing the letter I decided to check them out online… Boy am I glad I did!! Thank you to everyone who has posted warnings online. I copied the letter I found here and plan to send it out today. What a waste of our tax dollars to have to pay all the people that have to investigate all of the claims that have to be filed to fight this kind of fraud. Where will it end???
Correction on phone number: 1-866-576-1447
OOPS!
I don’t have bad debt!
The phone number they gave me to call them back is 1-866-5767-1447.
Kathryn
NCO Finacial Systems Inc.
Private Subsidiary, Headquarters Location
Horsham, PA 19044-2308 United States
(800)220-2274 , (215)441-3929 fax
http://www.ncogroup.com
Company Description: Services: Provider of accounts receivable management services.
Sending letters and calling our company about
representing RICOH AMERICA Corporation that sells maintenance agreements for Lanier printing Equipment. Unfortunately,
NCO paperwork is not correct nor sent by certified mail nor do their phone banks state who they are via caller ID. We have faxed them with the court settlement they were order to pay in Pennyslvania and refuse to speak with them via phone.
If your account has been charged off by the original company you owed, your FIKA score is already damaged and if that score is over 60 days old, it is best to work with accounts that you can pay to start to repair you credit. Many companies charge off the debt while your are trying to work for a settlement and then “sell it to NCO” who hopes they can collect something from you due to the legal fact that each state statue of limitations for a legal debt starts again if you give NCO a payment. You must know your states statue concerning the time frame for a dept to cease.
Secondary collection agencies pay little for the balance of the original debt and do have a certain time frame to get a payment from you before they “re-sell” the debt.
The first call was a Sunday (9/14) afternoon
and the caller asked for my husband. I asked who was calling and when caller said “NCO Financial”, I thought it was a sales call. I told caller that my husband had no business with them, caller stated “I assure he does” and I asked for more information. She refused, I hung up. They call daily now, but I don’t answer the phone. All calls are from 866-251-0699. Thanks for all the information, I am mailing a certified letter today!
New NCO # 800-786-9330
i like so many of u have a dear friend from nco. I know him as Mr Macky but my minor child knows him as Mom’s friend Will. That’s right this a** called my home and managed to convence my child that he was a friend and mom was in trouble and that he needed the cell phone numeber so he could call and help me! After she gave bad info to him he called her back and proceeded to yell at her about how she gave him the wrong number! He asked for my work number so that he could call me there and luckily she only knows my emergency number as 911. Keep calling i am keeping track of each one and every violation by law!
oh and the call came from 800-727-8444×5099
I got a call from them this morning…800-979-6560..and another 800-445-4918. The man on the line could barely speak English and recited the last 4 digits of my social. He asked me to verify. These people are annoying the hell out of me…day in and day out. I wish it would stop!! ughhhh
The same thing seems to have started happening to me as noted by “Surprised” in post 161 (have been called by 866-376-1967).
New number for NCO 1 866 381 9807.
Thanks for this website and information.
new phone # they are using…518-282-4396
When I ask what it is about they tell me to call THEM back for the info…..My bills are all up to date I owe only current and they won’t even tell me who the bill is for…I have filed 10 complaints to different entities and have gotten no where ..my next will be to unlist my #…best of luck to all…
The number I am getting is 888-379-3776. I’ve informed them, in writing with return receipt, that they are to stop calling and that I am represented by an attorney in this matter and to call my attorney. They have never called my attorney and continue to call me. I’ve had 32 calls in the last 24 hours from these dopes.
I’ve filed complaints with PA Attorney General and FTC. Next step may be to sue them directly.
I have to add one more thing all of these people that are employees of NCO financial are you serious…I think it’s a safe assumption that none of you have ever gotten more than a high school diploma and if you did I can’t seem to figure out how…In fact I hope the worst upon you then I hope you lose your job, and have a series of unfortunate events pile up on you, and just like most people being collected on have all of those expenses pile up on you…then you’ll see how it feels…All debt collectors are self centered a**holes that think only of themselves and don’t have any compassion for other human beings and that’s why you’ll be going to hell
I have to say to all of these people saying pay your debt you obviously have no Idea what you are talking about….I’ve been on both sides of the fence here and I have to say I was a worthless jerk off for collecting. These debt collectors are a bunch of middle aged laid off can’t find a better job people if they had half a brain they’d realize things happen to people and it’s out of their control and that’s why most end up in collections. For example I had a great job paying all my bills just fine, well even with savings it’s never enough, I ended up losing my job, getting into a car wreck one of my closest relatives was in the hospital and my boyfriend came back from over seas and needed medical attention and needed someone to be there. So with that said I’m sure many have it much worse and collectors calling just amplifies the issues at hand. So I have to say that it’s not as easy as just paying your bills so anyone that disagrees I find you very ignorant…and also look at the economy.. my parents are very wealthy yet are somewhat put back because of the prices of pretty much everything skyrocketing. Again on being on both sides here I feel horrible for doing it the very brief time that I did. I feel that there should be more restrictions on collection companies, I may be twenty three years old but a very well educated twenty three year old that from my experience feels that they’re a bunch of ignorant worthless a**holes that need to find a real job and stop kicking people while they’re down. After all their mentality is hey this person didn’t pay their bills so I’ll call them anytime I want and bother the hell out of them…my advice look at the bigger picture moron! let’s see you recover from a situation like a lot of these people are in it’s not easy.
