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	<title>Comments on: NCO Financial Systems</title>
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	<link>http://www.ethannonsequitur.com/nco-financial-systems.html</link>
	<description>thoughts, musings, and the not-so-random</description>
	<lastBuildDate>Tue, 07 Feb 2012 19:44:23 +0000</lastBuildDate>
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		<title>By: Carla</title>
		<link>http://www.ethannonsequitur.com/nco-financial-systems.html/comment-page-10#comment-71283</link>
		<dc:creator>Carla</dc:creator>
		<pubDate>Tue, 07 Feb 2012 19:44:23 +0000</pubDate>
		<guid isPermaLink="false">http://www.ethannonsequitur.com/nco-financial-systems.html#comment-71283</guid>
		<description>YOU FOLKS SHOULD PAY YOUR BILLS FOR IT NOT TO BE PLACED ON COLLECTIONS! HELL!</description>
		<content:encoded><![CDATA[<p>YOU FOLKS SHOULD PAY YOUR BILLS FOR IT NOT TO BE PLACED ON COLLECTIONS! HELL!</p>
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		<title>By: nathan</title>
		<link>http://www.ethannonsequitur.com/nco-financial-systems.html/comment-page-10#comment-71202</link>
		<dc:creator>nathan</dc:creator>
		<pubDate>Mon, 06 Feb 2012 21:33:59 +0000</pubDate>
		<guid isPermaLink="false">http://www.ethannonsequitur.com/nco-financial-systems.html#comment-71202</guid>
		<description>8008249392</description>
		<content:encoded><![CDATA[<p>8008249392</p>
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		<title>By: E Renee Jones</title>
		<link>http://www.ethannonsequitur.com/nco-financial-systems.html/comment-page-10#comment-71190</link>
		<dc:creator>E Renee Jones</dc:creator>
		<pubDate>Mon, 06 Feb 2012 18:05:04 +0000</pubDate>
		<guid isPermaLink="false">http://www.ethannonsequitur.com/nco-financial-systems.html#comment-71190</guid>
		<description>I have been receiving calls at my place of employment, they don&#039;t say who they are calling for, not even sure if for me, but the number they leave for a return call is 866-849-2442.</description>
		<content:encoded><![CDATA[<p>I have been receiving calls at my place of employment, they don&#8217;t say who they are calling for, not even sure if for me, but the number they leave for a return call is 866-849-2442.</p>
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	<item>
		<title>By: Fed Up</title>
		<link>http://www.ethannonsequitur.com/nco-financial-systems.html/comment-page-10#comment-71122</link>
		<dc:creator>Fed Up</dc:creator>
		<pubDate>Mon, 06 Feb 2012 00:35:32 +0000</pubDate>
		<guid isPermaLink="false">http://www.ethannonsequitur.com/nco-financial-systems.html#comment-71122</guid>
		<description>What we do with our cell phones is not answer any calls that we do not have in the logged into the contacts list, or that we do not recognize the number.  We then check those unknown numbers on the computer complaints sites, and if it is a harrasing or related mumber, we put into the contact list for that mumber.
