Comments on: NCO Financial Systems

By: JULIE

*JULIE* — Sat, 31 May 2008 05:22:08 +0000

215-441-3000–this is the number of the lady who called and said she was from Sprint. I called Sprint earlier that day to upgrade one of my phones on my Sprint account, because I get a $150 credit after two years. I guess she was trying to pull one over on me, because when I started to ask her a lot of questions, she hung up. Apparently, they have affiliates with Capital One, which also miraculously appeared as an account on my credit report-I have contacted the FTC and reported suspects-all individuals have harrassed me by attempting to block me from viewing my own accounts, etc. I also contacted all 3 credit reporting agencies, and I have had to call the Dekalb, Ga. authorities to report names of suspected local people, so when the FTC completes their investigation, they can compare notes with the local authorities, and these stalkers can be arrested–it’s one thing to invade someone’s privacy because of a loose nut in the box, but quite another to steal someone’s identity and use it as their own, even pretending to be married to the person. In fact, isn’t there a federeal law against that , making that person a felon when convicted?! You could say I will be quite the vindictive one, to say the least–somehow, these FOOLS have to learn a lesson in a federal prison for a few decades.

By: Gary

Gary — Fri, 30 May 2008 15:59:37 +0000

I just got a call from 1-866-889-6745. retuned their call straight away and asked them who they were looking for, gave me a name of angel *****, advised them this is not me and that they need to remove the number from thier list as I’ve had it a week.
Said they will remove me and I won’t receive anymore calls.
We will see.

Thinking the call center was in India too, delay on line, Indian op..

Will update if I receive anymore calls from them!

By: Rod Munch

Rod Munch — Thu, 29 May 2008 22:04:09 +0000

Beat them at their own game. I call them several times a day and speak gibberish, call them names, make up stories and generally waste their time. It’s all gooks that work there for some reason, and they hate it when I tell them so. Today I told them that I was unable to make payment, and she insisted that I could do SOMETHING. I suggested that perhaps I could be a male prostitute and send NCO the money, but she thought that was “using profanity.” DUMB SLOPE!

By: Vona Mae Scott

Vona Mae Scott — Wed, 28 May 2008 15:44:17 +0000

I just got a check in the mail from them. Its for 86.43. What is up with that??? don’t know why. Is it a trick??? If I cash it will they find me??

By: American Pride

American Pride — Wed, 28 May 2008 15:07:02 +0000

I have gotten many calls from this company constantly and this keep asking fo the wrong person and giving someone else Social Security Number..I have a new number that is not on this list..1800-979-6560..You cn’t understand these people..they are all terrorists and need to be stopped!!!

By: Danielle M. Brown

Danielle M. Brown — Tue, 27 May 2008 03:05:46 +0000

My Name is Danielle Brown I have been recieving letter from you about a account I had with Spegiel between 1993-1996.

I though that this account was paid off because Spegiel called to pay what I owe or they were going to send the account to the company lawyer.

I was in college and my father paid Speigel off.

I do not know what happened but please get respond as soon as possible.

Danielle Marie Brown

By: frank

frank — Fri, 23 May 2008 18:17:10 +0000

NCO called from 866-849-2438, Ms. McLain

By: Michelle

Michelle — Thu, 22 May 2008 23:02:47 +0000

How can you tell which creditor these people collect for? They call me like 8 times a day and I have no clue who they’re calling about.

By: Parasites

Parasites — Tue, 20 May 2008 00:34:28 +0000

These parasites called my home number today as well. They left me this number to call back to 1-800-477-1827.
I called back and told the brainless amoeaba on the phone that I would contact the attorney general of PA, and hung up.
I pay all my bills on time and do not have any outstanding debts. How they got my number I do not know.

By: underaged and raged

underaged and raged — Mon, 19 May 2008 23:28:02 +0000

i’m 17 and their claiming i owe 400 dolars or so…they gave my parents a hard time for trying to understand what they want…why or how would they even get my information
they gave me this number
1-888-829-0236 but it came up in my caller id as unknown name and number