I just spent quite a while reading the posts from the past year. I have received calls from 602-000-0000 on my cell phone in the past couple days as follows:
Sept 10 3:00pm
Sept 10 8:36pm
Sept 11 1:30pm
Sept 11 2:21pm
I answered twice, but nobody was on the line. I am worried. I thought I knew about the debt my husband and I have. We are not even one day past due – EVER!! Hopefully this is a mistake, because these postings have me freaked out.
oh, and after talking to this wonderful director/manager about my very strange v.m. I got the new address of thier location that I’m not seeing on this website. Due to needing to send them certified letter, and F.Y.I.
NCO Financial systems
9009 Corprate Lake Dr. Suite 300
Tampa, Florida. 33634
1-800-786-9330 ATTN. Mike
I just got a call from NCO – they are using a new number: 866-873-3979
yep, Just got the strangest message left on my voice mail from N.C.O! Among the many calls from 1-800-786-9330 @ all hours of the day and night. This one begins with loud barking from numberous dogs, then, 2 young girls speaking back and forth about how Americans are trying to put Obama and Bin Laden in the same sentence every chance we get to bring down the American vote? She wasn’t real sure if it was Hussien or Bin Laden, Not real educated American women.
NCO has called my number for over 5 years to collect debts from THREE DIFFERENT people who I do not know. Never heard of these people they call on. Each time I call back and give my name and ask what I can do to further help them, they promise to take my number out of the circulation.
Not done.
NCO just started in with me (1-800-711-2735). I was told to call a “Ms. Lawless” back. Appropo name. I left a long-winded message for their attorney as indicated above. I also contacted an attorney in the Warren & Vullings firm. We’ll see if they contact me and indicate if there’s any class-action lawsuits available. I would gladly join one (along with one against DirecTV who started this mess).
1-800-685-4343
Is a new number. They’re trying to make me pay the debt of a former resident of a former residence of mine.
Nasty business
We had been harrassed by NCO for a debt belonging to the person who had our phone number previously. The advice on this website to contact the Pennsylvania Attorney General’s office is good. I did this and received a response from the Pa. A. G.’s office that included NCO’s response to a letter sent them by the A.G.’s office. It is interesting to note that NCO never admits to the harrassment, but they do say that further communication will cease. So far, this has proven to be true. The Pa. Attorney General’s office admitted to me that they have had MANY complaints about NCO so they are aware of what they are doing. I also reported them to the Attorney General in my home state of Ohio. I hope this is of help to those of you enduring the hassle that we had for over two years.
I have had problems with this company but they say they are based in Wilmington DE, not in PA. I searched the BBB trying to find a place to complain but BBB of DE doesn’t have info on them. Does anyone know where I can complain about these people in DE?
Please note the appropriate address for NCO in Pennsylvania:
NCO Financial Systems, Inc.
507 Prudential Rd
Horsham, PA 19044-2308
1-800-597-4549 I just missed a phone call from NCO. I know for a fact I don’t have any debts. I called back twice and got a voice message. I was informed by a former landlord that two Maria’s have my social. Probably illegals. I’ll be hiring someone here soon to look into that for me for sure. Has anyone had any good results from sending a copy of this letter?
I acquired a new cell phone a few months ago. Apparently the number I got with it formerly belonged to someone in debt. I have been getting calls (but no messages) from NCO Financial on a daily basis. Since I am on the national DO NOT CALL list, I submit a complaint online for every call they make. When I called them to ask them to take the number out of their system, they said that they didn’t have it in their system. Apparently one of the qualifications to work for this company is that you must be a very good liar.
I am having problems with NCO… I have faxed them information regarding a bill I have paid last year from another collection company. Now a year later I am getting letters and phone calls from the famous “NCO”. Today I had to listen to a guy who barely spoke english act like I was a moron. I repeatedly told the guy I already paid it and in the mean time my 5 month old baby is crying because it’s 9am she just woke up and wanted to eat.. I’m trying to feed her and he wants me to look online at the bill…or report whatever..I hung up on him because my kid comes first…and not 1 min. later he calls back.. I tell him I am busy, he tells me I can pay the bill right now..I told him no I already paid it once again. He put me on hold again when he came back he called me sir.. I hung up. I’m not going to sit her and listen to a guy argue with me..over and over and then call me sir? It’s not like I have a manly voice even. They need to get a life. I’m surprized no one has called my house again yet. by 9am they will call again I’m sure..ugh! I’m not even sure if I should answer. They have my name and they have my dads ssn? what the fuck!
215-441-3000; 866-816-1066; 888-245-3420 ;
Received call today. They left a voice mail message with a Reference ID. Requested I call them back. Recieved prior to this two letters.
The number they called from 888-831-5317.
Not calling them back. Before doing so, I looked them up, because for one I did not know who they were. Then I found your web site. Funny thing is, I do not owe anybody anything. I am debt free.
Will be sending them a letter!
I received a recorded call (or maybe I should say my employer received) from NCO. This call was to my office’s main line and gave me contact information to call them back (right). I don’t know who they were trying to contact and I did not call them to see. The number I have is 866-372-8497.