DO NOT ANSWER.  If that number shows up on the sell phone, we let it ring.  After a while they generally stop calling.</description>
		<content:encoded><![CDATA[<p>What we do with our cell phones is not answer any calls that we do not have in the logged into the contacts list, or that we do not recognize the number.  We then check those unknown numbers on the computer complaints sites, and if it is a harrasing or related mumber, we put into the contact list for that mumber.<br />
DO NOT ANSWER.  If that number shows up on the sell phone, we let it ring.  After a while they generally stop calling.</p>
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		<title>By: Eric</title>
		<link>http://www.ethannonsequitur.com/nco-financial-systems.html/comment-page-10#comment-70853</link>
		<dc:creator>Eric</dc:creator>
		<pubDate>Thu, 02 Feb 2012 19:18:08 +0000</pubDate>
		<guid isPermaLink="false">http://www.ethannonsequitur.com/nco-financial-systems.html#comment-70853</guid>
		<description>Contact credit reporting agencies and dispute the debt. They will  investigate and remove if paid off.</description>
		<content:encoded><![CDATA[<p>Contact credit reporting agencies and dispute the debt. They will  investigate and remove if paid off.</p>
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		<title>By: Mr. B.</title>
		<link>http://www.ethannonsequitur.com/nco-financial-systems.html/comment-page-10#comment-70804</link>
		<dc:creator>Mr. B.</dc:creator>
		<pubDate>Thu, 02 Feb 2012 04:29:43 +0000</pubDate>
		<guid isPermaLink="false">http://www.ethannonsequitur.com/nco-financial-systems.html#comment-70804</guid>
		<description>In addition to the FTC, also report lowlife companies like NCO to your state Attorney General as well as your state Dept. of Licensing.  All collection companies, regardless of where they are located must by law, have a license issued from EVERY state they try to collect in, and recently several have been caught fat &amp; happy without one.  Many such state licensing departments have their own C.A. boards whose sole purpose is to make life hell for rouge collectors who don’t play by the rules. Several years ago, we were being illegally hounded by two really nasty agencies for other people’s accounts.  They made it clear they didn’t have to stop harassing us, but a few of these written complaints changed their minds real fast! One thing that works well is to file complaints of violations BEFORE sending them a DV letter and telling them the complaints will be renewed every time you hear from them. We never heard from them again, and just for good measure, we found the people they were looking for and turned them on to every consumer protection website out there, including Budd Hibbs.  Hey, you tip your hand, you get it slapped!</description>
		<content:encoded><![CDATA[<p>In addition to the FTC, also report lowlife companies like NCO to your state Attorney General as well as your state Dept. of Licensing.  All collection companies, regardless of where they are located must by law, have a license issued from EVERY state they try to collect in, and recently several have been caught fat &amp; happy without one.  Many such state licensing departments have their own C.A. boards whose sole purpose is to make life hell for rouge collectors who don’t play by the rules. Several years ago, we were being illegally hounded by two really nasty agencies for other people’s accounts.  They made it clear they didn’t have to stop harassing us, but a few of these written complaints changed their minds real fast! One thing that works well is to file complaints of violations BEFORE sending them a DV letter and telling them the complaints will be renewed every time you hear from them. We never heard from them again, and just for good measure, we found the people they were looking for and turned them on to every consumer protection website out there, including Budd Hibbs.  Hey, you tip your hand, you get it slapped!</p>
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		<title>By: Mr. B.</title>
		<link>http://www.ethannonsequitur.com/nco-financial-systems.html/comment-page-10#comment-70791</link>
		<dc:creator>Mr. B.</dc:creator>
		<pubDate>Thu, 02 Feb 2012 00:09:21 +0000</pubDate>
		<guid isPermaLink="false">http://www.ethannonsequitur.com/nco-financial-systems.html#comment-70791</guid>