By: Joel

Joel — Mon, 19 May 2008 02:44:39 +0000

NCO Financial

I went to buy a house in Nashville in May of 2008. I found the perfect home and applied for a home loan through CHASE. Come to find out that even though my credit is great I have a collection for $200 from an SBC home telephone line in Compton, CA. I have lived in California before but nowhere near Compton. It was up to me to clear this up before my closing date two weeks later or else I was not going to be approved for my home loan. I called NCO Financial and finally got through to a woman who was hell bent on not telling me how to fix this situation. When I asked to speak to a supervisor she put me on hold and the phone mysteriously disconnected. The second woman I spoke with said a SSN number that started with 298- and I corrected her that my SSN starts with a 296-. About the fourth time she did this I stopped her from talking and told her this was the problem, it’s not my SSN. She then paused a moment and than said, “oh, it is 296-xx-xxxx!” I told her that this was as shady as can be and I wanted to speak to a supervisor. After being on hold for a long time a woman picked up and and explained that she was a supervisor. I asked her how I could resolve my problem and the only thing I could understand of what she was saying was to prove that I didn’t live in Compton, CA or pay the money. I don’t know exactly how to prove that you didn’t live somewhere, I think that’s impossible so I had to do the opposite and prove where I did live. Anyway, the rest of our conversation was useless due to the fact that this woman was speaking ebonics with a heavy accent, I’m not sure if it was a joke that they were playing but I kept trying to tell her that if she’s speaking English I have no idea what she is saying. What a professional company this NCO Financial is turning out to be!

With no success being able to reach anyone at NCO Financial that could help me and who wouldn’t place me on hold without the phone magically hanging up(a big game they like to play), I focused on proving every place I lived for my entire life. This way, even if no one at NCO Financial would help at least CHASE hopefully could pull their heads out and apply some common sense to this situation and realize that this isn’t my debt. If I was going to ruin my 750+ credit it would not be over 200 fucking dollars!!! Anyway, I did just that, I now have documentation for ever place I have ever lived and the dates as well. I forwarded this information to CHASE and called NCO Financial to try and reach someone that could give me a fax number so that I can get this information to the proper people. After several failed attempts and being transferred from department to department and being jerked around a woman was finally able to help me. She started off the conversation and immediately said 298-xx-xxxx. I couldn’t believe it, ever since the first time I corrected one of their representatives all the people have been saying 296-xx-xxxx. I knew this was no coincidence and immediately stopped her. She asked me to spell my name which is not a common one, in fact there are only 11 of my last name and they are all family in Ohio, I’m the only one to have ever left Ohio bearing this last name. She said that the SSN’s do not match up and the first name is miss-spelled. It was obviously fraud and she said they would remove it from my credit within thirty days. That didn’t help my current situation with CHASE so she said they would fax me a letter by the end of the business day. I waited and low and behold no fax. I called the next morning and got in contact with a supervisor named Dave King. He assured me that he would put a rush on it but that it takes them time to type up this intricate letter and they are working as diligently as possible. I waited and finally just before the end of the second day the fax came through. It was a pidly two-liner that contradicted itself as follows: “Please be assured that our records do not reflect your having owed on the above account number, nor have we furnished your information to any credit reporting agencies. Despite this, to the extent your information is appearing on any report with any credit bureau which we do business, we have made a request to delete our listing of the above referenced account from your credit profile.” What the fuck is that? Amazing. These people are the scum of the earth. They are the dog shit on the bottom of my shoe and I hope this happens to their asses at least once in their pathetic lives. They make Lawyers, tax assessors and used car salesmen seem like saints. The sad thing is I bet half of the people who jerked me around this whole time are barely above minimum wage with real credit problems of their own, none of them sounded like they had a descent education or clue as to what they were doing. I also wonder how many people, especially the elderly that would have gave in and paid just because they feel like they have to or don’t know any better. What a group of crooks!!!

By: Meghan

Meghan — Sat, 17 May 2008 16:16:54 +0000

NCO has recently begun calling my mother’s house, she lives in a different state and I have not lived there for years. Is this legal? I don’t even know how they got that number, I do owe debt but accrued it long after I moved away from my mother’s. I tried calling the number but it just says all reps are busy and goes to a voicemail but the mailbox is full.

By: Dani

Dani — Thu, 15 May 2008 17:47:44 +0000

NCO called me today, and I have been out of town for the past 2 weeks and see on my caller ID that they have been calling me almost every day while I was gone. I answered today, and they told me about an unpaid balence that I owe on my Discover card… hmm that’s funny, I do not own, nor have I ever owned a Discover card. He tried to verify my SS# and address… woah buddy, I am not giving you any of my information. I simply yelled at him that I don’t have a Discover card and hung up. Sounds like a scam to get my info!

By: boris

boris — Tue, 13 May 2008 21:42:12 +0000

215 675-1573 is the latest number. I am shutting down my phone soon. I am dnc and blocked and ring ring ring.

By: DrivenCrazy

DrivenCrazy — Tue, 13 May 2008 01:55:27 +0000

I have a new phone on my fiance’s phone plan, and He and I do not have any debt or way of procuring debt. I have gotten numerous calls from 866-473-9021. They have identified themselves every time but only identified who they were calling for once, and it was so low and quickly spoken that it was impossible to understand but sounded like it may have been “Sharon.” I have gotten the option to press that I am not who they are looking for once, and sat for 5 minutes listening to dead air before I got fed up with waiting and hung up.