Send this debt validation letter to NCO
Certified Mail Return Reciept Requested
CERTIFIED MAIL #: __________________________________________________________________
Your Name
Your Address
Your City, state and zip
NCO Financial
PO Box 41466
Philadelphia, PA 19101
Date: July 28th 2008
Re: NCO Financial
Acct #_____________________________________________________________
(800) 709-8613
Original Creditor Name; ______________________________________________
To Whom It May Concern:
Be advised that this is a notice sent pursuant to the Fair Debt Collection Practices Act, 15 USC 1692g Sec. 809 (b) that your claim is disputed and validation is requested.
This is NOT a request for “verification” or proof of my mailing address, but a request for FULL MEDIA VALIDATION made pursuant to the above named Title and Section. I respectfully request that your offices provide me with competent evidence that (a) the account is valid, (b) the amount allegedly owed is accurate, and (c) I have a contractual obligation to pay NCO Financial for this alleged debt.
All of the following MUST be provided to adequately validate the authenticity of the alleged debt AND provide proof of my contractual obligation to NCO Financial for this alleged debt:
• Copies of all statements from the date account opened until default
• Proof of the statute of limitations
• Proof of agreement that you were hired by the Original creditor (creditor as defined by the FDCPA) or
• A copy of the contract NCO Financial purchased the alleged debt.
• If the alleged debt was purchased, provide a copy of an agreement between NCO Financial and myself, signed by me, stating that I have a contractual responsibility to NCO Financial for the alleged debt
• Provide proof that NCO Financial is bonded/Licensed for debt collecting in the State of North Carolina
Be advised that failing to provide ALL of the media requested to validate the alleged debt will invalidate any and all claims NCO Financial is asserting regarding this alleged debt. If NCO Financial can NOT provide all of the validation media requested above, ALL collection efforts MUST be stopped and the account MUST be DELETED from the NCO Financial.
If you can NOT validate your claim, you can NOT, by law, collect on it, or SELL it to another collection agency. Also, reporting a debt to the credit reporting agencies that can not be validated is a violation of the FCRA (Fair Credit Reporting Act), and carries a $2500 fine to be paid to me. I have two years to decide if I want to pursue this matter. PLEASE GIVE THIS MATTER THE ATTENTION IT DESERVES.
If your offices are able to provide all of the validating media as requested, I will require at least 30 days to investigate this information, and during such time, all collection activity must cease and desist.
I am also stating, in writing, that no telephone contact be made by your offices. If your offices attempt telephone communication with me, including but not limited to computer generated calls and calls or correspondence sent to or with any third parties, it will be considered harassment, and I will have no choice but to file suit. All future communications with me MUST be done in writing and sent to the address noted in this letter by United States Postal Service.
Best Regards,
TYPE YOUR NAME DO NOT SIGN
Remember to also file a complaint with the Federal Trade Commission (FTC). You can do this on-line. These NCO people are based in several cities in the US. Horsham, Pennsylvania for one. The people who work for them are rude and misinformed. They don’t care to get the right information either. Just DON”T SEND THEM A DIME. DON’T GIVE THEM ANY OF YOUR BANKING ACCOUNT NUMBERS. They will think nothing of screwing you out of money. Send NCO a certified return receipt letter asking them to stop contacting you. They will. If you’re not sure what to do, contact an attorney and use the Fair Debt Collection Practices Act (FDCPA) as your guide.
I just got another alert from a credit report and now this idiot put the same negative items on my report. I MEAN THE SAME THINGS!!!! Are these guy for real. I called them got hung up on and then they look for any and all information I give them and they can not locate any info on me. I filed a report w/PA Attorney General because of this false information.
Haha.. its just funny to read some of the comments in this site, i cant help myself but to post my opinion to this whole crap.
1. Stop talking about your rights if you doesnt know your obligation.. A lot of people’s postings here are complaints about somebody calling them… but hey!!! wake up!!! you wouldnt receive such calls if at first place you know how to take good care of your responsibilities.. like your bills!!!!!
Yah we have our rights, but dont you think those people also have their rights to do their job: and that is to talk about your finances, about some debts you use for your own sake, and now your running from it and blaming others from letting you remember your own obligation… I pitty you!!!
2. If it is really a wrong #, come on.. talk to them like a real person, give them the chance to verify things and surely theyll do their job to stop calling you….
I just happened to find this link through a yahoo story. I just wanted to share a bit of info on an experience I had with them about 3 years ago. My husband and I were in tough financial times, and accrued a balance of 1800 dollars with the local gas company. Because we could not afford the place where we were staying (the gas bill was crazy each cold month) we moved into a smaller apartment with our then 2 little babies (they are 3 and 4 now). I was paying what I could and when I could, trying to make good on the debt. Finally, NCO got a hold of it and HARASSED me like you wouldn’t believe it. They made condescending comments about me as a person and as A MOTHER! Implying a few times that if I couldn’t pay my gas bill, I probably wasn’t taking good care of my kids.
Anyways, just wanted to share my story. Luckily, NCO has been a part of my past for a few years now. I pray I never have to deal with them again. Nasty people at that company.
well just so you know guys,,according to FDCPA collectors are allowed to call card holders during sundays and NCO is not violating a law at all…get it?!STUPID MORON!!