		<description>Hey, Dan: there’s this handy little function on your computer known as “Spell-Check” that you might want to try.  As for a phone company, I would pay them, but would gladly use two cans and a string before I would ever give a dime to the vermin at NCO.  These scum deserve every bit of bad press they have and then some. They are officially listed among America’s top 10 worst collection agencies, although their tactics have no place in America.  It’s a horrible reputation the brought entirely on themselves through their absolute lack of ethics or professionalism. They don’t care if you ever owed the debt or not just as long as they can scam it out of you or anyone else. They hounded us for months over someone else’s expired accounts and only stopped after we reported them to our state licensing Dept. and the FTC. We also located the person they were looking for and told him all about where he could go to learn about his rights under the FDCPA.  Now, his old time-barred accounts are really worth their weight in dog shit!</description>
		<content:encoded><![CDATA[<p>Hey, Dan: there’s this handy little function on your computer known as “Spell-Check” that you might want to try.  As for a phone company, I would pay them, but would gladly use two cans and a string before I would ever give a dime to the vermin at NCO.  These scum deserve every bit of bad press they have and then some. They are officially listed among America’s top 10 worst collection agencies, although their tactics have no place in America.  It’s a horrible reputation the brought entirely on themselves through their absolute lack of ethics or professionalism. They don’t care if you ever owed the debt or not just as long as they can scam it out of you or anyone else. They hounded us for months over someone else’s expired accounts and only stopped after we reported them to our state licensing Dept. and the FTC. We also located the person they were looking for and told him all about where he could go to learn about his rights under the FDCPA.  Now, his old time-barred accounts are really worth their weight in dog shit!</p>
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		<title>By: NN</title>
		<link>http://www.ethannonsequitur.com/nco-financial-systems.html/comment-page-10#comment-70484</link>
		<dc:creator>NN</dc:creator>
		<pubDate>Sun, 29 Jan 2012 01:27:59 +0000</pubDate>
		<guid isPermaLink="false">http://www.ethannonsequitur.com/nco-financial-systems.html#comment-70484</guid>
		<description>800-303-1995</description>
		<content:encoded><![CDATA[<p>800-303-1995</p>
]]></content:encoded>
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		<title>By: NMN</title>
		<link>http://www.ethannonsequitur.com/nco-financial-systems.html/comment-page-10#comment-70479</link>
		<dc:creator>NMN</dc:creator>
		<pubDate>Sun, 29 Jan 2012 00:33:44 +0000</pubDate>
		<guid isPermaLink="false">http://www.ethannonsequitur.com/nco-financial-systems.html#comment-70479</guid>
		<description>New number:

1-800-597-4549</description>
		<content:encoded><![CDATA[<p>New number:</p>
<p>1-800-597-4549</p>
]]></content:encoded>
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		<title>By: Destry</title>
		<link>http://www.ethannonsequitur.com/nco-financial-systems.html/comment-page-10#comment-70470</link>
		<dc:creator>Destry</dc:creator>
		<pubDate>Sat, 28 Jan 2012 21:38:38 +0000</pubDate>
		<guid isPermaLink="false">http://www.ethannonsequitur.com/nco-financial-systems.html#comment-70470</guid>
		<description>NCO made a mistake by targeting me. I have learned the real laws. Understand the differences between artificial person and natural person. I copyrighted my fiction. My name in all capitol letters. Anyone or any business attempts to use my name in all Capitol letters and make money using it, they are in violation. The fine is one million dollars in silver specie due to me for every violation per issuer and user. That is silver dollars. Not federal reserve notes. I used stamps autographed by me to invoke the power of the UPU. Got them by the b@!!$ now!</description>
		<content:encoded><![CDATA[<p>NCO made a mistake by targeting me. I have learned the real laws. Understand the differences between artificial person and natural person. I copyrighted my fiction. My name in all capitol letters. Anyone or any business attempts to use my name in all Capitol letters and make money using it, they are in violation. The fine is one million dollars in silver specie due to me for every violation per issuer and user. That is silver dollars. Not federal reserve notes. I used stamps autographed by me to invoke the power of the UPU. Got them by the b@!!$ now!</p>
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		<title>By: Destru</title>
		<link>http://www.ethannonsequitur.com/nco-financial-systems.html/comment-page-10#comment-70468</link>
		<dc:creator>Destru</dc:creator>
		<pubDate>Sat, 28 Jan 2012 21:11:20 +0000</pubDate>
		<guid isPermaLink="false">http://www.ethannonsequitur.com/nco-financial-systems.html#comment-70468</guid>