866-401-2140
866-473-9021
310-862-9031
704-817-0541
718-684-9410
972-546-1548
408-538-5101
513-201-6302
202-607-2932
Have all called my parents house 24 times (collectively) within the last 4 days. They have not identified themselves since the first two or three calls that came through. They are always hang-ups or the morons going “hello. hello. hello.”(we have the generic “leave a message after the beep” answering machine message, so they cant mistake it for someone answering) This is ridiculous

By: Al Bumen

Al Bumen — Mon, 12 May 2008 13:58:13 +0000

How about just paying the bill? That would get them to stop calling. And what do you mean “the debt is so old no one has an obligation to pay”? Are you saying all any one has to do is run up a debt and then not pay for it for years then eventually it will be too old to collect? Wow, that’s amazing, there’s a really nice flat-screen tv I’ve been wanting, I think I’ll take your advice and get it for free. I didn’t realize people could run around piling up debt and never have to pay for it. What a novel idea.

By: Jen

Jen — Mon, 12 May 2008 04:44:33 +0000

In response to gruntled 26 apr 08, to let you know and to also everyone else on here, i have recently gave up my position at nco, i currently went on sick leave due to a broken foot and they started hasselling me about getting a doctors note to prove my claim and what followed after that was a letter sent to me by ups which appeared like a collections notice saying that i didn’t call them back concerning the matter and so on and so on, i was shocked that they wld treat even a employee like that, and thanks for your comment about me seeming like genuine person, and that is my personality, i am a very caring person my all means, And for those who are having problems with them, ignore the calls and if they don’t stop after that or if they don’t stop after you telling them to remove, i also think that alternative measures should be taken to make them stop, the centre i worked at was a canadian one that delt with strickly the u.s the department that i was in, but head office is located in the u.s, i don’t blame anyone on here for their anger towards this, if it was me going through it i wld be the same way, and calling on a weekend, whats with that, i thought it was a mon to fri thing!

By: Becky

Becky — Sat, 10 May 2008 15:09:04 +0000

I have received calls from NCO. They are vultures! The first number they left for me to call was 1-800-860-4200 but didn’t say who they were. So I called back and was yelled at by the rep. Today, I got a call from the same rep but the number didn’t show up as “unavailable” it actually showed up 937-427-7300. If I actually had the debt and had received some paperwork on it, I would have paid it but then they would probably still be harassing me!

By: big sky

big sky — Fri, 09 May 2008 17:17:51 +0000

I am currently being harrassed by NCO. I am willing to pay the debt but have asked repeatedly for the agreement to be in writing. As of today they are calling nonstop but will not put anything on paper. Any suggestions?

By: Flatul8

Flatul8 — Wed, 07 May 2008 17:41:50 +0000

I sent them a cease and decist letter and the slobs have stopped calling. Amen!

By: NCOfcktards

NCOfcktards — Wed, 07 May 2008 14:41:57 +0000

Hey NCO fck tards, I watching. Screw up with me and it will cost you!

By: cecelia

cecelia — Wed, 07 May 2008 03:29:11 +0000

I just want to say that something that turned out to be a nusiance ended up positive…I wrote my letter to NCO that I was told to write and they have stopped harassing me!!! Thx!!! The bill was clear from 1989…

By: Chris

Chris — Tue, 06 May 2008 20:14:59 +0000

I received a call from NCO today. When I returned the call and gave the reference number they advised me they we looking for someone other than myself. Doesn’t sound like they have their act together!

By: Kelly

Kelly — Tue, 06 May 2008 16:54:08 +0000

They keep calling me (only once a day) asking for some person who owns the Paw Paw patch and that this is the number listed for the business. I have never answered any of the calls because they either call from “unknown” or a 416 number which is in Canada. Anyway, I have read other sites that say that they will accuse you of “hiding” the person if you say they have the wrong number. They haven’t asked for any debt, but they wont stop calling!! Would it be worse if I answered?