Number I got: 866-576-1447
Are these damn people even in the US. Sure don’t sound like it when I called them after I got a stupid letter in the mail. I even called back a bunch of times and hung up to see if I got ANYBODY who spoke a lick of English….no luck!! A debt I don’t even remember from ELEVEN YEARS ago. In my state, they got 6 years. Yeah, A little late on that one!! I was 17, not old enough to legally make a binding contract. Dumbasses!! Should’ve checked all that info out b4 U bought this so called debt. And the funny part is it was less than 50 bucks. He talked to me like it was $5000. Even tried gettin me to give him a check over the phone…HAHAHA!!! Bad enough those idiots got my social. Got the wrong bitch, I’m not that stupid!! After reading all this stuff on here, just proves my suspicions!! Luckily they don’t have my number….for now. My husband would have soooo much fun if they started calling. He loves messing with telemarketers and what nots! Hopefully, I can make them go away! Good luck to all!!
Their Latest number is 800-511-8676
Well I got a letter but it wasn’t directly from NCO Financial Systems. It was from the student loan company. I’ve called NCO but they gave me another number to call and then I called the loan company and they told me that I need to call NCO. I have a different address for them also.
I have:
4608 S. Garnett Rd
Suite 600
Tulsa, OK 74146-0000
(800) 945-5010
I want to get this paid so I can get it taken off of my credit. So what should I do??
OMFG….nCo is a bunch of bull$hhhhhh…..i get at least 2 letters a week from them threatening me to withhold my wages….so the i chose to finally call in….the rep that answered the phone was rude and u can hear al this static and a whole bunch of people laughing in the background,then she asks for my account number and name and says hold on then another rep is on the line???wtf?no please hold or im transfering u???then the rep says im not in the system, and keeps asking if im sure the letter says nco on it?why in the hell would i call u if it wasnt and plus their letters say please call us and have no damn number to call i had to hop online and get one of a million phone numbers they have.ive worked for collections and i thought that was bad sounds like nco has a whole bunch of teenagers with summer jobs working there…
A John Degiacamo keeps calling for my husband for a debt that does not belong to us. He was informed of this mistake and apparently doesn’t care. NCO keeps calling at least 4 times a day.
We do not answer these calls, 866-316-2714, 866-907-4792, 866-584-3895, 886-437-6488,
and a whole bunch of others!
What should we do when NCO attacks our credit reports????????
NCO is So Full of Crap!!! they keep giving me the run around they asked for a payment through money i went to the store to do it & 45 minutes later the guy call by the name of”Jay” i give him the information and he says call back in the morning and we can give you the confirmation number… well i have been on the phone sice 8:00 this morning and now its 10:51am i talk to people & they hang up on me and give me different numbers to call and i ask for a supervisor and they say there is no supervisor…. & then hang up on me!!!! i just want to RING THEIR NECKS!!!!!!!!!!!! AWW THEY ARE SO QUICK TO WANT A PAYMENT AND NOT BEING ABLE TO ANSWER YOUE QUESTIONS!!!!! I’M SO PISSED & TO TOP IT OFF I’M STILL ON THE PHONE AND NOW ITS SAYING I ONLY SENT A PYMENT OF 30.00 WHICH I SENT $489.06 WHAT F*&^%$ BASTARDS…..
<<<>>>
I am asking all my friends to set their fax machine at work to dial and redial this companies 800 numbers as often as possible just to show them how it feels.
It actually gives one a since of satisfaction on an otherwise trying day. :-)
I received 2nd letter since last of July but it is same old stuffs,dont give any details or nothing. will be sending both letters back
with nothing on it even if I Had my name,etc
and to tell them find another person they may be looking for with same as my name.
Someone called me from NCO about one week ago. They never sent me any kind of statement so I couldn’t figure out what it could have been. I tried calling the number back that was given to me. I ended up speaking to 8 different people! First I was hung up on twice not to mention the 2 people I had spoke with were extremely rude and inconsiderate. Then I was transferred 8 times after the last person finally told me that they could not find me in their system. I have never in my life seen a business so unprofessional in my life!
the question is not if SCO FINANCIAL is for real… the question is WHAT ARE THE FEDS WAITING FOR? THE SECOND COMING?
i worked very hard to have excellent credit history. the scam physician didn’t his job. the scam hospital (so called BAPTIST, tell me if you see any resemblance) never even bother to send me A BILL, but sent my “debt” to other SCAM (SPAMMERS) COLLECTORS (SCO WHATEVER) which didn’t even bother to contact me either, but HAD THE POWER TO DESTROY MY CREDIT HISTORY!!!
ARE WE IN PLAIN SCAM/SPAM ERA? how can an organization providing no proof affect somebody’s life and how could i measure the consequential damages they’ve produced me since the end or 2007? HOW MUCH SHOULD THEY PAY FOR THE HUMILIATION IN FRONT OF SOME CHEAP ACCOUNTANTS FROM VOLVO FINANCE/DEALER?
why exactly are we tolerating these INTERNATIONAL OPERATION to also be legal in our Country?
FEDS HELLO????
I have no debts, our house income is in six figures and I never missed a bill. My credit score was 800+. Yesterday I purchased a Volvo (and partially financed it). The APR was way higher than normal and I have been humiliated at the dealer. I paid for the car, accepted finance terms, etc.
When I’ve got back home I checked my credit report found out that my score was 691. Why?
A year back 10/2007, I paid an occasional visit to a physician. He recommended more investigations and scheduled an appointment with Baptist Hospital Pensacola. The appointment supposed to take place 4 weeks later. After speaking with my wife, we decided to ask the physician to cancel the appointment and let him know that we are not interested in his services for the future. The physician have accepted and that was it.