		<description>Hate spelling correctors. UPU</description>
		<content:encoded><![CDATA[<p>Hate spelling correctors. UPU</p>
]]></content:encoded>
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		<title>By: Destry</title>
		<link>http://www.ethannonsequitur.com/nco-financial-systems.html/comment-page-10#comment-70467</link>
		<dc:creator>Destry</dc:creator>
		<pubDate>Sat, 28 Jan 2012 21:09:01 +0000</pubDate>
		<guid isPermaLink="false">http://www.ethannonsequitur.com/nco-financial-systems.html#comment-70467</guid>
		<description>Free right to travel. Copyright your fictition like I did and have the YOU collect for you.</description>
		<content:encoded><![CDATA[<p>Free right to travel. Copyright your fictition like I did and have the YOU collect for you.</p>
]]></content:encoded>
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		<title>By: Julia</title>
		<link>http://www.ethannonsequitur.com/nco-financial-systems.html/comment-page-10#comment-70447</link>
		<dc:creator>Julia</dc:creator>
		<pubDate>Sat, 28 Jan 2012 13:58:59 +0000</pubDate>
		<guid isPermaLink="false">http://www.ethannonsequitur.com/nco-financial-systems.html#comment-70447</guid>
		<description>1800-731-8202</description>
		<content:encoded><![CDATA[<p>1800-731-8202</p>
]]></content:encoded>
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		<title>By: lola</title>
		<link>http://www.ethannonsequitur.com/nco-financial-systems.html/comment-page-10#comment-70185</link>
		<dc:creator>lola</dc:creator>
		<pubDate>Wed, 25 Jan 2012 01:38:08 +0000</pubDate>
		<guid isPermaLink="false">http://www.ethannonsequitur.com/nco-financial-systems.html#comment-70185</guid>
		<description>Lucy Simpson 877-462-9591 is the person who contacted me, left a voice mail
now I know not to answer their calls</description>
		<content:encoded><![CDATA[<p>Lucy Simpson 877-462-9591 is the person who contacted me, left a voice mail<br />
now I know not to answer their calls</p>
]]></content:encoded>
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		<title>By: Tracye</title>
		<link>http://www.ethannonsequitur.com/nco-financial-systems.html/comment-page-10#comment-70106</link>
		<dc:creator>Tracye</dc:creator>
		<pubDate>Mon, 23 Jan 2012 23:01:44 +0000</pubDate>
		<guid isPermaLink="false">http://www.ethannonsequitur.com/nco-financial-systems.html#comment-70106</guid>
		<description>I can&#039;t confirm the falsified name, but I can confirm that is a number they leave in their voice mail message to reach Anthony Davis.</description>
		<content:encoded><![CDATA[<p>I can&#8217;t confirm the falsified name, but I can confirm that is a number they leave in their voice mail message to reach Anthony Davis.</p>
]]></content:encoded>
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		<title>By: Chris</title>
		<link>http://www.ethannonsequitur.com/nco-financial-systems.html/comment-page-10#comment-69984</link>
		<dc:creator>Chris</dc:creator>
		<pubDate>Sat, 21 Jan 2012 23:59:52 +0000</pubDate>
		<guid isPermaLink="false">http://www.ethannonsequitur.com/nco-financial-systems.html#comment-69984</guid>
		<description>HELP!!!!! NCO has my license due too unpaid traffic tickets. I owed $8,460 lol all my tickets are either no insurance or no license. I have 2---4year old minor speeding tickets not one accendent or reckless nothing like that. So I paid them $2,200 ask a down payment and $300 a month for the last 7-8 months. Work is slowing down and I fear Im going to snap of I loose my license again. DOES ANYONE KNOW WHAT I SHOULD DO??????</description>
		<content:encoded><![CDATA[<p>HELP!!!!! NCO has my license due too unpaid traffic tickets. I owed $8,460 lol all my tickets are either no insurance or no license. I have 2&#8212;4year old minor speeding tickets not one accendent or reckless nothing like that. So I paid them $2,200 ask a down payment and $300 a month for the last 7-8 months. Work is slowing down and I fear Im going to snap of I loose my license again. DOES ANYONE KNOW WHAT I SHOULD DO??????</p>
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		<title>By: AAR</title>
		<link>http://www.ethannonsequitur.com/nco-financial-systems.html/comment-page-10#comment-69729</link>
		<dc:creator>AAR</dc:creator>
		<pubDate>Wed, 18 Jan 2012 16:33:03 +0000</pubDate>
		<guid isPermaLink="false">http://www.ethannonsequitur.com/nco-financial-systems.html#comment-69729</guid>
		<description>New Number 1-877-997-9495</description>
		<content:encoded><![CDATA[<p>New Number 1-877-997-9495</p>
]]></content:encoded>
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		<title>By: A.P</title>
		<link>http://www.ethannonsequitur.com/nco-financial-systems.html/comment-page-10#comment-69354</link>