By: nomoregames

nomoregames — Tue, 06 May 2008 15:55:49 +0000

in case you don’t already know it. these people will make you crazy. be assertive with them. call them out on their game. If you’re reading here, then you’ve probably already been researching them and you’ve read about how they work. Insist on working with your original creditor. ask for copies of signed contracts and itemized statements. send them cease and desist letters. it will at very least force them to do something other than harass you for a few minutes. and….if you either never answer their calls or refuse to work with them, you’ll notice that a company with a different name will start to call you. It’s not usually the same company. They sell your debt to yet another company for even less than they paid for it to start with and the cycle starts all over. Generally speaking…if you agree to pay even 10% of your bill…they got their money back…but before you do…i’d ask for a written contract that states the amount you’ve agreed to pay and the terms of the agreement…i.e…this will be marked paid in full with all credit bureaus…etc., etc. And NEVER send money without the agreement and when you do send the money…keep a copy of the payment. I suggest you refuse any pmt option besides a simple money order that you mail to them. They’ll try to tellyou that you’ve agreed to mail payments in the past and you didn’t do it and they won’t accept mail payments and you have to give them a checking account number or a credit card number or wire them money via WESTERN UNION. DON’T DO IT! They’ll charge the whole amount to your accounts and Western Union fees are just more money you have to spend. SAY NO! You can usually buy a money order at any bank for a dollar or less. Whatever you do…send them a letter insisting they stop calling you. I can deal with mail statements. Generally…unsecured debts like credit cards are never going to end up causing you to have your wages garnished. Student loans, back taxes, child support…yes…but collection agencies for unsecured debt…not likely.
DON’T let them have the upper hand. Don’t give them any information if at all possible. Answer your home phone like a business…make up a business name if you must. Never give your name when you answer…just say…something like…Front Desk…or 1835 Pine, How can I help you? When they ask to speak to you…say…she’s not available may i take a message…(this can be a clincher right here)…they shouldn’t talk to you at all. Ask who they are…company name, address…purpose of call…their full name (expect a lie)…if they won’t give it…tell them no one there takes calls without knowing what they’re about. Just be as obnoxious as they are…they’ll pass you on to another company. And remember….they paid less than 10% of your balance for your debt…your original creditor charged it off and took their tax loss…you SHOULD refuse to work with any agency other than your original creditor!

By: Christy

Christy — Mon, 05 May 2008 18:41:29 +0000

I received a call today from NCO about my AMEX business card. I am having a hard time financially right now and was 3 months behind on my AMEX. The person I spoke with as for the full balance in 30 days. There was no way I can pay that much. Then I was offered to pay off the balance in 6 months or just 10% of the balance. I told them the amount I could pay each month, and they refused to accept my payment. (She stated she wasn’t, but she did take it either.) She advised me to take out a loan with my bank or pay off the card with another credit card. I cannot do either. One thing I did not get, I was told if I paid the amount I could afford, that would not pay the interest rate of 34% that AMEX would start charging after 30 days in collection. She told me that AMEX would make a lot of money off of me. I called AMEX and they are not longer servicing the account, NCO is. So, what the? Is this grounds for suing. I should have taped the dang call.

By: John NYC

John NYC — Fri, 02 May 2008 20:04:18 +0000

found this site as i was on hold and soo glad i did. Was going to give them hell regardless as they had been calling my cell for months, i finally rang them back - turned out (after the first guy hung up on me) they were looking for the wrong person and had a “wrong number”. When I have a wrong number I apologise and refrain from calling that number again. Time will tell if they actually “remove my number”.
Advice to anyone - ask who they are, what their cell/home/parents number, ssn, date of birth etc is…see how obliging they will be.
I will be contacting the PA county prosecution to further strengthen their harrassment suit.
To the employee of this “company” i’m surprised you feel even good enough to show your filthy post on here, worse still trying to defend this company, are you in training to be a defense attorney for peadophiles and rapists? You should feel sick at what you do - that is not a job, i’m sure you have made your parents proud! Disgusting, I would be ashamed to call you a daughter/mother.

By: Getting Even

Getting Even — Thu, 01 May 2008 23:06:50 +0000

1. When the Vermin call your cell…just put your phone on “contacts only” and anybody with a number not on your list goes straight to VM…and if it is a machine calling, it usually will not record…
2. If you must talk to them: Tell them all future contact must be done by mail. Send them this in writing(certified..bla bla).
3. Call the original creditor and work out ANYTHING! They will work it in this toilet economy! and screw the Vermin!

By: Lisa

Lisa — Thu, 01 May 2008 22:47:23 +0000

I am getting DAILY calls from these people. They NEVER leave a message on my machine and when I DO pick up (which I am going to stop doing), all I get is a some bulls*** recorded message telling me to ‘please hold’. I have NEVER even heard of this company before. I have had to start screening my calls to avoid them.

Isn’t this kind of thing harassment?? I just want them to leave me alone. I live in CALIFORNIA and they once called us at 7:30 AM (well it was 7:30 here in California). Thats absurd! It was a Saturday too! Get a life people!

Oh, the number on my caller ID is 866-278-1213.

By: Mel

Mel — Thu, 01 May 2008 21:21:51 +0000

In response to “LD:” I have never heard of NCO until they started calling me a few weeks ago (I too am grateful for this website, I sent a cease communication letter two days ago based on information obtained on this site). I did not receive any type of letter or other communication from them before they began calling me and I have received no other types of communication from them since they began calling me several times a day.