What happened. The physician never canceled the appointment. Baptist Hospital billed a $303 for the appointment (which I have not scheduled, which I have canceled by telling the physician the day after that I was not interested) and of course, never been there in person.
Baptist Hospital never sent us a bill. However, they filed the “debt” to a collection agency from a different state (called NCO FINANCIAL). These guys look like collection spammers or something (they advertize “call campaigns). NCO NEVER EVER CONTACTED US but FILED A NEGATIVE EVENT AGAINST MY CREDIT (via TUC). Of course, almost a year later, I found out about the whole thing.
Question: what is your advise about what I should do in order to have that negative removed from my TUC credit report? Can a hospital file a bill to a collector without send me the bill? Can a collection agency affect my credit ratings without even trying to contact me by any means?
The SCAM NCO seams to constantly apply is to charge for “contact the customer, if not found submit to credit bureaus”. From what I’ve learned from the internet, they do not even bother to contact anyone, just file a credit negative event” then charge their clients as the case has been solved. This improves their “productivity” but please tell me, is this legal? Can somebody ruin your credit with a phone call without even TRYING to actually collect anything prior to that?!?
NCO FILING#: 15879359
Believe me, I have all the means to meet their “attorneys” in court.
my husband kept getting letters form this company and also harassing phone calls not to mention they were also calling his parents house and sending them letters to their house as well. we dont even know what the bill is about. there numbers are unavailable when they call.
Moral lesson for everyone!
Let’s pay our bills on time! For sure no one will bug as every single day! agree?
You know these NCO people call me on SUNDAYS! Isn’t there a law against that? It’s always some automated voice, and once was an actual person, a man. He was a real ass. They call me about 5x a day for a credit card that’s been paid off for months… ugh
886-825-1748 on 08/19/08
I just received a call from NCO looking for my husband’s ex wife. They haven’t been married since around 1981! And she has never possessed my phone number. What gives?
I wrote in earlier to tell my tale of woe and now I have a new one. One of the reps only known as John has been calling my place of business and hasassing my assistant Irene on a daily basis. He even went as far as to scold her for not disclosing her name when she answered the phone. Not even to mention the embarrassment now they think it’s ok to harass whoever picks up the phone not just the person they are looking for. Are they really for real????
Just needed to vent…. Thanks!
guys you know what,,not all collectors are rude..they’re just doing there job..they have to keep their goal..we owe money to them so we have to settle payment right?!and that’s the right thing to do..and the thing is,,if we don’t want to be bothered again by their calls,,pay your debt!!!
Got a call on 8/12 with a number and case #, I was alerted that negative information from NCO was posted on my credit report on 8/13. I have never seen any kind of correspondence or notice and NOW they are ruining my credit for some kind of medical bills, which I have no knowledge about. I’m going to have fun with this one. I just tried calling and I got no one there and please hold (hung-up on, NICE!!!)
Unfortunately, I just paid NCO $118 over the phone for a 6 year old debt of $43!!! I didn’t look them up online until I got off the phone. They actually referred me to the web to look them up. I can only hope this stops now and that they don’t do anything inappropriate with the information I gave them over the phone. I paid with a check by phone so they have my bank routing number. I feel so stupid! :-(
This post is for everyone here but I especially have a message for the other Angela who posted 8/12/08. I got the same offer for a credit card. It is not an offer. It is an attempt by this lowlife debt collection agency to reactivate a debt that might be too old to collect on. Warren & Vullings is filing a class action on my behalf. 215-745-9800. Please call them. Add yourself to it. Make money off of them instead of them making money off of you.
FOR EVERYONE ELSE PLEASE READ:
I went to http://www.fairdebtlawyers.com and submitted an online complaint about NCO. Guess what?! They filed suit on my behalf for free and collected statutory damages for me from NCO for violations of the FDCPA. The above site is for a legitimate lawfirm in Philadelphia PA and they are amazing. They go after NCO every day and win. Just thought I’d pass on the info. The name of the lawfirm is Warren & Vullings and their phone number is 215-745-9800. Call them. You won’t regret it. There are alot of things these collection agencies do that are against the law and most people don’t even realize they are being violated.
wow these NCO employees that are posting crap are harsh!!! great way to advertise your company. just proves people right, that your company is annoying and not a good company!!!
John Brown NCO does break the law, they have the same account listed on my CR twice, they do NOT respond as legeally required to debt validation letters but still continue to report, they try to harass and collect on debts that are past SOL, they have also called my home after 9PM, so please tell me again what an upstanding company NCO is!
NCO Financial Systems has been collecting $100 mo. to pay off a credit card acct,i contacted them in ref. to this acct, and they referred me to their website,the site is a blank page,their are other links that warn that NCO Financial Systems is a fraudulent company and The Better Business Bureau should be contacted.
NCO Financial Systems has written me several letters with a debt that is 8 years old and is no longer on my credit report. In addition, they ran my credit and put an inquiry on my credit report without my authorization. I have contacted the FTC and filed a complaint.
I just received a call from NCO Fianancial looking to speak to my husband on a 20 year old account. The number they were calling from was 800-432-3988.