		<dc:creator>A.P</dc:creator>
		<pubDate>Fri, 13 Jan 2012 21:48:36 +0000</pubDate>
		<guid isPermaLink="false">http://www.ethannonsequitur.com/nco-financial-systems.html#comment-69354</guid>
		<description>How many phone numbers those this NCO  Financial have ???????  Wow.  By the way this is another number  --- 1866-671-7222.</description>
		<content:encoded><![CDATA[<p>How many phone numbers those this NCO  Financial have ???????  Wow.  By the way this is another number  &#8212; 1866-671-7222.</p>
]]></content:encoded>
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		<title>By: desertfox</title>
		<link>http://www.ethannonsequitur.com/nco-financial-systems.html/comment-page-10#comment-69298</link>
		<dc:creator>desertfox</dc:creator>
		<pubDate>Fri, 13 Jan 2012 05:38:32 +0000</pubDate>
		<guid isPermaLink="false">http://www.ethannonsequitur.com/nco-financial-systems.html#comment-69298</guid>
		<description>Got a voicemail message from NCO tonight.  First time I have heard of them, and am not aware of any outstanding debts.  Haven&#039;t called them back yet.  The callback number they left was 800-485-2202.</description>
		<content:encoded><![CDATA[<p>Got a voicemail message from NCO tonight.  First time I have heard of them, and am not aware of any outstanding debts.  Haven&#8217;t called them back yet.  The callback number they left was 800-485-2202.</p>
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		<title>By: thomas</title>
		<link>http://www.ethannonsequitur.com/nco-financial-systems.html/comment-page-10#comment-69207</link>
		<dc:creator>thomas</dc:creator>
		<pubDate>Thu, 12 Jan 2012 01:39:12 +0000</pubDate>
		<guid isPermaLink="false">http://www.ethannonsequitur.com/nco-financial-systems.html#comment-69207</guid>
		<description>new phone number 888-245-3420</description>
		<content:encoded><![CDATA[<p>new phone number 888-245-3420</p>
]]></content:encoded>
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	<item>
		<title>By: DAN</title>
		<link>http://www.ethannonsequitur.com/nco-financial-systems.html/comment-page-10#comment-69199</link>
		<dc:creator>DAN</dc:creator>
		<pubDate>Wed, 11 Jan 2012 22:19:09 +0000</pubDate>
		<guid isPermaLink="false">http://www.ethannonsequitur.com/nco-financial-systems.html#comment-69199</guid>
		<description>I was checking my credit report and noticed a $500 past due note from NCO and have no clue what it is strange that is an even $500.00 so I gave them a call and they asked for info and told me they have no information with an account with that balance she did tell me there was one in 2010 but its been payed and she told me to look at my credit report and give her the claim number.  I didn&#039;t have the report handy so I asked why she couldn&#039;t search and I didn&#039;t get an answer after several attempts I gave up. Should I call back with the acct # or just report the problem, I don&#039;t recall any debt that.  I have  and due to all negative comments concerned if.they&#039;re trying to pull a  a fast one on me granted I won&#039;t pay unless I know.but shouldn&#039;t they know if I.owe them?</description>
		<content:encoded><![CDATA[<p>I was checking my credit report and noticed a $500 past due note from NCO and have no clue what it is strange that is an even $500.00 so I gave them a call and they asked for info and told me they have no information with an account with that balance she did tell me there was one in 2010 but its been payed and she told me to look at my credit report and give her the claim number.  I didn&#8217;t have the report handy so I asked why she couldn&#8217;t search and I didn&#8217;t get an answer after several attempts I gave up. Should I call back with the acct # or just report the problem, I don&#8217;t recall any debt that.  I have  and due to all negative comments concerned if.they&#8217;re trying to pull a  a fast one on me granted I won&#8217;t pay unless I know.but shouldn&#8217;t they know if I.owe them?</p>
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	<item>
		<title>By: Judes11</title>
		<link>http://www.ethannonsequitur.com/nco-financial-systems.html/comment-page-10#comment-69041</link>
		<dc:creator>Judes11</dc:creator>
		<pubDate>Tue, 10 Jan 2012 00:46:42 +0000</pubDate>
		<guid isPermaLink="false">http://www.ethannonsequitur.com/nco-financial-systems.html#comment-69041</guid>
		<description>Think about exactly what kind of a person would accept a job where the job description is to harass people, all day long, every day. If they didn&#039;t have that job they probably wouldn&#039;t have any job. The only job requirement is that you know how to sit at a make-shift desk in a dingy building, barking at people on the phone all day. 
 
Worst case, even if the person they are calling really does owe them money, realistically, no one is going to send a check to a nasty jackass who lacks professionalism and who works for a shady outfit with unscrupulous business practices.</description>
		<content:encoded><![CDATA[<p>Think about exactly what kind of a person would accept a job where the job description is to harass people, all day long, every day. If they didn&#8217;t have that job they probably wouldn&#8217;t have any job. The only job requirement is that you know how to sit at a make-shift desk in a dingy building, barking at people on the phone all day. </p>
<p>Worst case, even if the person they are calling really does owe them money, realistically, no one is going to send a check to a nasty jackass who lacks professionalism and who works for a shady outfit with unscrupulous business practices.</p>
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		<title>By: Nana</title>
		<link>http://www.ethannonsequitur.com/nco-financial-systems.html/comment-page-10#comment-69011</link>
		<dc:creator>Nana</dc:creator>
		<pubDate>Mon, 09 Jan 2012 17:02:52 +0000</pubDate>
		<guid isPermaLink="false">http://www.ethannonsequitur.com/nco-financial-systems.html#comment-69011</guid>
		<description>I currently work for NCO Financial..and to tell you they have a screen called the &quot;Z&quot; SCREEN...NOW PLEASE NOTE THAT THEY ARE GOING TO ASK FOR 100 % OF THE BAL..BUT YOU CAN PAY 60% OR BELOW TO SETTLE YOU HAVE 12 MONTHS IN PAY INSTALLMENTS...DON&#039;T BELIEVE ANYTHING ELSE THEY TELL YOU..THEY EVEN CAN GO AS LOW AS 50% LOL....THESE COLLECTORS WORK ON COMMISSION THE RECIEVE FROM 1600 TO 3500 PER MONTH COLLECTING FROM YOU...THE MORE THEY COLLECT FOR A DEBTOR THE MORE COMMISSION THE COLLECTOR GET.......YOU CAN ALWAYS TELL THEN TO CEASED ALL CALLS OR DISPUTE BUT IF YOU CHOOSE TO PAY...YOU HAVE EVERY RIGHT TO FIGHT TO PAY THE AMOUNT FROM THE &quot;Z&quot; SCREEN. OH ONE MORE THING THEY ARE NOT PERMITTED TO TELL YOU THIS HOWEVER...THEY CAN ACTUALLY LOOK AT YOUR CREDIT BUREAU..THAT&#039;S THE &quot;O&quot;SCREEN...</description>
		<content:encoded><![CDATA[<p>I currently work for NCO Financial..and to tell you they have a screen called the &#8220;Z&#8221; SCREEN&#8230;NOW PLEASE NOTE THAT THEY ARE GOING TO ASK FOR 100 % OF THE BAL..BUT YOU CAN PAY 60% OR BELOW TO SETTLE YOU HAVE 12 MONTHS IN PAY INSTALLMENTS&#8230;DON&#8217;T BELIEVE ANYTHING ELSE THEY TELL YOU..THEY EVEN CAN GO AS LOW AS 50% LOL&#8230;.THESE COLLECTORS WORK ON COMMISSION THE RECIEVE FROM 1600 TO 3500 PER MONTH COLLECTING FROM YOU&#8230;THE MORE THEY COLLECT FOR A DEBTOR THE MORE COMMISSION THE COLLECTOR GET&#8230;&#8230;.YOU CAN ALWAYS TELL THEN TO CEASED ALL CALLS OR DISPUTE BUT IF YOU CHOOSE TO PAY&#8230;YOU HAVE EVERY RIGHT TO FIGHT TO PAY THE AMOUNT FROM THE &#8220;Z&#8221; SCREEN. OH ONE MORE THING THEY ARE NOT PERMITTED TO TELL YOU THIS HOWEVER&#8230;THEY CAN ACTUALLY LOOK AT YOUR CREDIT BUREAU..THAT&#8217;S THE &#8220;O&#8221;SCREEN&#8230;</p>
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		<title>By: Bob Hodges</title>
		<link>http://www.ethannonsequitur.com/nco-financial-systems.html/comment-page-10#comment-68603</link>
		<dc:creator>Bob Hodges</dc:creator>
		<pubDate>Wed, 04 Jan 2012 13:36:50 +0000</pubDate>
		<guid isPermaLink="false">http://www.ethannonsequitur.com/nco-financial-systems.html#comment-68603</guid>