This company has called all 4 of my children and asked not only for my contact info, which they have. But they even asked one child to pay their Mom’s bill. She was smart enough to say sorry, that’s your problem not mine. Yet they call all 4 kids everyday. I am unemplyed and have no phone. I have a mailing adress, but NCO sends nothing. How do I make them stop calling my children who aren’t responsible for GE Money debt?
For John Brown: I’m not going to get into a pissing patch with you. My comments stem from my own experience. However, I don’t think that these people have absolutely nothing to do except find a site like this one to complain about a company they have no first hand knowledge about. And as far as stereotyping people, if the comments made by the NCO representatives to the third party people and to myself are not stereotypical, I don’t know what is. The bottom line is nobody wants to own any money. These people have called me names, told me to borrow money from other people and yes, even use a credit card for a cash advance. That’s how they help? They harass us and everybody around us, getting the names wrong, threatening us with arrest, insinuating all sorts of things. I tried not to have an adversarial relationship with them. Unfortunately, they chose to make it very difficult for me. So I reported them, along with the hundreds and hundreds of people who are, according to you, making all this up. Believe me, I have better things to do. And besides, I’m NOT the client. They don’t have to satisfy ME. Don’t you get it???
FOR RT: It’s just that its not right to stereotype! How would you know that this NCO office is the same as the others? Aside from the fact that this site has only less than 1000 negative comments. Imagine how big our country is! NCO handles millions of accounts so in short there are more satisfied client than those client like you who finds NCO as a blood sucker. Its you’re credit score who benifits most not theirs! OK? so try to be open-minded! Do you have a proof that all comments that has posted here is nothing but the truth?
We got behind on our AMEX bill, card cancelled. We’ve since arranged with AMEX to send them payments directly in Dallas, TX, to clear our account telling them we’ve read about NCO and don’t trust NCO. AMEX said yes, send us payments, even though our phone system says for your account to work directly with NCO. Explained this to Carol Randall-Meyer or Meyer-Randall (she talks so fast we can’t understand her name, and then she refuses to tell it to us what her name is again, or (this is really funny-her voice starts shaking when I tell her to “very slowly” spell it out for me). And check this out> My wife and I had discussed working with Carol ($), then (!-then!) Carol called my wife when I was at work and screamed at my wife, telling her “I’m tired of this. You keep telling me to talk to your husband!”. Sorry Carol, my wife’s Philippine and doesn’t understand a high blood pressured stranger screaming at her on the phone- but does find it quiet entertaining!-he he. Course a wordly person like yourself, Carol, who can only set on a phone all day and lie and deceive people..well anyway. I almost married a lady in Dallas who’s a successful collector, so I know the system as I explained to you. And check this out, everybody, we’ve explained to Carol we live on a military base, where ALL phone calls are recorded, and where I can request phone records at any time. Well, NCO and Carol, now, keep calling, because *it is only helping us now build our case/suit against you :-0 We look forward to your next phone call. And Carol, you had $ coming your way, till you lost your manners-don’t forget, you hung up on me when you called my work number also (and it’s recorded :-). Anyway, please call us again now, soon as possible, we’re looking forward to it :-) And so is the Pennsylvania Attorney General :-O
** Folks who read this, don’t be afraid to tell those you owe, who’ve hired NCO (ie, sold debt to them) that you don’t trust NCO and want to settle directly with them. Send them $5/month or whatever, they’ll take it vs giving a bunch of bill collectors a fee.
as i walked in the door tonight the phone was ringing, and without looking at caller ID i answered it, and got an automatic recording, with a phone number and a case number.
800-379-5290 #ez1156
so i called and waited and waited…40 minutes. Nothing
So I looked them up and called the main number on their website
800 550 9619
no record of me or any debt in my name, they were looking for some gloria something. They asked for my name and i read them the riot act.
“we have had this number for over 2 years, do not ever call us again. If you do, we will file immediately with lisa madigan, the attorney general of illinois, who by the way will be running for governor and would love to bust your chops for fun. do you have any questions?”
No sir
For everyone who reads this, they are combing the multitude of databases that are available for free or for a fee. There are millions of bits of information floating around about you from credit card companies, telephone companies, electric companies, drivers license and voting records, wills and deeds, lottery, school enrollment, car dealers, credit reporting companies, airlines, the list is endless. In fact, some companies like magazines make more money from selling your information than they do selling you the magazine.
Basically, everything you do these days leaves some sort of footprint, unless you dont give any identifiable information and pay with cash.
Im sure scum like NCO buy that shi* in bulk. Peoplesearch just sells it over and over and over, like bags of candy.
I’m finally out of debt, and my heart goes out to every single person who has to wrestle with these bastards.
God be with you
I recieved 2 offeres this week in the mail to apply for their credit card; Has anyone else seen this offer. I was considering it, but after reading the following complaints, I think I have changed my mind. I’ll just deal with the debtor directly. But how can I get them to stop calling and sending letters? The debt is now more than 4 years old.
I got a call today from Sylvia (888-666-8866) about my account. I do have debt with NCO and I have been paying it off for years. The problem is that I don’t always get the payment reminders/statements they send. A couple years ago I sent in a payment without having received a statement and NCO never got the check.