		<description>NCO Financial Systems depends on you picking up the phone when they call you. That&#039;s how they make money. Once you pick up and say, &quot;Hello?&quot; they got you. First, they record all calls, and the creditors are able to listen to the recording. Second, when they make a contact, you picking up, your phone number goes right to Robo calling, which could mean twenty to fifty calls per day for the next seven years, or until you pay. Third, if you blow them off, and you have a job, and you are under sixty, you go to the lawyers. It&#039;s real simple, folks, if a collection agency calls, tell them to stop calling and hang up. If the debt goes to the credit bureaus, dispute it. Even if they can prove you owe the debt, as long as you stick to that one single word: dispute. (You are not legally obligated to give a reason, and by law, they are legally obligated to dispute your debt for you) They are then forced to write it off. You are not bound to pay a disputed debt.</description>
		<content:encoded><![CDATA[<p>NCO Financial Systems depends on you picking up the phone when they call you. That&#8217;s how they make money. Once you pick up and say, &#8220;Hello?&#8221; they got you. First, they record all calls, and the creditors are able to listen to the recording. Second, when they make a contact, you picking up, your phone number goes right to Robo calling, which could mean twenty to fifty calls per day for the next seven years, or until you pay. Third, if you blow them off, and you have a job, and you are under sixty, you go to the lawyers. It&#8217;s real simple, folks, if a collection agency calls, tell them to stop calling and hang up. If the debt goes to the credit bureaus, dispute it. Even if they can prove you owe the debt, as long as you stick to that one single word: dispute. (You are not legally obligated to give a reason, and by law, they are legally obligated to dispute your debt for you) They are then forced to write it off. You are not bound to pay a disputed debt.</p>
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		<title>By: john nicholson</title>
		<link>http://www.ethannonsequitur.com/nco-financial-systems.html/comment-page-10#comment-68142</link>
		<dc:creator>john nicholson</dc:creator>
		<pubDate>Fri, 30 Dec 2011 16:59:59 +0000</pubDate>
		<guid isPermaLink="false">http://www.ethannonsequitur.com/nco-financial-systems.html#comment-68142</guid>
		<description>you should contact IRS and find out what is going on. I thought I had heard something about IRS using private debt collectors, but I am not sure if true or not. IRS has the power to levy your bank account, but things have gone downhill there and they are now afraid to use all their powers in fear of getting congressional complaints about levying, etc. However, you should contact them and ask about the status of your unpaid liability. They can tell you if an outside collection agency is involved, or in what status your account is in.</description>
		<content:encoded><![CDATA[<p>you should contact IRS and find out what is going on. I thought I had heard something about IRS using private debt collectors, but I am not sure if true or not. IRS has the power to levy your bank account, but things have gone downhill there and they are now afraid to use all their powers in fear of getting congressional complaints about levying, etc. However, you should contact them and ask about the status of your unpaid liability. They can tell you if an outside collection agency is involved, or in what status your account is in.</p>
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		<title>By: john nicholson</title>
		<link>http://www.ethannonsequitur.com/nco-financial-systems.html/comment-page-10#comment-68139</link>
		<dc:creator>john nicholson</dc:creator>
		<pubDate>Fri, 30 Dec 2011 16:56:27 +0000</pubDate>
		<guid isPermaLink="false">http://www.ethannonsequitur.com/nco-financial-systems.html#comment-68139</guid>
		<description>get an unlisted number or a cell phone under your wife or relative&#039;s name.  Otherwise, get caller ID and don&#039;t answer the phone when you see a strange number calling.</description>
		<content:encoded><![CDATA[<p>get an unlisted number or a cell phone under your wife or relative&#8217;s name.  Otherwise, get caller ID and don&#8217;t answer the phone when you see a strange number calling.</p>