So, back to Sylvia… I told her that I had not gotten a statement and she responded with “OK, so I’ll put down that you’re refusing to pay. Your account will be turned over to the wage garnishment department and you should get a lawyer.” I tried again to explain that I needed a statement to pay my bill and verify my balance. I also repeatedly asked to talk to a supervisor, but Sylvia informed me that there was no one else to talk to. She just kept telling me to get a lawyer. Then she said something about wanting to check if I had credit cards in collection and hung up on me.
I called back and finally talked to the manager (and Sylvia’s supervisor), Mary Tankoua, and she was very helpful. I made a payment over the phone, and she removed the wage garnishment transfer request from my account. She also told me that she would listen to the tape of the earlier call. I don’t know what will come of this, but I just hope I keep getting statements. I mean, I’m not sending money to some company without seeing that my balance is going down!
For John Brown: You are obviously an employee of those blood sucking vampires. They do indeed break the law and they do it regularly. They DID disclose information about me to a third party – several times. When I asked the representative to spell his last name for me, the little twerp hung up on me. They are rude and have raised animosity to an art form. Don’t kid yourselves folks, if NCO is indeed breaking the Federal Debt Collection act (you can get a copy on line – KNOW YOUR RIGHTS) REPORT THEM TO THE FTC AND THE PA ATTORNEY GENERAL’S OFFICE.
Giving us a telephone number does not verify truthfullness. AND based on MY experience and the hundreds here,, you are wrong.
NCO is not allowed to disclose any information to a third party so you are recieving a call back number with no particular name or debt so that any person in the house can call them back to verify some information on a specific person and account. You may accept or dispute the debt coz sometimes they just get bad numbers like people with same name but different socials and birthdate so upon confirming that you’re not the one they looking you’re number will be deleted in their list!
Bear in mind that NCO has different offices world-wide so call this number 866-4420536 and you will know that they do not violate any federal or state law! BASED ON EXPERIENCE!
We have been recieving calls NONSTOP for 2 months now. I answer the phone and get nothing on the other end. Now I worked for a very nice collection agency under a government contract. Now the law states, if they call more than 3-4 tims a day, with considerable time inbetween they are following the law. If they are calling repeatly morning, noon, and night then it is harassment. THey are only aloud to call up to 9pm, we have have them call after 9pm. The only acception to these laws, is if it is a Bank calling. They have different laws, and complaints have to be filled in a different manner. I do plan on staying on the phone as long as possible next and try to talk to someone. I am glad that i found this blog, and to hear I am not the only one recieving these annoying, harassing phone calls.
I have been receiving calls from 800-413-0134 for weeks now, and tonight was the first time I ever received a voice message of them stating who they are and what they want. The number comes up as Unavailable, and the message said that they were a debt collection agency and i needed to call “MR Brown”. I am not going to call anyone, as I don’t have any debt at all. I just paid off my credit card and am living debt free, with the exception of every day bills. I just say, ignore the calls. I have put my cell phone on the DNC list, but that has obviously not helped. I am trying it agian. I am not answering their calls though, as I don’t want to end up being charged for something by just answering.
my mother is 81yrs old.is crippled,has dementia and can’t speak. she is totally dependent on me,and lives with me. these ’sweet’ people have been calling for my mother for over a year. they never say what they want,and won’t talk to me,even though i hold power of attorney,and durable p.o.a. for my mother. they have the correct name,address,and phone number,but the wrong social for her. i WILL not give out the correct social,and these people actually had the nerve to tell me to send a copy of the poa’s before they will talk to me.no way!!!! i have called them twice to take my phone number off of their list since they have the wrong person. i have been assured that they have removed our number,yet the calls continue.this is no less than abusive behavior on their part. my mother has never owed anyone anything,never in debt,and i have no idea what to do to stop the calls. I HAVE HAD IT!!!!!!oh, yeah,and when i request to speak to a supervisor, i get totally put off or somehow disconnected.
I have just found out that NCO bought my debt from American Express. They are demanding a payment that I can not afford and are refusing to except any payment that is less than the amount demand. I have even enrolled in CCA (Consumer Creidt Services) to try and get a ower payment and they also have refused to acept a payment from them. American Express had increased my interest to 29.7 which is a default rate and has been adding approx. $695 a money to my balance. This rate has added approx. 5000 to my balance along with the late fees. I have cashed in IRA’s and paid tax returns to this debt and still can not make a dent due to the high interst and the fact that no one willl work with me. I just want to know where these people get off by sinking me futhure in debt and not letting me make payments? How am i or any ohter person who has falling on bad times suppose get this debt cleared and just how much lower is my credit rating going to go?
At some point NCO got a hold of my personal bank account information and since then is submitting “checks” for very large dollar amounts. The money is not in the account but I have over $300.00 in overdrafts and had to close the account. I spent all morning on the phone with the company and just got sent from person to person with no answers. When i finally had enough and said I want answers and I want them now and that I was going to record the call so no errors were made, they hung up on me. So much for trying to get the so called issue resolved in a professional manor. Thanks for all of the info, I am going to file complaints in PA and NY.
NCO financial has been calling me day and night and when I talk to them they bully me and call me names. I repeatedly tell them that I will be disputing the debt. But they still keep calling and leaves threatening messages. The numbers they use: 800-448-9570 – 888-899-4784.
THEY ARE SICK STALKERS.