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		<title>By: john nicholson</title>
		<link>http://www.ethannonsequitur.com/nco-financial-systems.html/comment-page-10#comment-68137</link>
		<dc:creator>john nicholson</dc:creator>
		<pubDate>Fri, 30 Dec 2011 16:52:31 +0000</pubDate>
		<guid isPermaLink="false">http://www.ethannonsequitur.com/nco-financial-systems.html#comment-68137</guid>
		<description>It could be regarding a relative or someone with the same last name in your town. I received one today for a relative. They were cold-calling people in my town with the same last name on the hope someone would know the person and give them info.  No matter who is calling, people need to remember to not give anyone info of any kind over the phone. Buy, people more often than not will do so in an effort to be helpful, I guess. Your best bet is to just say you have no idea who the person is. Never hear of them, don&#039;t live here, etc.</description>
		<content:encoded><![CDATA[<p>It could be regarding a relative or someone with the same last name in your town. I received one today for a relative. They were cold-calling people in my town with the same last name on the hope someone would know the person and give them info.  No matter who is calling, people need to remember to not give anyone info of any kind over the phone. Buy, people more often than not will do so in an effort to be helpful, I guess. Your best bet is to just say you have no idea who the person is. Never hear of them, don&#8217;t live here, etc.</p>
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		<title>By: john nicholson</title>
		<link>http://www.ethannonsequitur.com/nco-financial-systems.html/comment-page-10#comment-68135</link>
		<dc:creator>john nicholson</dc:creator>
		<pubDate>Fri, 30 Dec 2011 16:47:25 +0000</pubDate>
		<guid isPermaLink="false">http://www.ethannonsequitur.com/nco-financial-systems.html#comment-68135</guid>
		<description>I have always found that swearing loudly at these kinds of people works---sometimes. If not, you can always blow a whistle in the phone when they come on the line.</description>
		<content:encoded><![CDATA[<p>I have always found that swearing loudly at these kinds of people works&#8212;sometimes. If not, you can always blow a whistle in the phone when they come on the line.</p>
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		<title>By: john nicholson</title>
		<link>http://www.ethannonsequitur.com/nco-financial-systems.html/comment-page-10#comment-68134</link>
		<dc:creator>john nicholson</dc:creator>
		<pubDate>Fri, 30 Dec 2011 16:45:11 +0000</pubDate>
		<guid isPermaLink="false">http://www.ethannonsequitur.com/nco-financial-systems.html#comment-68134</guid>
		<description>stop paying them immediately. never, ever pay this company anything. they are scammers.</description>
		<content:encoded><![CDATA[<p>stop paying them immediately. never, ever pay this company anything. they are scammers.</p>
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		<title>By: rl</title>
		<link>http://www.ethannonsequitur.com/nco-financial-systems.html/comment-page-10#comment-68065</link>
		<dc:creator>rl</dc:creator>
		<pubDate>Fri, 30 Dec 2011 03:19:44 +0000</pubDate>
		<guid isPermaLink="false">http://www.ethannonsequitur.com/nco-financial-systems.html#comment-68065</guid>
		<description>Well put everyone!!, this post is about this horrible company NCO... not about bad mouthing eachother, since we are all obviously going through the same things with these horrible people!!</description>
		<content:encoded><![CDATA[<p>Well put everyone!!, this post is about this horrible company NCO&#8230; not about bad mouthing eachother, since we are all obviously going through the same things with these horrible people!!</p>
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