I paid NCO over $800 last year for medical bills, I tried calling them today and was transfered 7 times and hung up on twice and all I asked for is something showing what bills were paid with my funds! How can I get this everyone just keeps putting me on hold
My fiance’ served in Operation Iraqi Freedom II with the Marine Corp in 2004. Like many soldiers, he visited the Army & Airforce Exchange Services (PX) to buy supplies, etc. He used his debit card to purchase goods. He returned home and discharged from the Marines. Recently (July 08) 4 yrs since he left Iraq, he received a call from NCO Financial Services stating that the transactions in Iraq never processed and he owes more than $1,000 dollars + interest accrued within these three years. Of course we are not going to pay, but we are extremely disgusted that they would target our soldiers, who served this country. If other soldiers are receiving the same accusations, please e-mail me at mhorton79@juno.com. Our congress needs to know veterans are being targeted. Together we can stop NCO. Thank you!
EDDA M. CESTERO DE AYALA
URB. VILLA CLEMENTINA, NUEVA F14
GUAYNABO, PR. 00969
2 de agosto de 2008
A: NCO Financial Systems of Puerto Rico
300 c/ C Suite 200, Rexco Industrial Park. Gnbo, PR 00968
De: Edda M. Cestero de Ayala
L11194
En el día de hoy recibí una carta de cobro de una compañía que ustedes tienen a su haber, SUNCOM. Dicha compañía alega que esta servidora les adeuda una cantidad risible de dinero. Primero que nada quiero informarles como lo hice con ellos que y a mi contrato había terminado con ellos pues de no ser así no hubiese podido llevarme la portabilidad dermis números telefónicos a otra compañía como lo hice con Centennial. Es de todos conocido que si una cuenta esta salda esto es imposible re realizar. Sugiero que cese y desista de este cobro de dinero pues tengo la evidencia necesaria para probar lo antes dicho y acudiré a las oficinas pertinentes para demandar a Zuncho y a su compañía por hostigamiento, difamación, y angustias mentales. Por favor arreglen esta cuenta, hagan las investigaciones inherentes para evitar este tipo de problema, pues si llegan a dañar mi crédito un a simple disculpa no será suficiente.
Cordialmente.
Sra. Edda M. Cestero
Now they are using “unavailabel” numbers…answered it and it was Nco collecting a debt…one i have never heard of..watch out for “unavailable”…
I think I have a solution. The company is called NCO (www.ncogroup.com) They call on behalf of (in my case) Capital One. One of their phone numbers is 800-550-9619. I suggest that you call and try to sell them something…like a vacuum cleaner or blender. Maybe a dog walking service…use your imagination. I did it….it was fun. I plan to do it a lot in my spare time since they’ve hammered me with calls for months.
These people asked for a post dated check, I did it just to get them to stop calling. I wish I had reseached them first. They did not send me a reminder letter in the mail and the ran the check. I did not have the funds to cover and the check bounced. Insted of calling me and asking me what happend they kept running the check adding NSF fees to my bank account. I called and spke to a manger and we had a heated talk. He told me he had a right to the money and he was going to keep doing it untill the debt got paid. he refused to let me talk to the accounts department of give me the number. I told him I would just do a stop payment on the check and he told me he has othr ways of getting my money, in a threating tone. Then he told me I had 24-48 hours to take care of the debt, but he would not tell me what would happen. Who grows up in life and says hey I want to be a debt collector. I made a formal complaint with the FTC and I hope something is done these people need to be stopped.
Our daughter passed away 3 years ago due to complications from surgery. Her vehicle was subsequently reposessed and her daughter and son paid the balance between the value of the car and what was owed. They have misplaced their receipt for that, and this debt has subsequently been turned over to NCO. They keep calling because my name was given as a reference at the time of purchase, but I was not on the loan. They call constantly and I have explained the situation to them. They are very rude and I have subsequently been screening my calls and don’t answer if I don’t know the number. It’s hard enough to lose a child and to keep getting harrassed by these people makes it even tougher.
See my message dated July 19. A followup. Sending a certified mail, return receipt requested letter to NCO for them to STOP calling me worked. I also filed complaints with the Federal Trade Commission and the the Pennsylvania Attorney Generals Office. These can be done on-line and you do get an acknowledgement back. Remember that these measures only slow them down. If you have a real debt, retain legal counsel for help. I have. Don’t wait folks. File your complaints against this company. These blood sucking pigs do not want to make it easy. Make sure you get the names of the people you are talking to. You can mention them when you file your complaint. Good luck to all
I just finished getting off the phone with these people for the first time. #704-523-8444 and they are pretending to be located in North Carolina. I asked where they were from and that is what they said. When I told them I was aware of the debt they were speaking of and theat I could only afford $150 monthly to take care of it they told me to seek out a family member to borrow it from or that their client would be taking me to the Superior Court of NJ and the cost of my original debt would be doubled. If I didn’t read this I would really be afraid and bullied. Thanks you everyone for your advise and postings. I will be filing a claim with the BBB and PA immediately!
I am receiving a letter about once a year and had gotten two as a time before for last few years and I have no clue whatsoever what it for and one year I just mailed the whole letter back with question mark across it but no phone call like your guys are.
I received 4 unknown calls in the past 1 week with a return number 1-800-477-1827.
A quick google search of this number returned NCO as the trouble maker. And, a subsequent search for NCO landed me in this site. It seems that these guys are changing numbers often to escape legal retribution.
Their latest number is 1800-477-1827.
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